301 Saratoga Drive, FL

$1,250,000

301 Saratoga Drive

Satsuma, FL 32189

Active
3
Beds
3
Baths
3,006
Sq Ft
0.36
Acres
2008
Built
In-law suiteFireplace$416/sqft
Single Family Residence

Property type

2008

Year built

15,000 sqft

Lot size

$416

Price / sq ft

No HOA

HOA dues

168

Days on market

1

Garage space

x

Flood zone

About this home

Experience the perfect blend of waterfront luxury & income potential in this unique Key West Inspired luxury custom home. The primary residence boasts 2BD/2BA, & features open-concept living w/ sun-drenched windows, hardwood floors & 10-foot ceilings. A 2-sided see-through gas fireplace anchors the main living space, offering warmth & elegance, a large chef’s dream kitchen w/ plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, soft-close drawers & doors. Finish your day of boating & fishing w/ a therapeutic bath in the oversized jetted tub paired w/ a fireplace. The Primary en-suite features an oversized walk-in shower, heated towel rack, & custom vanities. Please see Features & Benefits sheet under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained & equipped, 1BD/1BA apartment w/ its own luxury kitchen w/ premium cabinetry & quartz countertops, full bathroom & a large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Carefully designed & impeccably constructed, this residence exudes sophistication, strength, & style. 3,006 sqft of living space, plus 536 sqft of unfinished a/c attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced & concrete-filled for unmatched durability, energy efficiency, & peace of mind. Property Highlights: • Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls • One owner; original blueprints available • Versatile lower-level second unit with 1 bedroom and 1 bathroom • 8-foot solid wood and steel interior doors • ¾-inch rich cherry hardwood flooring • Granite countertops in the main kitchen • Soft-close cabinetry in both kitchens • Tall 8-inch baseboards & custom wood crown molding • Bullnose drywall corners • Abundant natural light • Elevator shaft (currently dual pantries), pre-plumbed & ready for an 8-foot elevator • Climate-controlled hurricane/panic room for safety & secure storage • Climate-controlled attic space (approx. 11' x 40') • Climate-controlled garage/workshop • Boat shed on dock plus large dockside storage shed • Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the wraparound porch w/ water views of spring-fed Lake Saranac, the St. Johns River, & the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock,w/ a 12,000-lb elevator boat lift & enjoy endless days of fishing the St. Johns River, hanging out at the sandbars or a day of swimming in the clear waters of Salt Springs & Silver Glen. The Seller is open to sell the additional waterfront lot across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154’ x 57’ with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled w/in a desirable, quiet waterfront neighborhood, w/ newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime.

Estimated monthly payment

Principal & interest$6,321
Property taxes$459
Home insurance (est.)$573

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history168 days on market

  1. Status: Active
    Oct 18, 2025
  2. Listed$1,299,000
    Oct 18, 2025
  3. Price reduced$1,250,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
168
Subdivision
Saratoga Harbor Ests
County
Putnam
Year built
2008
Living area
3,006 sq ft
Price/sq ft
$416
Building area
6,214 sq ft (Public Records)
Lot size
15,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
1 spaces
Annual taxes
$5,513 (2024)
Parcel #
391126846100600080
Zoning
R-1
MLS #
FC313517

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Whole House R.O. System
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
Laundry
Common Area
Stories / Levels
Two
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Attic Fan

Parking

Garage spaces
1
Attached garage
Yes
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Other
Construction materials
ICFs (Insulated Concrete Forms), Stucco
Roof
Metal
Foundation
Block
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomSecond16.4x14.2
Dining RoomSecond12.1x11.6
KitchenSecond14.5x13.9
Primary BedroomSecond13.8x13.9
Primary BathroomSecond20.3x13.11

Listing Details

Listing date
2025-10-18
On market date
2025-10-18
Original list price
$1,299,000
Occupant type
Owner
MLS area
32189 - Satsuma
Listing AOR
Orlando Regional
Status changed
2025-10-18
Tax legal description
SARATOGA HARBOR ESTS MB4 P161 BLK F LOT 8 (MAP SHEET 21/39L)

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

207 south turn right onto Hamilton, Left on Gibbs the home will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 4, 2026 at 4:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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