$225,000
105 Island Way
Clearwater Beach, FL 33767
Listing updated: May 31, 2026 at 1:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This is the opportunity buyers have been waiting for in the highly desirable 33767 Clearwater Beach zip code—an exceptional value in Island Estates that is truly priced to sell in this 55+ complex. Fully furnished and move-in ready, this spacious 2-bedroom, 2-bath residence offers the perfect combination of comfort, convenience, and coastal living, whether you're searching for a primary home, winter retreat, or smart investment. Situated on the second-floor end unit, the location within the building is ideal—just steps to the elevator, laundry, and stairs—while offering added privacy and natural light. The open floor plan flows seamlessly from the main living area into the dining space and a bright, inviting sunroom that’s perfect for morning coffee or unwinding after a day at the beach. The kitchen is well-designed with ample cabinet storage, a breakfast bar, and an adjoining pantry/closet for added functionality. The primary suite is generously sized with two large closets, including an impressive 10-foot closet, along with an en-suite bath and private access to the sunroom. The second bedroom is flexible and spacious enough to accommodate guests, multiple beds, or a combined office and guest space. Life at The Islander is all about easy, resort-style living, with a waterfront heated pool and spa, shuffleboard courts, and a community dock where you can relax, fish, or simply enjoy the peaceful water views. Everyday conveniences are right outside your door, including assigned covered parking, a locked storage area, and laundry facilities just steps away. This community allows for flexible ownership with rentals permitted (3-month minimum) and no ownership holding period, making it even more appealing for part-time residents or investors. Best of all, you're just a half-mile from the world-renowned sands of Clearwater Beach, with dining, shopping, and entertainment close by, plus easy access to Tampa International and St. Pete-Clearwater airports. With its unbeatable location, strong value, and turnkey convenience, this is a rare chance to secure a piece of Island Estates at a price that stands out—don’t miss it.
Local Insight
At $225k in Clearwater Beach waterfront, you're getting solid value for the location, though the 1972 build and AE flood zone mean you'll want a thorough inspection and flood insurance costs factored into your ongoing expenses. The 55+ restriction limits your buyer pool if you ever need to sell, but the unusually large 1.97-acre lot and rock-bottom $4/month HOA are genuine advantages—just verify what amenities and maintenance that actually covers. This is the kind of older waterfront property where condition and flood mitigation upgrades matter far more than age alone.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history223 days on market
- Status: ActiveOct 21, 2025
- Listed$249,000Oct 20, 2025
- Price reduced$225,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 223
- Subdivision
- Islander The Condo
- County
- Pinellas
- Year built
- 1972
- Living area
- 1,090 sq ft
- Price/sq ft
- $206
- Lot size
- 85,959 sq ft
- Flood zone
- AE (12103C0102H)
- Annual taxes
- $4,770 (2024)
- Parcel #
- 08-29-15-43263-001-0121
- MLS #
- TB8439945
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Cooktop, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Thermostat, Window Treatments
- Laundry
- Laundry Closet, Outside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Covered, Guest
HOA & Financial
- HOA fee
- $50 / Annually
- Monthly HOA
- $4/mo
- Total monthly fees
- $1,154/mo
- Total annual fees
- $13,850
- HOA name
- Noble Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Must be 55+ in age and get association approval.
- Approval process
- Application and $150 fee. Please verify with management offices on all rental restrictions.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk, Storage
- Construction materials
- Block
- Roof
- Other
- Foundation
- Block
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x6 |
| Living Room | First | 18x15 |
| Primary Bedroom | First | 15x18 |
| Bedroom 2 | First | 15x15 |
Listing Details
- Listing date
- 2025-10-20
- On market date
- 2025-10-20
- Original list price
- $249,000
- Occupant type
- Owner
- MLS area
- 33767 - Clearwater/Clearwater Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-21
- Tax legal description
- ISLANDER, THE CONDO BLDG 1, APT 121 TOGETHER WITH THE USE OF CARPORT 121 & STORAGE UNIT 121
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Go West of Hwy 60 / Gulf to Bay / Memorial Causeway, turn North onto Island Way, past Windward Passage, right intocomplex/ across from Publix, follow driveway to 105 building and guest parking is adjacent the 105 building.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 31, 2026 at 1:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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