$350,000
11 Flat Rock Lane
Palm Coast, FL 32137
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Don't miss this one! Inspection report on hand. Solar Panels are LEASED but power bills have been in the negative for the past 3 months! Beautifully maintained 3-bed, 2-bath, 2-car garage pool home located in the desirable Palm Harbor Exceptional curb appeal with a tile roof, brand-new driveway (2025), mature palm landscaping, and upgraded windows and doors (2023) offers both style and functionality. Inside, vaulted ceilings, tile flooring, and abundant natural light create a bright and inviting atmosphere. Spacious living and dining areas flow seamlessly into the kitchen, with multiple sliding glass doors opening to the screened pool and patio--ideal for entertaining or enjoying Florida outdoor living. The fenced backyard provides privacy and ample space for pets or play. Major updates include a new roof (2024), solar panels (2024), HVAC system (2019), and fresh interior paint. The primary suite features direct access to the pool area, while all bedrooms are generously sized.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history142 days on market
- Status: ActiveApr 13, 2026
- Listed$400,000Nov 7, 2025
- Price reduced$350,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 142
- Subdivision
- Palm Harbor
- County
- Flagler
- Year built
- 1992
- Living area
- 1,514 sq ft
- Price/sq ft
- $231
- Building area
- 2,426 sq ft (Public Records)
- Lot size
- 10,053 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $216 (2025)
- Parcel #
- 07-11-31-7010-00180-0350
- Zoning
- SFR-2
- MLS #
- FC313912
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Solar
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Private Mailbox, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Public
- Utilities
- Public
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 1 | First | |
| Bedroom 2 | First | |
| Kitchen | First | |
| Great Room | First |
Listing Details
- Listing date
- 2025-11-05
- On market date
- 2025-11-07
- Original list price
- $400,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-04-13
- Tax legal description
- PALM COAST SECTION 10 BLOCK 00018 LOT 0035 SUBDIVISION COMPLETION YEAR 1979 OR 149 PG 87 OR 434 PG 80 OR 446 PG 1062-FJ OR 459 PG 1578 OR 460 PG 24 OR 1112 PG 991 OR 1148 PG 844 OR 1665/826-ACM OR 1665 PG 827-DC OR 1665/829 OR 2135/620
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95, take Exit 289 for Palm Coast Parkway and head east. Continue on Palm Coast Parkway for roughly 2.5 miles, then turn left onto Old Kings Road N. After about half a mile, turn right onto Fleetwood Drive to enter the Palm Harbor neighborhood. Take the first right onto Fairfax Lane, then turn left onto Flat Rock Lane. Continue straight and 11 Flat Rock Lane will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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