$725,000
340 1st Street
St Petersburg, FL 33701
Listing updated: June 24, 2026 at 11:46 AM ET
Listing courtesy of Compass Florida Llc · Peter Arner · MLS #TB8443652 · Active · 727-339-7902Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Downtown St Pete is now your playground! Discover the epitome of urban living in this charming 3-bedroom, 2.5-bathroom duplex condo nestled in the vibrant heart of St. Petersburg. Conveniently located just a block from Beach Drive, this home spans 1,786 square feet, offering a perfect blend of modernity and comfort with a personable touch. As you enter, you'll be greeted by stunning hardwood floors that lead into a chic granite kitchen, complete with stainless steel appliances—perfect for the savvy chef. The thoughtful layout includes dual primary suites on both the main and upper levels, both with their own private balcony, ensuring a personal retreat for everyone. The upper level primary is oversized with en suite bath and TWO walk in closets! Stay comfortable year-round with central heating and air conditioning. The convenience of a full-size washer and dryer in the unit makes laundry day a breeze. The building also features an elevator and attached garage for added convenience. Imagine unwinding in your private balcony, or on the large shared raised courtyard with downtown city views, perfect for a morning coffee or evening relaxation with your pet. With the elegance of hardwood floors throughout main living areas, tile in kitchen in baths, and soft carpet in the bedrooms, every corner of this home exudes style. Situated just a block from Beach Drive, you're steps away from the best that St. Pete has to offer—boutiques, eateries, the iconic Vinoy Hotel, and lively events at St. Pete Pier. Embrace the vibrant downtown lifestyle where every day offers new adventures just outside your door.
Local Insight
At $406/sqft, you're paying a reasonable rate for downtown St. Petersburg waterfront living, but that $965 monthly HOA is substantial—factor it into your true cost of ownership since it significantly impacts affordability compared to single-family homes in the area. The 2004 construction and modest square footage mean you're buying location and lifestyle here rather than a newer property or extra space, so inspect the building's recent reserve studies and any major repairs to understand what that HOA actually covers. Being in flood zone X is a genuine advantage for insurance costs, but verify the condo's elevation relative to storm surge risk and ask directly about any history of water intrusion given the coastal location.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history236 days on market
- Status: ActiveOct 31, 2025
- Listed$750,000Oct 31, 2025
- Price reduced$725,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 236
- Subdivision
- Spanish Palms Condo
- County
- Pinellas
- Year built
- 2004
- Living area
- 1,786 sq ft
- Price/sq ft
- $406
- Lot size
- 21,780 sq ft
- Flood zone
- X
- Garage
- 1 spaces
- Annual taxes
- $3,688 (2024)
- Parcel #
- 19-31-17-84575-000-0040
- MLS #
- TB8443652
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Wood
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Elevator, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $965 / Monthly
- Monthly HOA
- $965/mo
- Total monthly fees
- $965/mo
- Total annual fees
- $11,580
- HOA name
- Gordie Jameson
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- : Buyer and or Buyers Agent must verify approval process with HOA
- Approval process
- : Buyer and or Buyers Agent must verify approval process with HOA
Exterior & Construction
- Exterior features
- Balcony, Courtyard
- Construction materials
- Stucco
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | Second |
Listing Details
- Listing date
- 2025-10-31
- On market date
- 2025-10-31
- Original list price
- $750,000
- Occupant type
- Vacant
- MLS area
- 33701 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-31
- Tax legal description
- SPANISH PALMS CONDO UNIT D TOGETHER WITH THE USE OF PARKING SPACE 1 & STORAGE UNIT D
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
4th ave N to 1st st N
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 11:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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