4069 River Bank Way, FL
Stellar MLS

$436,000

4069 River Bank Way

Port Charlotte, FL 33980

Listing updated: April 21, 2026 at 3:20 PM ET

Active
4
Beds
3
Baths
2,596
Sq Ft
0.17
Acres
2014
Built
Private pool$168/sqft
Single Family Residence

Property type

2014

Year built

7,282 sqft

Lot size

$168

Price / sq ft

$398/mo

HOA dues

165

Days on market

2

Garage spaces

AE,X

Flood zone

About this home

Room to Grow, Work, and Play in Over 2,500 Sq. Ft. of Versatile Living Space! Fresh energy fills this beautiful home from the moment you step through the front door. The bright, open layout welcomes you in with the feeling of something new, with fresh paint that gives every room a crisp glow, new carpet softening the upstairs and stairwell, and brand-new kitchen updates including a dishwasher and refrigerator ready to serve up family meals and friendly gatherings. The heart of the home is the spacious great room that flows easily into the kitchen, perfect for everyday living or weekend entertaining. The gourmet kitchen shines with granite countertops, a large island with seating, dining nook, and stainless-steel appliances, including a built-in wall oven and microwave. Just beyond, the recently extended paver driveway leads to a versatile garage space that includes overhead storage. Before heading upstairs, check out the newly added bonus room that welcomes you with double barn doors. This area can easily serve as a home office, gym, workshop, or be removed entirely to expand the garage space if desired. Upstairs, four bedrooms provide flexibility for every need. One of the rooms does not have a closet, making it perfect as a playroom, craft room, or optional fourth bedroom. The primary suite feels like a personal retreat with double doors, a walk-in closet, and a serene view of the pool. The en suite bath impresses with a freestanding tub, a glass-enclosed shower, and dual granite vanities. The laundry room is conveniently located upstairs along with the guest rooms and a full bath featuring dual sinks. On the main level, a separate family room or den with French doors adds even more space for relaxing or entertaining. Step outside to the screened lanai and enjoy the sparkling private pool with a sun shelf and water features, surrounded by a fenced backyard that is ideal for family, friends, and pets. With a 2020 air conditioning system and thoughtful updates throughout, this home is move-in ready and full of comfort. Life in the gated River Club community brings even more to enjoy, including a heated community pool, pavilion, fitness center, playground, and included lawn care, irrigation, and basic cable. Just minutes from Fishermen’s Village and downtown Punta Gorda, you will have easy access to shopping, dining, waterfront parks, trails, and weekend markets. This is a home that feels fresh, flexible, and full of possibilities, ready for your next chapter.

Estimated monthly payment

Principal & interest$2,205
Property taxes$461
Home insurance (est.)$200
HOA dues$398

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history165 days on market

  1. Status: Active
    Nov 8, 2025
  2. Listed$449,000
    Nov 7, 2025
  3. Price reduced$436,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
165
Subdivision
River Club
County
Charlotte
Year built
2014
Living area
2,596 sq ft
Price/sq ft
$168
Building area
3,452 sq ft (Public Records)
Lot size
7,282 sq ft
Lot category
0 to less than 1/4
Flood zone
AE,X
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,533 (2025)
Parcel #
402319329005
Zoning
PD
MLS #
C7517426

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Vinyl
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee
$398 / Monthly
Monthly HOA
$398/mo
Total monthly fees
$398/mo
Total annual fees
$4,776
HOA name
Alliant Property Management
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer application attached.
Approval process
Application.

Exterior & Construction

Exterior features
Hurricane Shutters, Sidewalk
Construction materials
Block, Stone, Stucco, Frame
Roof
Shingle
Foundation
Slab, Stem Wall
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Underground Utilities

Community

Pets allowed
Number Limit

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x16
Great RoomFirst17x23
Primary BedroomSecond17x14
Primary BathroomSecond9x14
Bedroom 2Second11x15
Bedroom 3Second11x10
DenFirst11x15
Dining RoomFirst10x10
Bedroom 4Second11x10

Listing Details

Listing date
2025-11-07
On market date
2025-11-07
Original list price
$449,000
Occupant type
Vacant
MLS area
33980 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2025-11-08
Tax legal description
RIVER CLUB LT 72 E3130/1209 3187/1017 3329/217 3824/1946 3932/2195 4253/348 4596/716 3207317 CT3574224

Flood risk

High riskFEMA Zone AE,X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Punta Gorda, head north on Tamiami Trl. Turn right onto Melbourne St. Turn right onto Harbor View Rd. Turn left onto Oakview Dr. Oakview Dr turns slightly right and becomes River Bank Way. Home will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 21, 2026 at 3:20 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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