$179,000
372 Collins Street
Umatilla, FL 32784
Listing updated: June 16, 2026 at 1:50 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Motivated Seller – Price Just Reduced! Don't miss this opportunity to own a charming home with character, space, and incredible potential! This 3-bedroom, 1-bath home offers 1,336 square feet of living space and was built in 1928, showcasing timeless charm and unique character. Inside, you'll find a spacious living room, updated kitchen cabinets, new flooring in the kitchen and dining area, and a convenient inside utility room. Enjoy outdoor living with a welcoming front deck, rear screened porch, and fenced backyard. An additional storage room off the porch provides exciting possibilities for conversion into a 4th bedroom, home office, hobby room, or flex space. Roof replacement in 2010. The bathroom is ready for your personal touch, and the front porch needs repair, offering a great opportunity to build equity and customize the home to your style. Whether you're a first-time homebuyer, investor, or someone looking for an affordable property with room to grow, this home has tremendous potential with just a little TLC.
Local Insight
At $134/sqft for a 1928 home on a small lot in a rural Lake County town 40 miles from Orlando, you're banking on Umatilla's appeal as an affordable gateway to the Ocala National Forest and a retreat for remote workers—but the single bathroom, vintage bones, and tight 0.14-acre footprint mean any appeal hinges on either finding the property already updated or having realistic renovation costs factored into your offer. The location trade-off is real: you get small-town authenticity and no HOA, but you're also genuinely rural with limited services, so this works best for someone who actually values that quiet, forested lifestyle rather than someone stretching their budget just to get into the market. Since the tour is available, pay close attention to the roof, foundation, and systems in a home this old—deferred maintenance on a century-old property can quickly erase whatever savings you thought you were getting on price.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history250 days on market
- Status: ActiveOct 9, 2025
- Listed$202,500Oct 9, 2025
- Price reduced$179,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 250
- Subdivision
- Not Applicable
- County
- Lake
- Year built
- 1928
- Living area
- 1,336 sq ft
- Price/sq ft
- $134
- Lot size
- 6,048 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12069C0220E)
- Annual taxes
- $418 (2024)
- Parcel #
- 12-18-26-0003-000-02400
- Zoning
- R-12
- MLS #
- G5103102
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Carpet, Linoleum
- Appliances
- Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Open Floorplan, Split Bedroom
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Frame, Wood Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 9x9 |
| Dining Room | First | 11x14 |
| Kitchen | First | 12x13 |
| Living Room | First | 14x18 |
| Primary Bedroom | First | 9x14 |
Listing Details
- Listing date
- 2025-10-09
- On market date
- 2025-10-09
- Original list price
- $202,500
- Occupant type
- Owner
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Lake and Sumter
- Status changed
- 2025-10-09
- Tax legal description
- FROM SE COR OF NW 1/4 OF SW 1/4 RUN N 133 FT W 126 FT FOR POB RUN S 108 FT W 83 FT N 108 FT E 83 FT TO POB--LESS E 25 FT-- ORB 4024 PG 135 ORB 5096 PG 2372
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Conveniently located just off FL-19 (N Central Ave). Turn west onto W Collins Street and continue approximately 0.3 miles. Property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 16, 2026 at 1:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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