3166 Downing Street, FL
Stellar MLS

$550,000

3166 Downing Street

Clearwater, FL 33759

Active
4
Beds
2
Baths
1,996
Sq Ft
0.2
Acres
1974
Built
$276/sqft
Duplex

Property type

1974

Year built

8,738 sqft

Lot size

$276

Price / sq ft

No HOA

HOA dues

241

Days on market

1

Garage space

AE

Flood zone

About this home

Beautifully updated duplex in Clearwater, this property offers two well-appointed 2-bedroom, 1-bathroom units that combine modern updates with practical living spaces. Each unit features a gourmet kitchen with stainless steel appliances, quartz countertops, and white shaker cabinets with ample storage. Bathroom layouts vary by unit: Unit A showcases quartz countertops with a standalone shower, while Unit B offers quartz countertops with a shower/tub combo. Both units boast laminate flooring throughout the living areas and fresh paint, creating a bright, move-in ready feel. Sliding doors open to the backyard, enhancing indoor-outdoor living, and each unit includes a 1-car garage with laundry hookups inside. The shared fenced backyard provides privacy and space for outdoor activities. Located near St Rd 60, the property offers convenient access to downtown, beaches, shopping, and dining, making it an ideal setting for both owner-occupants and investors. This turnkey duplex combines solid updates, strong rental appeal, and a coveted Clearwater location—contact us today to schedule a private tour.

Local Insight

This duplex is priced aggressively at $276/sqft for a 1974 build, which makes sense given the AE flood zone designation—that's a serious consideration that will affect your insurance costs and potential resale. The lack of HOA is a plus for cash flow, but at under 2,000 sqft on a tight 0.2-acre lot in Bayedge Terrace, you're really betting on the rental income from two units to justify the price in a market where newer construction commands premium rates. Before moving forward, you'll want a detailed flood history report and updated flood insurance quotes, as those carrying costs could easily eat into any investor returns.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,781
Property taxes$463
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history241 days on market

  1. Status: Active
    Oct 1, 2025
  2. Listed$585,000
    Oct 1, 2025
  3. Price reduced$550,000

Virtual Tour

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
241
Subdivision
Bayedge Terrace
County
Pinellas
Year built
1974
Living area
1,996 sq ft
Price/sq ft
$276
Building area
2,652 sq ft (Public Records)
Lot size
8,738 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0129H)
Garage
1 spaces
Annual taxes
$5,561 (2024)
Parcel #
16-29-16-03429-000-0050
MLS #
TB8433450

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Interior features
Ceiling Fans(s)
Laundry
In Garage

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple

Exterior & Construction

Exterior features
Fence, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Listing Details

Listing date
2025-10-01
On market date
2025-10-01
Original list price
$585,000
MLS area
33759 - Clearwater
Listing AOR
Suncoast Tampa
Status changed
2025-10-01
Tax legal description
BAYEDGE TERRACE LOT 5

Flood risk

High riskFEMA Zone AEPanel 12103C0129H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading north on Bayshore Blvd make a right onto Downing St and duplex will be on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 12:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA