524 Garland Circle, FL

$485,000

524 Garland Circle

Indian Rocks Beach, FL 33785

Active
3
Beds
2
Baths
1,566
Sq Ft
0.03
Acres
1993
Built
Water viewWater accessFireplace$310/sqft360° tour
Townhouse

Property type

1993

Year built

1,146 sqft

Lot size

$310

Price / sq ft

$898/mo

HOA dues

189

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to your dream townhome within a serene waterfront community. Nestled in the coveted Curlew Landings South community just minutes from direct beach access to the sandy shores of Indian Rocks Beach, this golf cart-friendly area offers a tranquil retreat from the bustle of everyday life, perfect for year-round coastal living or as a second home. Step inside to a sun-filled,open-concept main floor featuring engineered wood flooring, and an electric fireplace that creates a cozy and inviting ambiance. Enjoy both beauty and peace of mind with fully upgraded hurricane-rated windows throughout for enhanced noise reduction. AC unit 2024. The designer kitchen is a chef's delight, with gleaming porcelain tile floors, granite countertops, and rich mahogany custom cabinetry with glass-front accents. The spacious kitchen island with a breakfast bar offers a perfect gathering place for casual dining or entertaining guests, all while seamlessly connecting to the dedicated dining area for more formal meals. Upstairs, the luxurious primary suite offers a private balcony with tranquil water views—an ideal spot to enjoy your morning coffee or unwind with a sunset breeze. This floor also provides an interior laundry and a cozy third bedroom for guests or office. The oversized tandem garage provides ample storage for vehicles and all your beach gear, including a perfect place to store your kayak. Best of all, you have the ability to launch your kayak right from the community grounds, offering immediate access to serene paddling adventures. Plus, an unfinished, versatile bonus room presents endless possibilities for a home gym, hobby room or bonus studio. HOA covers water, cable, internet, insurance, maintenance and more. Sellers willing to included furnishings for the convenience of starting your seasonal living right away. Enjoy the full coastal lifestyle with amenities just steps away, including a refreshing community pool plus tennis/pickleball courts. Located near an array of restaurants, shopping, and entertainment, this is a rare opportunity to own a slice of waterfront paradise that offers exceptional protection, energy efficiency, and immediate water recreation. Schedule your showing today and begin enjoying the beach life tomorrow!

Estimated monthly payment

Principal & interest$2,452
Property taxes$163
Home insurance (est.)$222
HOA dues$898

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history189 days on market

  1. Status: Active
    Nov 20, 2025
  2. Listed$575,000
    Nov 4, 2025
  3. Price reduced$485,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
189
Subdivision
Curlew Landings South
County
Pinellas
Year built
1993
Living area
1,566 sq ft
Price/sq ft
$310
Lot size
1,146 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0113H)
Garage
2 spaces
Annual taxes
$1,956 (2024)
Parcel #
12-30-14-20139-004-0120
MLS #
TB8444882

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Three Or More
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Golf Cart Parking

HOA & Financial

HOA fee
$898 / Monthly
Monthly HOA
$898/mo
Total monthly fees
$898/mo
Total annual fees
$10,776
HOA name
qualified property management
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
90 day minimum
Approval process
Association approval

Exterior & Construction

Exterior features
Balcony, Lighting
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Block, Slab
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Cable Connected, Electricity Available

Community

Pets allowed
Cats OK, Dogs OK, Number Limit

Room Details

RoomLevelDimensions
Primary BedroomThird12x14
Bedroom 2Third10x11
Bedroom 3Second10x17
KitchenSecond9x10
Living RoomSecond15x18

Listing Details

Listing date
2025-10-31
On market date
2025-11-04
Original list price
$575,000
Occupant type
Vacant
MLS area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR
Suncoast Tampa
Status changed
2025-11-20
Tax legal description
CURLEW LANDINGS SOUTH PHASE 4, LOT 12

Flood risk

High riskFEMA Zone AEPanel 12103C0113H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 688/Walsingham, turn right onto Gulf Blvd, then turn right onto 8th Ave., then right onto E. Gulf Blvd all the way to the end, then left onto Garland Circle around the roundabout, then the townhouse will be on left . Pull into driveway for showing

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 22, 2026 at 4:29 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA