428 Bent Oak Loop, FL
Stellar MLS

$355,000

428 Bent Oak Loop

Davenport, FL 33837

Active
4
Beds
2
Baths
1,690
Sq Ft
0.22
Acres
1996
Built
Private pool$210/sqft
Single Family Residence

Property type

1996

Year built

9,599 sqft

Lot size

$210

Price / sq ft

$25/mo

HOA dues

228

Days on market

2

Garage spaces

X

Flood zone

About this home

New Price Adjustment! Take a look...Looking for space? In the rear of a well established community. This home boasts 4 bedrooms and 2 baths. With open Living room, dining, kitchen and bonus room. With a split floor plan for lots of privacy. A screened in back porch for entertaining. Fenced in back yard with above ground pool and a brick paver 20 x 20 patio with 2 awnings. For an added bonus there are Tesla solar panels that are paid off. With Assumable Mortgage! Schedule your showing today. You don't want to miss this great opportunity with a very low HOA.

Local Insight

At $210/sqft for a 28-year-old home in Davenport, you're getting decent value compared to newer construction, but you'll want a thorough inspection given the age—roof, HVAC, and plumbing typically need attention on '90s builds in this market. The private pool is a genuine draw for family living, though factor in maintenance costs and make sure the equipment is actually in workable condition. Location-wise, you're outside the higher-demand I-4 corridor areas, which keeps prices lower, but commutes to Orlando or Tampa will run 45+ minutes depending on traffic.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,795
Property taxes$305
Home insurance (est.)$163
HOA dues$25

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history228 days on market

  1. Status: Active
    Oct 8, 2025
  2. Listed$380,000
    Oct 8, 2025
  3. Price reduced$355,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
228
Subdivision
Sunridge Woods Ph 03
County
Polk
Year built
1996
Living area
1,690 sq ft
Price/sq ft
$210
Building area
2,135 sq ft (Public Records)
Lot size
9,599 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0230H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,654 (2024)
Parcel #
27-26-10-701301-001960
Zoning
SFR
MLS #
S5136102

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Chair Rail, High Ceilings, Open Floorplan, Solid Surface Counters, Split Bedroom
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$300 / Annually
Monthly HOA
$25/mo
Total monthly fees
$25/mo
Total annual fees
$300
HOA name
SUNRIDGE WOODS HOMEOWNERS ASSOC/RACHEL HUGHES
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
BUYER MUST DO THEIR DUE DILIGENCE
Approval process
BUYER MUST DO THEIR DUE DILIGENCE

Exterior & Construction

Exterior features
Awning(s), French Doors, Sliding Doors
Construction materials
Brick, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryLoughman Oaks ElemGreatSchools ↗
MiddleBoone MiddleGreatSchools ↗
High SchoolRidge Community Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Bathroom 2First
KitchenFirst
DinetteFirst
Living RoomFirst

Listing Details

Listing date
2025-10-08
On market date
2025-10-08
Original list price
$380,000
Occupant type
Owner
MLS area
33837 - Davenport
Listing AOR
Osceola
Status changed
2025-10-08
Tax legal description
SUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 196

Flood risk

Minimal riskFEMA Zone XPanel 12105C0230H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

27S to Davenport, Lt on Ronald Reagan, Rt on Sunridge Woods Blv, Lt on Cross Creek, Rt on Bent Oak Loop, House is on Lt #428

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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