16328 Emerald Cove Drive, FL
Stellar MLS

$1,349,000

16328 Emerald Cove Drive

Lutz, FL 33549

Listing updated: June 12, 2026 at 5:43 PM ET

Pending
6
Beds
5
Baths
4,631
Sq Ft
0.92
Acres
2001
Built
Private poolFireplace3-car garage$291/sqft360° tour
Single Family Residence

Property type

2001

Year built

39,875 sqft

Lot size

$291

Price / sq ft

$50/mo

HOA dues

167

Days on market

3

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. Step into a home you won’t find anywhere else in Lutz—a true custom estate with timeless character, set on a full acre in a quiet enclave of just eight homes. If you’ve been searching for something beyond the typical Florida floorplan, this beautifully updated residence delivers craftsmanship, privacy, and space that simply don’t exist in today’s subdivisions. A grand foyer welcomes you with wide plank hardwood floors, cypress ceilings, stacked stone accents, and rich architectural detail that immediately set this home apart. The open family room features custom cabinetry and a warm fireplace, creating a gathering space with real personality. The gourmet kitchen blends luxury and function with premium cabinetry, granite counters, stainless appliances, a 5 burner gas range, and a center island—perfect for everyday living or hosting. Your downstairs master retreat offers dual California Closets and a spa inspired bath with a garden tub, dual sinks, and a freestanding shower. A sixth bedroom with ensuite bath doubles as an ideal home office or guest suite. Upstairs, four generously sized bedrooms with study nooks, a large bonus room, and a dedicated home theater provide room for everyone to spread out. Step outside to an oversized screened lanai with a heated saltwater pool and spa. The backyard is a private sanctuary—quiet, green, and perfect for unwinding. New Roof, 2 new tankless hot water heaters, two AC units, updated bathrooms, reverse osmosis system, and a Generac 32k liquid cooled whole home generator. All of this sits just minutes from Tampa Premium Outlets, top dining, and major highways—yet feels worlds away from the noise. No HOA. No cookie cutter homes. Just space, privacy, and a lifestyle you can’t replicate.

Estimated monthly payment

Principal & interest$6,821
Property taxes$1,558
Home insurance (est.)$618
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history167 days on market

  1. Status: Pending
    Apr 13, 2026
  2. Listed$1,550,000
    Oct 25, 2025
  3. Price reduced$1,349,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
167
Subdivision
Emerald Cove
County
Hillsborough
Year built
2001
Living area
4,631 sq ft
Price/sq ft
$291
Building area
6,231 sq ft (Public Records)
Lot size
39,875 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12057C0205H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$18,696 (2024)
Parcel #
U-30-27-19-5JT-000000-00009.0
Zoning
ASC-1
MLS #
TB8437726

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Interior Details

Bedrooms
6
Full bathrooms
4
Half bathrooms
1
Flooring
Ceramic Tile, Wood
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Oversized, Parking Pad

HOA & Financial

HOA fee
$600 / Annually
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Emerald Cove
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Sprinkler Well

Community

Pets allowed
Yes

Schools

ElementaryManiscalco-HBGreatSchools ↗
MiddleLiberty-HBGreatSchools ↗
High SchoolFreedom-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bathroom 2Second12x13
Bathroom 3Second12x14
Bathroom 3Second12x14
Bathroom 5Second12x15
Bonus RoomSecond12x30
Dining RoomFirst13x14
Family RoomFirst20x21
KitchenFirst14x16
Living RoomFirst14x13
Primary BedroomFirst13x18
OfficeFirst13x14

Listing Details

Listing date
2025-10-25
On market date
2025-10-25
Original list price
$1,550,000
Occupant type
Vacant
MLS area
33549 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-04-13
Tax legal description
EMERALD COVE LOT 9

Flood risk

Minimal riskFEMA Zone XPanel 12057C0205H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Bearss and Florida. North on Florida to Chapman Road. Turn Right to Hanna. Turn Left to Emerald Cove on the left. Turn left. Second home on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 5:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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