$550,000
3166 Downing Street
Clearwater, FL 33759
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Beautifully updated duplex in Clearwater, this property offers two well-appointed 2-bedroom, 1-bathroom units that combine modern updates with practical living spaces. Each unit features a gourmet kitchen with stainless steel appliances, quartz countertops, and white shaker cabinets with ample storage. Bathroom layouts vary by unit: Unit A showcases quartz countertops with a standalone shower, while Unit B offers quartz countertops with a shower/tub combo. Both units boast laminate flooring throughout the living areas and fresh paint, creating a bright, move-in ready feel. Sliding doors open to the backyard, enhancing indoor-outdoor living, and each unit includes a 1-car garage with laundry hookups inside. The shared fenced backyard provides privacy and space for outdoor activities. Located near St Rd 60, the property offers convenient access to downtown, beaches, shopping, and dining, making it an ideal setting for both owner-occupants and investors. This turnkey duplex combines solid updates, strong rental appeal, and a coveted Clearwater location—contact us today to schedule a private tour.
Local Insight
This duplex is priced aggressively at $276/sqft for a 1974 build, which makes sense given the AE flood zone designation—that's a serious consideration that will affect your insurance costs and potential resale. The lack of HOA is a plus for cash flow, but at under 2,000 sqft on a tight 0.2-acre lot in Bayedge Terrace, you're really betting on the rental income from two units to justify the price in a market where newer construction commands premium rates. Before moving forward, you'll want a detailed flood history report and updated flood insurance quotes, as those carrying costs could easily eat into any investor returns.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history241 days on market
- Status: ActiveOct 1, 2025
- Listed$585,000Oct 1, 2025
- Price reduced$550,000
Virtual Tour
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 241
- Subdivision
- Bayedge Terrace
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,996 sq ft
- Price/sq ft
- $276
- Building area
- 2,652 sq ft (Public Records)
- Lot size
- 8,738 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0129H)
- Garage
- 1 spaces
- Annual taxes
- $5,561 (2024)
- Parcel #
- 16-29-16-03429-000-0050
- MLS #
- TB8433450
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Interior Details
- Bedrooms
- 4
- Interior features
- Ceiling Fans(s)
- Laundry
- In Garage
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Exterior features
- Fence, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available
Listing Details
- Listing date
- 2025-10-01
- On market date
- 2025-10-01
- Original list price
- $585,000
- MLS area
- 33759 - Clearwater
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-10-01
- Tax legal description
- BAYEDGE TERRACE LOT 5
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading north on Bayshore Blvd make a right onto Downing St and duplex will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 30, 2026 at 12:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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