$629,000
4007 Palm Key Avenue
Oldsmar, FL 34677
Listing updated: April 22, 2026 at 6:56 PM ET
Listing courtesy of Charles Rutenberg Realty Inc · Jacob Gross · MLS #TB8435073 · Active · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Walk in the front door and look straight out to the water. Head out to the screened-in back porch to hang out and enjoy the views, from dolphins and mother duck with her ducklings, to the pink & orange glowing sunsets. This unit comes with floodplain X zoning tied to the title, which means you’re grandfathered in, and the cheap flood insurance is transferable to you (less than $800/yr.). Soaring ceilings, open floor plan, hard floors throughout, and a finished garage with a high-end epoxy floor that makes it feel like you’re parking in a showroom. Built in 2019, it looks and feels fresh and new. 1st floor bedroom with water views (great for guests!). Large media room upstairs with numerous possibilities. It could be a game room. It could be a gym or just a TV area. 3 bedrooms upstairs, including the master. The master bath overlooks the water with an oversized tub, a walk-in shower, dual vanities, and a custom walk-in closet. DirectTV, Frontier internet, water, recycling, and trash (2x/week) are included in the monthly HOA fee. The unit is far enough away from the gate, where you won't hear the road noise of 580. Bayside Terrace offers an array of amenities, including an infinity-edge swimming pool, BBQ area, a gym, a fire-pit, and a community dock with kayak, paddleboard, and canoe launch. This exceptional townhome provides the perfect blend of luxury, comfort, and Florida's natural beauty
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history197 days on market
- Status: ActiveOct 7, 2025
- Listed$669,000Oct 7, 2025
- Price reduced$629,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 197
- Subdivision
- Bayside Terrace
- County
- Pinellas
- Year built
- 2019
- Living area
- 2,587 sq ft
- Price/sq ft
- $243
- Lot size
- 2,352 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0087H)
- Garage
- 2 spaces
- Annual taxes
- $7,398 (2024)
- Parcel #
- 22-28-16-05152-000-0160
- MLS #
- TB8435073
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $580 / Monthly
- Monthly HOA
- $580/mo
- Total monthly fees
- $580/mo
- Total annual fees
- $6,960
- HOA name
- Management & Associates / James Grant
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Only 10% of the units can be rented at one time.
- Approval process
- Hoa board approval
Exterior & Construction
- Exterior features
- Other, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 13x18 |
| Kitchen | First | 13x16 |
| Living Room | First | 16x17 |
Listing Details
- Listing date
- 2025-10-06
- On market date
- 2025-10-07
- Original list price
- $669,000
- Occupant type
- Owner
- MLS area
- 34677 - Oldsmar
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-07
- Tax legal description
- BAYSIDE TERRACE LOT 16
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the south, take McMullen Booth road to east on St Rt 580. Community will be on the left hand side.
More homes like this
$380,000
1505 Sunset Wind Loop
Oldsmar, FL 34677
3 bd · 3 ba · 1,667 sqft
Bayside Terrace
MLS ID #W7883526, KELLER WILLIAMS REALTY- PALM H.
Listing provided by Stellar MLS
$649,900
9009 Palm Key Ave
Oldsmar, FL 34677
4 bd · 3 ba · 2,587 sqft
Bayside Terrace
MLS ID #TB8461356, REAL BROKER, LLC.
Listing provided by Stellar MLS
$499,900
839 3rd St N
Safety Harbor, FL 34695
2 bd · 2 ba · 910 sqft
West Green Spgs
MLS ID #TB8433516, TRIESTE REAL ESTATE.
Listing provided by Stellar MLS
$439,800
1423 Chesterfield Dr
Dunedin, FL 34698
2 bd · 2 ba · 1,018 sqft
Scots Landing
MLS ID #TB8498758, MIRIAM HURTADO REAL ESTATE GROUP.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 22, 2026 at 6:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA