3860 Mariners Way, FL

$975,000

3860 Mariners Way

Cortez, FL 34215

Active
2
Beds
2
Baths
1,762
Sq Ft
0
Acres
1984
Built
WaterfrontWater accessFireplace$553/sqft
🏠Condominium

Property type

🏗️1984

Year built

📊$553

Price / sq ft

🏘️No HOA

HOA dues

📅167

Days on market

🌊AE

Flood zone

About this home

Experience waterfront living redefined in this unparalleled condominium at Mariners Cove, where luxury meets coastal living in this exclusive gated community on the shoreline of Anna Maria Sound. Enter into a world of luxury, where the owners have meticulously crafted a completely redesigned floor plan, transforming this two-bedroom, two-bath residence into a masterpiece of modern elegance. The interior boasts light oak engineered hardwood flooring throughout the kitchen, living, dining and primary bedroom, providing warmth and sophistication. The living room is adorned with a fireplace and floor-to-ceiling glass sliders that seamlessly connect indoor and outdoor spaces. With 9-foot ceilings and hurricane windows and glass sliders, this residence exudes a bright and open ambiance. Immerse yourself in the mesmerizing waterfront views from the expansive screened lanai with a desired northwest exposure. One of the rare gems of this property is the large, deep front patio, a feature found in only one of two residences in the community. The beautifully updated kitchen is a culinary haven and complements the overall modern design, featuring a mosaic backsplash with upgraded contemporary cabinetry, quartz countertops and stainless steel appliances. As you enter the owner's bedroom, you are greeted by breathtaking views of the waterfront surroundings with a private entrance to the balcony. The en-suite bath features a stylish vanity with dual sinks and provides convenience and elegance, while the walk-in shower and separate soaking tub offer a spa-like escape in the comforts of your home. The heated porcelain tile floors underfoot add a touch of warmth and sophistication. This elegant detail extends into both baths, creating a seamless flow of luxurious features throughout. For boating enthusiasts, this condominium goes above and beyond with the inclusion of a 42-by-20-foot boat slip, complete with a power pedestal. Ideally situated, boaters have direct access to the ICW of Anna Maria Sound opening southward to Sarasota Bay, northward to Tampa Bay and the encompassing gulf waters. Updates and enhancements abound, including a recently replaced air conditioner and hot water tank in 2019. Practical features include a laundry room, two storage sheds in the under-building parking area, and two under-building parking spaces. Mariner's Cove is an upscale, gated community in quaint Cortez. There are three protected canals, two heated pools, one tennis court, two pickleball courts and beautifully manicured landscaped grounds. This community is just one mile from Anna Maria Island and beaches of the Gulf of Mexico. Cortez village offers fresh seafood in quaint dockside restaurants, charter boat and jet ski rentals, parasailing and charming shops. Immerse yourself in the allure of this uniquely redesigned waterfront haven, where every detail has been carefully curated to create a living experience that is extraordinary and unmistakably refined.

Estimated monthly payment

Principal & interest$4,930
Property taxes$458
Home insurance (est.)$447

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history167 days on market

  1. Status: Active
    Nov 7, 2025
  2. Listed$975,000
    Nov 7, 2025
  3. Price increased$975,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
167
Subdivision
Mariners Cove I
County
Manatee
Year built
1984
Living area
1,762 sq ft
Price/sq ft
$553
Building area
2,050 sq ft (Public Records)
Lot size
0 sq ft
Flood zone
AE (12081C0277F)
Annual taxes
$5,497 (2023)
Parcel #
7601320554
Zoning
PDR/HA/C
MLS #
A4671239

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Hardwood, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Ground Level, Guest, Reserved, Basement
Carport
Yes

HOA & Financial

Total monthly fees
$1,608/mo
Total annual fees
$19,296
HOA name
C&S Mgmt / Dana
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with Association
Approval process
Verify with Association

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Private Mailbox, Sliding Doors
Construction materials
Block, HardiPlank Type, Stucco, Frame
Roof
Shingle
Foundation
Concrete Perimeter
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySea Breeze ElementaryGreatSchools ↗
MiddleW.D. Sugg MiddleGreatSchools ↗
High SchoolBayshore HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomSecond18x15
Dining RoomSecond15x13
KitchenSecond10x9
Primary BedroomSecond21x14
Bedroom 1Second16x14
Balcony/Porch/LanaiSecond30x8
Balcony/Porch/LanaiSecond12x10

Listing Details

Listing date
2025-11-07
On market date
2025-11-07
Original list price
$975,000
Occupant type
Owner
MLS area
34215 - Cortez
Listing AOR
Sarasota - Manatee
Status changed
2025-11-07
Tax legal description
UNIT 413 A MARINER'S COVE CONDO PHASE I PI#76013.2055/4

Flood risk

High riskFEMA Zone AEPanel 12081C0277F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Cortez Road west to Right on 119th St. W. (AKA Harbor Landings Drive) before you get to the bridge. Follow until it ends at stop sign, turn Right onto 127th St. W. to the bend when it turns into 129th St. W. and follow all the way to the end.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 23, 2026 at 3:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA