$1,975,000
130 Riviera Dunes Way
Palmetto, FL 34221
Listing updated: May 26, 2026 at 2:25 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PENTHOUSE WITH PANORAMIC WATER VIEWS, SUNSETS & PRIVATE ELEVATOR IN BEL MARE! Experience expansive water views and unforgettable sunsets from this 15TH FLOOR PRIVATE ELEVATOR RESIDENCE in Bel Mare at Riviera Dunes. Positioned high above the Manatee River, the views stretch west toward ANNA MARIA ISLAND AND THE GULF, creating a truly elevated coastal setting. This rarely available PENTHOUSE OPPORTUNITY offers a thoughtfully designed SPLIT FLOORPLAN WITH 3 BEDROOMS PLUS OFFICE/DEN, soaring ceilings, and walls of glass that frame the surrounding water and skyline. THREE PRIVATE BALCONIES provide multiple vantage points, blending indoor and outdoor living. The great room features CUSTOM BUILT-IN CABINETRY and a modern GAS FIREPLACE with STUNNING VEINED BLACK GRANITE SURROUND, creating a refined focal point for both everyday living and entertaining. The GOURMET KITCHEN has been redesigned with a single-level quartz island, SUB-ZERO REFRIGERATION, six-burner gas cooktop, new convection double wall ovens, BOSCH PANELED DISHWASHER, industrial-grade hood, and quartz undermount sink. The open layout allows for seamless entertaining while maintaining uninterrupted views. The PRIMARY SUITE is positioned to capture the waterfront, offering a private retreat with a wet bar, beverage refrigeration, TWO WALK-IN CLOSETS, and a spa-style bath with soaking tub and walk-in shower. An adjacent flex space opens to a private balcony. Two additional guest suites provide comfort and privacy with ideal separation. A standout feature is the PRIVATE TWO-CAR GARAGE, along with an additional UNDER-BUILDING PARKING SPACE—an uncommon and highly desirable combination in this community. Additional enhancements include Hunter Douglas energy-efficient shades, UV/heat-control window film, extensive crown molding, South American hardwood flooring, travertine flooring, THREE TRANE VARIABLE-SPEED HVAC SYSTEMS (2021), Halo air purification system, Rheem water heater (2023), and whole-house Pelican water filtration with reverse osmosis. Residents of BEL MARE enjoy a RESORT-STYLE LIFESTYLE with multiple pools, fitness center, theater, billiards, social rooms, guest suites, and access to tennis and pickleball courts. Located adjacent to the RIVIERA DUNES MARINA, residents enjoy deep-water boating access to the Gulf. Ownership also includes access to the private BEACH CLUB, featuring a lap pool, resort-style pool, putting green, pickleball, bocce, volleyball, and social gathering spaces, along with a fitness center, classes, and on-site café. Located in PALMETTO, this property offers strong value compared to similar waterfront residences in Sarasota, St. Petersburg, and Tampa, while remaining close to beaches, dining, arts, golf, and SRQ, TPA, AND PIE AIRPORTS. This is a rare opportunity to own a WELL-APPOINTED PENTHOUSE WITH EXPANSIVE WATER VIEWS, FUNCTIONAL LAYOUT, AND RESORT-LEVEL AMENITIES along Florida’s Gulf Coast.
Local Insight
At $1.975M for a 2007 condo on 16 acres with water access and a private pool, you're paying for rare land and amenities, but that $510/sqft is steep for the age of the structure and the $1,648 monthly HOA will compound your carrying costs significantly over time. The X500 flood zone is technically low-risk, but given the waterfront location and Palmetto's proximity to the coastal plain, you'll want a thorough inspection and should verify what flood insurance actually costs—that detail often gets overlooked until closing. The real question is whether those 16 acres and the water access justify the premium, or if you're overpaying for a less-updated unit in a market where newer construction in similar areas might offer better value.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history186 days on market
- Status: ActiveNov 22, 2025
- Listed$1,975,000Nov 21, 2025
- Price increased$1,975,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 186
- Subdivision
- Bel Mare Ph I
- County
- Manatee
- Year built
- 2007
- Living area
- 3,871 sq ft
- Price/sq ft
- $510
- Building area
- 4,403 sq ft (Builder)
- Lot size
- 709,311 sq ft
- Flood zone
- X500 (12081C0168F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $11,103 (2024)
- Parcel #
- 2581640059
- Zoning
- CC
- MLS #
- TB8443927
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Carpet, Travertine, Wood
- Appliances
- Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Interior features
- Built-in Features, Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Assigned, Circular Driveway, Common, Covered, Deeded, Ground Level, Guest, Open, Portico, Reserved, Basement, Workshop in Garage
HOA & Financial
- HOA fee
- $4,945 / Quarterly
- Monthly HOA
- $1,648/mo
- Total monthly fees
- $1,648/mo
- Total annual fees
- $19,780
- HOA name
- Castle Group
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- The lease policy will be provided in the attachments. The property may not be used as an Airb&b or VRBO.
- Approval process
- Buyer approval instructions are included in the attachments. Approval must be obtained before closing.
Exterior & Construction
- Exterior features
- Balcony, Basketball Court, Courtyard, Lighting, Other, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, Concrete, Stucco
- Roof
- Built-Up, Concrete, Membrane
- Foundation
- Block, Concrete Perimeter, Slab, Stilt/On Piling
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Brick, Concrete, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Available, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 33.5x24.8 |
| Primary Bathroom | First | 15x14 |
| Kitchen | First | 16.5x20.3 |
| Living Room | First | 31.4x43.7 |
| Dining Room | First | 12.1x18.3 |
| Laundry | First | 7.1x18.4 |
| Bedroom 2 | First | 11.4x23.11 |
| Bathroom 2 | First | 9.9x5.1 |
| Bedroom 3 | First | 13.6x14.4 |
| Bathroom 3 | First | 8.4x6.4 |
| Bedroom 4 | First | 11x14.7 |
| Bathroom 4 | First | 5.4x8.9 |
| Balcony/Porch/Lanai | First | 10.1x45 |
| Balcony/Porch/Lanai | First | 6x11.4 |
| Balcony/Porch/Lanai | First | 7x17.8 |
Listing Details
- Listing date
- 2025-10-25
- On market date
- 2025-11-21
- Original list price
- $1,975,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Orlando Regional
- Status changed
- 2025-11-22
- Tax legal description
- UNIT P202 BEL MARE PHASE I A CONDO, TOGETHER WITH ASSIGNED PARKING GARAGE G1-1 & STORAGE SPACE S-P202 (2355/4118)PI#25816.4005/9
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Bradenton - North US 41, cross Manatee River, right onto Riviera Dunes Way to Bel Mare tower 130. From 1-75 Palmetto/Ellenton exit, South on 301, left on Haben Blvd., left on Riviera Dunes Way to Bel Mare tower 130.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 26, 2026 at 2:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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