4118 Osprey Harbour Loop, FL
Stellar MLS

$750,000

4118 Osprey Harbour Loop

Cortez, FL 34215

Active
2
Beds
2
Baths
1,898
Sq Ft
0.15
Acres
2006
Built
3-car garage$395/sqft
Condominium

Property type

2006

Year built

6,547 sqft

Lot size

$395

Price / sq ft

$567/mo

HOA dues

22

Days on market

3

Garage spaces

AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Welcome to the Sandpiper at gated Harbour Landings, a beautifully updated SPACIOUS two-story townhouse with 1898 sq. ft and 2400 + EXTRA square feet of AC living space. NEW METAL roof 04/2025. Private ELEVATOR to the main living level upstairs with covered screened porch, and 2,400+ extra square feet. Generous and oversized garage is equivalent to a 3 CAR garage with space for two cars and/or boat/golf cart. The aquarium windows and sliding glass doors allow for an abundance of natural light with screened lanai. You'll enjoy features such crown molding, high ceilings, new AC in 2022, all new interior painting and brand new modern light fixtures. Harbour Landings is a virtually maintenance-free community. Association fees include all amenities, (tennis, pool, clubhouse, private gate) insurance on the outside of the building, roof maintenance and replacement, landscaping, lawn maintenance, irrigation, exterior painting, and professional management. Enjoy heated pool, community fitness facility, and tennis/pickle ball court. Walk-able and golf-cart friendly, Harbour Landings is close to beaches,(ONE Mile to Anna Maria) boating, golfing, restaurants, and more – offering the best of the coastal-casual Florida lifestyle. This home epitomizes tropical, island living without having to be on an island. Don’t miss out on this one-time amazing coastal lifestyle opportunity and call for your private showing today! Take your golf cart over the bridge to Anna Maria! THIS PROPERTY DID NOT FLOOD OR HAVE ANY DAMAGE IN HURRICANE HELENE AND MILTON.

Estimated monthly payment

Principal & interest$3,792
Property taxes$627
Home insurance (est.)$344
HOA dues$567

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$779,000
    Apr 30, 2026
  3. Price reduced$750,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
22
Subdivision
Harbour Landings
County
Manatee
Year built
2006
Living area
1,898 sq ft
Price/sq ft
$395
Building area
4,332 sq ft (Public Records)
Lot size
6,547 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
3 spaces
Annual taxes
$7,528 (2025)
Parcel #
7599409859
Zoning
PDR/CH
MLS #
A4671093

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Elevator, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Boat, Driveway, Garage Faces Side, Golf Cart Parking, Ground Level, Oversized, Workshop in Garage

HOA & Financial

HOA fee
$1,700 / Quarterly
Monthly HOA
$567/mo
Total monthly fees
$567/mo
Total annual fees
$6,800
HOA name
CAPSTONE ASSOCIATION/
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
REVIEW HOA RESTRICTIONS. MUST OWN 2 YEARS BEFORE RENTING.
Approval process
APPLICATION TO THE HOA.

Exterior & Construction

Exterior features
Balcony, Sliding Doors, Sprinkler Metered, Storage, Tennis Court(s)
Construction materials
Block, Stucco
Roof
Metal
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementarySea Breeze ElementaryGreatSchools ↗
MiddleW.D. Sugg MiddleGreatSchools ↗
High SchoolBayshore HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomSecond15x31
KitchenSecond14x9
Primary BedroomSecond16x13
Bedroom 2Second13x11
Dining RoomSecond16x12

Listing Details

Listing date
2026-04-30
On market date
2026-04-30
Original list price
$779,000
Occupant type
Vacant
MLS area
34215 - Cortez
Listing AOR
Sarasota - Manatee
Status changed
2026-04-30
Tax legal description
LOT 37 HARBOUR LANDINGS PI#75994.0985/9

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Cortez Road to Harbour Landings to gate entrance to Osprey Harbour loop to 4118.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 11:38 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA