$118,500
3109 Mission Grove Drive
Palm Harbor, FL 34684
Listing updated: June 26, 2026 at 1:12 PM ET
Listing courtesy of Re/Max Elite Realty · Kim Adams · MLS #TB8447950 · Active · 727-785-7653Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Bright & Open 2-Bedroom Villa in a Highly Desirable 55+ Active Community Welcome to this light-filled 2 bedroom, 2 full bath villa offering an inviting open floor plan and easy-maintenance tile flooring throughout. Enjoy peaceful mornings and relaxing evenings in the enclosed lanai overlooking a beautifully landscaped green space. From the front of the home—and the front bedroom—you’ll appreciate serene pond views that enhance the home’s tranquil setting. Convenience is built in with a private carport and an attached storage closet, providing extra space for bikes, beach gear, tools, and more. Located in a sought-after 55+ active community, this villa includes a wealth of amenities within the monthly fees: unlimited golf, two clubhouses each with their own swimming pool, tennis courts, shuffleboard, access to scenic Lake Tarpon, and countless social events, activities, and clubs designed to fit every interest and lifestyle. Bright, open, and filled with natural light, this charming villa offers the perfect blend of comfort, community, and carefree living—ideal as a full-time residence or seasonal getaway.
Local Insight
At $147/sqft for a 1976 condo, you're getting solid value in a 55+ community, but you'll want a thorough inspection since the building is nearly 50 years old and age-related issues become more likely—the relatively low HOA of $164/month is genuinely attractive, though that could change if major reserves are needed. The water view and flood zone X location are pluses, but Palm Harbor summers get hot and humid, so verify the AC unit is in decent shape and ask about the condo's cooling costs over a full year.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history223 days on market
- Status: ActiveApr 15, 2026
- Listed$159,000Nov 14, 2025
- Price reduced$118,500
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 223
- Subdivision
- Highland Lakes Mission Grove Condo
- County
- Pinellas
- Year built
- 1976
- Living area
- 806 sq ft
- Price/sq ft
- $147
- Lot size
- 0 sq ft
- Flood zone
- X (12103C0078G)
- Annual taxes
- $2,068 (2024)
- Parcel #
- 05-28-16-58214-004-0040
- MLS #
- TB8447950
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Covered, Golf Cart Parking, Ground Level, Guest, Other, Reserved
- Carport
- Yes
HOA & Financial
- HOA fee
- $164 / Monthly
- Monthly HOA
- $164/mo
- Total monthly fees
- $778/mo
- Total annual fees
- $9,336
- HOA name
- Frankly Coastal - Jean Chadwick
- CDD
- No
- Min lease term
- 3 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm lease restrictions with HOA
- Approval process
- An application must be submitted to Frankly Coastal Property Management 727.79.0031 Attn: Jean Chadwick for approval. Additional Lease Restrictions: Minimum leasing 3 mos , 2 times a year or full year's lease (12 mos)
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2025-11-14
- On market date
- 2025-11-14
- Original list price
- $159,000
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-15
- Tax legal description
- MISSION GROVE CONDO 1 BLDG 4, UNIT D TOGETHER WITH THE USE OF CARPORT 4-D & STORAGE UNIT 3109
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US Hwy 19 North make Right on to Highland Lakes Blvd to right on to Mission Grove Drive to address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
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Based on information submitted to the MLS GRID as of June 26, 2026 at 1:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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