$7,900,000

560 Harbor Cove Circle

Longboat Key, FL 34228

Active
3
Beds
4
Baths
3,485
Sq Ft
0.41
Acres
1981
Built
WaterfrontWater accessPrivate pool$2,267/sqft
🏠Single Family Residence

Property type

🏗️1981

Year built

📐17,712 sqft

Lot size

📊$2,267

Price / sq ft

🏘️$517/mo

HOA dues

📅188

Days on market

🚗2

Garage spaces

🌊AE/VE

Flood zone

About this home

An exceedingly rare offering within the exclusive Bay Harbour enclave of Bay Isles on Longboat Key, this extraordinary peninsula estate delivers exceptional privacy, dramatic Sarasota Bay views, and direct boating access to both the Intracoastal Waterway and the Gulf of Mexico. Positioned at the end of a quiet cul-de-sac on a three-sided waterfront peninsula, the property features two private docks with water and electric, including one with a 15,000-lb lift designed for easy access. The Gulf is reachable through the nearby jetty with drawbridge, with an additional route via the John Ringling Bridge. The seawall was newly capped in 2020, and the pier deck and boat lift controls were replaced in 2025, ensuring superior waterfront infrastructure. Extensively rebuilt and structurally engineered, the residence is warm, refined, and filled with natural light, capturing sweeping bay views from nearly every room. The chef-inspired kitchen showcases custom rare wood cabinetry, an extended breakfast bar, a three-sink layout, double dishwashers, Sub-Zero refrigerator, Wolf warming drawer, standalone ice maker, and beautifully finished wood ceilings. The living and dining areas feature a custom jazz club floor and open seamlessly to a wraparound screened lanai, fully reconstructed with multilayer waterproof construction, a rich teak ceiling, and an open-sky section ideal for coastal breezes and stargazing. Multiple seating and dining areas create effortless indoor-outdoor living with uninterrupted water views. Outdoors, the pool area offers a private retreat surrounded by tropical landscaping and expansive travertine decking designed for both relaxation and entertaining. A custom palm-terrace garden enhances the tranquil ambiance along the east side of the deck. All bathrooms have been fully remodeled with premium finishes, floor-to-ceiling tilework, and frosted glass shower doors. The primary suite features an elegant, spa-like bath designed with refined materials. Additional upgrades include hurricane-rated windows and doors, 5-ton A/C units installed in 2024 and 2025, all-new plumbing, electrical, and HVAC ductwork, a whole-house water purification system, a full security camera system, and extensive structural improvements completed under engineering oversight. Exterior enhancements include landscape lighting, a resurfaced epoxy garage floor with mini-split A/C, and cell-foam insulation for efficiency. Residents of Bay Isles enjoy private Gulf beach access at the Bay Isles Beach Club, offering tiki huts, restrooms, BBQ areas, and gathering spaces. The gated community provides 24/7 security, community pools, and miles of shaded sidewalks ideal for walking and cycling. With its unrivaled peninsula setting, exceptional boating amenities, unmatched privacy, and sweeping water views at every turn, this estate represents one of Longboat Key’s most remarkable waterfront opportunities—an extraordinary residence defined by craftsmanship, luxury, and coastal elegance.

Estimated monthly payment

Principal & interest$39,947
Property taxes$2,336
Home insurance (est.)$3,621
HOA dues$517

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history188 days on market

  1. Status: Active
    May 2, 2026
  2. Listed$8,700,000
    Nov 20, 2025
  3. Price reduced$7,900,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
188
Subdivision
Bay Isles
County
Sarasota
Year built
1981
Living area
3,485 sq ft
Price/sq ft
$2,267
Building area
5,377 sq ft (Public Records)
Lot size
17,712 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE/VE
Garage
2 spaces
Pool
Private pool
Annual taxes
$28,036 (2024)
Parcel #
0009030023
Zoning
PD
MLS #
A4672059

Interior Details

Bedrooms
3
Full bathrooms
3
Half bathrooms
1
Flooring
Tile, Travertine, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Other, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Laundry Room
Stories / Levels
Multi/Split
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Humidity Control, Mini-Split Unit(s), Zoned

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Oversized

HOA & Financial

HOA fee
$6,200 / Annually
Monthly HOA
$517/mo
Total monthly fees
$875/mo
Total annual fees
$10,502
HOA name
Michael Taylor - Bay Isles Harbor HOA
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and buyers agent to verify with association.
Approval process
Buyer and buyers agent to verify with association.

Exterior & Construction

Exterior features
Balcony, French Doors, Other, Outdoor Shower, Rain Gutters, Sliding Doors
Construction materials
Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySouthside ElementaryGreatSchools ↗
MiddleBooker MiddleGreatSchools ↗
High SchoolBooker HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Dining RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
OfficeSecond
Balcony/Porch/LanaiFirst

Listing Details

Listing date
2025-11-08
On market date
2025-11-20
Original list price
$8,700,000
Occupant type
Owner
MLS area
34228 - Longboat Key
Listing AOR
Sarasota - Manatee
Status changed
2026-05-02
Tax legal description
LOT 61 BAY ISLES UNIT 1

Flood risk

High riskFEMA Zone AE/VE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I75 take exit 210 heading west on Fruitville Road then turn left onto US41 and follow to right onto Gulfstream Ave over the Ringling Bridge onto Longboat Key. Then turn left onto Harbourside Drive then turn right onto Harbor Sound Drive then turn left onto Harbour Cove Circle. The home will be at the end of the road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 12:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA