$1,250,000
301 Saratoga Drive
Satsuma, FL 32189
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Experience the perfect blend of waterfront luxury & income potential in this unique Key West Inspired luxury custom home. The primary residence boasts 2BD/2BA, & features open-concept living w/ sun-drenched windows, hardwood floors & 10-foot ceilings. A 2-sided see-through gas fireplace anchors the main living space, offering warmth & elegance, a large chef’s dream kitchen w/ plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, soft-close drawers & doors. Finish your day of boating & fishing w/ a therapeutic bath in the oversized jetted tub paired w/ a fireplace. The Primary en-suite features an oversized walk-in shower, heated towel rack, & custom vanities. Please see Features & Benefits sheet under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained & equipped, 1BD/1BA apartment w/ its own luxury kitchen w/ premium cabinetry & quartz countertops, full bathroom & a large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Carefully designed & impeccably constructed, this residence exudes sophistication, strength, & style. 3,006 sqft of living space, plus 536 sqft of unfinished a/c attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced & concrete-filled for unmatched durability, energy efficiency, & peace of mind. Property Highlights: • Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls • One owner; original blueprints available • Versatile lower-level second unit with 1 bedroom and 1 bathroom • 8-foot solid wood and steel interior doors • ¾-inch rich cherry hardwood flooring • Granite countertops in the main kitchen • Soft-close cabinetry in both kitchens • Tall 8-inch baseboards & custom wood crown molding • Bullnose drywall corners • Abundant natural light • Elevator shaft (currently dual pantries), pre-plumbed & ready for an 8-foot elevator • Climate-controlled hurricane/panic room for safety & secure storage • Climate-controlled attic space (approx. 11' x 40') • Climate-controlled garage/workshop • Boat shed on dock plus large dockside storage shed • Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the wraparound porch w/ water views of spring-fed Lake Saranac, the St. Johns River, & the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock,w/ a 12,000-lb elevator boat lift & enjoy endless days of fishing the St. Johns River, hanging out at the sandbars or a day of swimming in the clear waters of Salt Springs & Silver Glen. The Seller is open to sell the additional waterfront lot across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154’ x 57’ with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled w/in a desirable, quiet waterfront neighborhood, w/ newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history168 days on market
- Status: ActiveOct 18, 2025
- Listed$1,299,000Oct 18, 2025
- Price reduced$1,250,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 168
- Subdivision
- Saratoga Harbor Ests
- County
- Putnam
- Year built
- 2008
- Living area
- 3,006 sq ft
- Price/sq ft
- $416
- Building area
- 6,214 sq ft (Public Records)
- Lot size
- 15,000 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 1 spaces
- Annual taxes
- $5,513 (2024)
- Parcel #
- 391126846100600080
- Zoning
- R-1
- MLS #
- FC313517
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Wood
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Whole House R.O. System
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
- Laundry
- Common Area
- Stories / Levels
- Two
- Direction faces
- East
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Attic Fan
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Other
- Construction materials
- ICFs (Insulated Concrete Forms), Stucco
- Roof
- Metal
- Foundation
- Block
- Road surface
- Dirt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 16.4x14.2 |
| Dining Room | Second | 12.1x11.6 |
| Kitchen | Second | 14.5x13.9 |
| Primary Bedroom | Second | 13.8x13.9 |
| Primary Bathroom | Second | 20.3x13.11 |
Listing Details
- Listing date
- 2025-10-18
- On market date
- 2025-10-18
- Original list price
- $1,299,000
- Occupant type
- Owner
- MLS area
- 32189 - Satsuma
- Listing AOR
- Orlando Regional
- Status changed
- 2025-10-18
- Tax legal description
- SARATOGA HARBOR ESTS MB4 P161 BLK F LOT 8 (MAP SHEET 21/39L)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
207 south turn right onto Hamilton, Left on Gibbs the home will be on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 4, 2026 at 4:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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