$118,500
3109 Mission Grove Drive
Palm Harbor, FL 34684
Listing updated: June 26, 2026 at 1:12 PM ET
Listing courtesy of Re/Max Elite Realty · Kim Adams · MLS #TB8447950 · Active · 727-785-7653Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Bright & Open 2-Bedroom Villa in a Highly Desirable 55+ Active Community Welcome to this light-filled 2 bedroom, 2 full bath villa offering an inviting open floor plan and easy-maintenance tile flooring throughout. Enjoy peaceful mornings and relaxing evenings in the enclosed lanai overlooking a beautifully landscaped green space. From the front of the home—and the front bedroom—you’ll appreciate serene pond views that enhance the home’s tranquil setting. Convenience is built in with a private carport and an attached storage closet, providing extra space for bikes, beach gear, tools, and more. Located in a sought-after 55+ active community, this villa includes a wealth of amenities within the monthly fees: unlimited golf, two clubhouses each with their own swimming pool, tennis courts, shuffleboard, access to scenic Lake Tarpon, and countless social events, activities, and clubs designed to fit every interest and lifestyle. Bright, open, and filled with natural light, this charming villa offers the perfect blend of comfort, community, and carefree living—ideal as a full-time residence or seasonal getaway.
Local Insight
At $147 per square foot in a 55+ community, you're getting solid value for a waterfront condo, especially with no flood insurance required in Zone X—that's a real cost advantage over comparable properties nearby. The 1976 construction and modest square footage mean you'll want a thorough inspection for aging systems and any deferred maintenance, but the $164 monthly HOA is reasonable for a gated community with amenities. This is a lifestyle play for retirees who want water views and established community without the space or price tag of single-family homes in the area.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history223 days on market
- Status: ActiveApr 15, 2026
- Listed$159,000Nov 14, 2025
- Price reduced$118,500
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 223
- Subdivision
- Highland Lakes Mission Grove Condo
- County
- Pinellas
- Year built
- 1976
- Living area
- 806 sq ft
- Price/sq ft
- $147
- Lot size
- 0 sq ft
- Flood zone
- X (12103C0078G)
- Annual taxes
- $2,068 (2024)
- Parcel #
- 05-28-16-58214-004-0040
- MLS #
- TB8447950
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Covered, Golf Cart Parking, Ground Level, Guest, Other, Reserved
- Carport
- Yes
HOA & Financial
- HOA fee
- $164 / Monthly
- Monthly HOA
- $164/mo
- Total monthly fees
- $778/mo
- Total annual fees
- $9,336
- HOA name
- Frankly Coastal - Jean Chadwick
- CDD
- No
- Min lease term
- 3 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm lease restrictions with HOA
- Approval process
- An application must be submitted to Frankly Coastal Property Management 727.79.0031 Attn: Jean Chadwick for approval. Additional Lease Restrictions: Minimum leasing 3 mos , 2 times a year or full year's lease (12 mos)
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2025-11-14
- On market date
- 2025-11-14
- Original list price
- $159,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-15
- Tax legal description
- MISSION GROVE CONDO 1 BLDG 4, UNIT D TOGETHER WITH THE USE OF CARPORT 4-D & STORAGE UNIT 3109
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US Hwy 19 North make Right on to Highland Lakes Blvd to right on to Mission Grove Drive to address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
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