490 87th Avenue North, FL
Stellar MLS

$829,000

490 87th Avenue North

St Petersburg, FL 33702

Active
4
Beds
3
Baths
1,976
Sq Ft
0.06
Acres
2024
Built
New construction4-car garage$420/sqft
Townhouse

Property type

2024

Year built

2,683 sqft

Lot size

$420

Price / sq ft

$392/mo

HOA dues

67

Days on market

4

Garage spaces

AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Incredible 4.99% rates! Unlock luxury living and an unbeatable deal. Terraces at 87th’s preferred lender is offering an unbeatable 4.99% interest rate. Opportunities like this don’t come often! Welcome to the newly completed Terraces at 87th, an exclusive townhome community, where luxury and convenience come together! Designed for modern living, these maintenance-free homes feature resort-style amenities, including a community pool, dog park, fire pits, grilling stations, and a relaxing lounge area—perfect for enjoying the Florida lifestyle. Each home offers spaciousness and premium details, with an expansive 4-car garage that provides unmatched space for all your vehicles, toys, and storage needs. Plus, the garages are pre-wired for electric car charging, making them future-ready. Inside, you'll find a thoughtfully-designed, single-level floor plan with an open-concept living area, abundant natural light, and 9-foot ceilings. The kitchen, perfect for entertaining, features 42-inch cabinetry, a waterfall island, and gas stainless steel appliances. The owner’s suite offers a private retreat with a walk-in closet, morning bar, and a spa-like walk-in shower. Each home also features a private rooftop terrace, perfect for relaxing or entertaining, with options like a jacuzzi tub, summer kitchen, or solar panels. Experience the best in luxury living with this highly amenitized community! Contact us to learn more and schedule your visit.

Estimated monthly payment

Principal & interest$4,192
Property taxes$1,012
Home insurance (est.)$380
HOA dues$392

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

  1. Status: Active
    Oct 28, 2025
  2. Listed$829,000
    Oct 28, 2025
  3. Price increased$829,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
67
Subdivision
Terraces At 87th Townhomes Phase I Lot 4
County
Pinellas
Year built
2024
Living area
1,976 sq ft
Price/sq ft
$420
Building area
3,753 sq ft (Builder)
Lot size
2,683 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
4 spaces
Annual taxes
$12,144 (2024)
Parcel #
460 87TH AVE N
Zoning
AE
MLS #
TB8441525

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater
Interior features
Crown Molding, High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
Laundry
Other
Stories / Levels
Two
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Electric, Natural Gas
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest, Oversized, Parking Pad, Basement
Carport
Yes

HOA & Financial

HOA fee
$392 / Monthly
Monthly HOA
$392/mo
Total monthly fees
$392/mo
Total annual fees
$4,699
HOA name
Joseph Gaynor
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
NA
Approval process
HOA Vote.

Exterior & Construction

Exterior features
Balcony, Outdoor Grill, Outdoor Kitchen
Construction materials
Block, Stucco
Roof
Membrane
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Natural Gas Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond13x14
Bedroom 2Second11x12
Bedroom 3Second11x12
KitchenSecond
Living RoomSecond
DenSecond
Balcony/Porch/LanaiSecond

Listing Details

Listing date
2025-10-27
On market date
2025-10-28
Original list price
$829,000
Occupant type
Vacant
MLS area
33702 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2025-10-28
Tax legal description
460 87th Ave N

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North on 4th Street to 87th Avenue North and turn left on to 87th Avenue South on 4th Street to 87th Avenue North and turn right on to 87th Avenue

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 3, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA