$539,900

4409 Gray Street

Tampa, FL 33609

Listing updated: June 1, 2026 at 8:24 PM ET

Pending

Beds

Baths

2,154

Sq Ft

0.03

Acres

2007

Built

◆$251/sqft◆360° tour

Townhouse

Property type

2007

Year built

1,253 sqft

Lot size

$251

Price / sq ft

$250/mo

HOA dues

220

Days on market

Garage spaces

Flood zone

About this home

Under contract-accepting backup offers. LUXURY SOUTH TAMPA TOWNHOME / NO FLOOD ZONE Experience refined South Tampa living in this beautifully appointed townhouse located in one of the most desirable school districts — Plant High School and Coleman Middle School. Perfectly situated no flood zone, this home combines elegant design, comfort, and convenience. This turnkey residence features three spacious bedrooms, each with its own private en-suite bathroom, plus an additional half bath on the main floor. The thoughtful split floor plan and soaring ceilings create a sense of openness and sophistication throughout. The spacious kitchen is a true highlight — boasting granite countertops, solid wood cabinetry, and abundant natural light. The adjoining dining area is ideal for both intimate dinners and effortless entertaining. Additional features include an oversized two-car attached garage with ample storage, low HOA fees, and a prime location close to major highways, International Plaza, Tampa International Airport, and South Tampa’s finest dining, shopping, and entertainment options. With its unbeatable location, modern finishes, and exceptional school zoning, this property offers an elevated lifestyle in the heart of South Tampa. Don’t miss this opportunity — schedule your private showing today of this stunning townhome.

Estimated monthly payment

Principal & interest$2,730

Property taxes$229

Home insurance (est.)$247

HOA dues$250

Down payment

20%

$107,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history220 days on market

Status: Pending
Jun 2, 2026
Listed$579,900
Oct 24, 2025
Price reduced$539,900

Facts & features

Property type: Residential
Sub type: Townhouse
Status: Pending
Days on market: 220
Cumulative DOM: 390
Subdivision: Cartagena City Twnhms
County: Hillsborough
Year built: 2007
Living area: 2,154 sq ft
Price/sq ft: $251
Building area: 2,790 sq ft (Public Records)
Lot size: 1,253 sq ft
Lot category: 0 to less than 1/4
Flood zone: x
Garage: 2 spaces
Annual taxes: $2,746 (2024)
Parcel #: A-20-29-18-93N-000000-00002.0
Zoning: PD
MLS #: TB8439453

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Interior Details

Bedrooms: 3
Full bathrooms: 3
Half bathrooms: 1
Flooring: Carpet, Ceramic Tile, Wood
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry: Inside
Stories / Levels: Three Or More
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $250 / Monthly
Monthly HOA: $250/mo
Total monthly fees: $250/mo
Total annual fees: $3,000
HOA name: Alex Jensen
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Confirm with hoa rules and city of Tampa laws

Exterior & Construction

Exterior features: Balcony
Construction materials: Block, Stucco, Frame
Roof: Membrane, Tile
Foundation: Block, Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Breed Restrictions, Cats OK, Dogs OK

Schools

MiddleColeman-HBGreatSchools ↗

High SchoolPlant-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	Second	23x15
Dining Room	Second	17x11
Kitchen	Second	9x11
Primary Bedroom	Third

Listing Details

Listing date: 2025-10-24
On market date: 2025-10-24
Original list price: $579,900
Occupant type: Owner
MLS area: 33609 - Tampa / Palma Ceia
Listing AOR: Suncoast Tampa
Status changed: 2026-06-02
Tax legal description: CARTAGENA CITY TOWNHOMES LOT 2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From N Westshore Blvd turn east onto W Gray St (Embassy Suites) will be on the corner. Take W Gray St to address on your left From W Kennedy Blvd turn North onto W Hesperides St. Make right turn onto W Gray St to address on your left

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 8:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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