$495,000
3670 Vega Creek Drive
St Cloud, FL 34772
Listing updated: June 4, 2026 at 3:56 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your future home in one of St. Cloud’s most peaceful neighborhoods! This charming two-story residence offers 4 generously sized bedrooms and 2.5 bathrooms, with a flexible layout that allows easy conversion to a 5-bedroom setup—perfect for growing families or those needing extra space for a home office or guest suite. Key Features: 2,226 sq ft of living space (customize with actual square footage) Modern kitchen with ample cabinetry and counter space Primary suite with walk-in closet and en-suite bath Spacious backyard ideal for entertaining or relaxing Attached garage and plenty of storage throughout Location Highlights: Nestled in a quiet, well-maintained neighborhood, this home offers the tranquility of suburban living with the convenience of nearby shopping, dining, schools, and easy access to major highways. Whether you're looking for comfort, flexibility, or a fantastic location, this St. Cloud gem checks all the boxes. Schedule your showing today and discover the possibilities!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history205 days on market
- Status: ActiveJun 4, 2026
- Listed$495,000Oct 31, 2025
- Price increased$495,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 205
- Subdivision
- Whaleys Creek Ph 2
- County
- Osceola
- Year built
- 2019
- Living area
- 2,226 sq ft
- Price/sq ft
- $222
- Building area
- 3,057 sq ft (Public Records)
- Lot size
- 6,534 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $2,900 (2024)
- Parcel #
- 35-26-30-0965-0001-2570
- Zoning
- R3
- MLS #
- S5137649
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
- Interior features
- Ninguno
- Laundry
- Electric Dryer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $100 / Monthly
- Monthly HOA
- $100/mo
- Total monthly fees
- $100/mo
- Total annual fees
- $1,200
- HOA name
- Whaley Creek Homeowners Association:
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Available, Phone Available, Sewer Connected
Community
- Pets allowed
- No
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2025-10-30
- On market date
- 2025-10-31
- Original list price
- $495,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-06-04
- Tax legal description
- WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 257
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando, Take the Turn Pike and Take Exit 240 Turn left onto Clay Whaley Rd, and then Turn right onto Old Canoe Creek Rd, Turn Right onto Canoe Creek , Turn left onto Whaleys Creek, Turn right onto Vega Creek Dr, Arrive at 3670 Vega Creek Dr, St. Cloud, FL 34772
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 4, 2026 at 3:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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