1040 Main Street, FL1040 Main Street, FL1040 Main Street, FL
Stellar MLS
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$164,900

1040 Main Street

Dunedin, FL 34698

Listing updated: June 25, 2026 at 9:18 AM ET

Active
Stellar MLSListing courtesy of Fathom Realty Fl Llc · Sharon Richards · MLS #TB8433212 · Active · 888-455-6040
1
Bed
1
Bath
576
Sq Ft
23.37
Acres
1970
Built
55+ community23.37 acres$286/sqft360° tour
Mobile Home

Property type

1970

Year built

1,018,163 sqft

Lot size

$286

Price / sq ft

$218/mo

HOA dues

265

Days on market

X

Flood zone

About this home

Fractional Ownership. The purchase price includes the share ($23,800) plus the cost of the coach. Winner of the "Best of Dunedin" 2025 Award in Mobile Home Parks. Located 3 miles east of the Gulf of Mexico in Dunedin , Florida and .8 of a mile from the inter-coastal waterway, Golden Acres occupies 23.38 acres of prime property off of Main Street and Patricia Avenue with 224 mobile units. We are a resident owned (RO) park , meaning that when you purchase a share you own 1/224 of the park. You are part of a co-operative, with each owner having their own equal share of the park . A Monthly Maintenance FEE of $218 covers other costs and amenities. Facilities include an outdoor heated pool, recently renovated clubhouse with wireless, shuffleboard courts, wood-hobby shop, billiard room, and laundry facilities. An active, 55 plus, no-pet community offers a full range of recreational activities. Exercise classes, potluck dinners, cookouts, outings, golf courses nearby, and a full calendar of events are planned by the Recreation Committee. Sign ups are in the clubhouse. Available for residents are clubs, a golf league, shuffleboard league,cards, and more. Monthly calendars are in our printed distributed newsletters or the clubhouse. Our Beautification Committee is responsible for keeping the parks flower beds and entryway looking fresh and colorful as well as Christmas decorating. Home is furnished and includes Golf Cart. TB8433214 Lot 193 is available for sale

Local Insight

At $165K for a 1970 mobile home in a 55+ community, you're paying for location in desirable Dunedin and flood zone X designation rather than the modest 576 square feet itself—the $286/sqft rate reflects the area, not the unit condition or age. The 23.37-acre lot sounds generous on paper but this is a mobile home park, so you don't actually own the land, just the structure, meaning resale could be limited to other 55+ buyers willing to accept the same constraints. With a $218 monthly HOA on top of whatever lot rent the park charges (not listed here), factor those ongoing costs carefully before committing, since they're fixed expenses that don't build equity.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$834
Property taxes$119
Home insurance (est.)$76
HOA dues$218

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history265 days on market

  1. Status: Active
    Oct 3, 2025
  2. Listed$169,900
    Oct 3, 2025
  3. Price reduced$164,900

Facts & features

Property type
Residential
Sub type
Mobile Home
Status
Active
Days on market
265
Subdivision
Golden Acres Mobile Home Park Unrec
County
Pinellas
Year built
1970
Living area
576 sq ft
Price/sq ft
$286
Building area
1,338 sq ft (Public Records)
Lot size
1,018,163 sq ft
Lot category
20 to less than 50
Flood zone
X (12103C0069H)
Annual taxes
$1,429 (2024)
Parcel #
26-28-15-31393-000-1920
MLS #
TB8433212

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Laminate
Appliances
Dryer, Range, Range Hood, Refrigerator, Washer
Interior features
Eat-in Kitchen
Laundry
Common Area, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
None
Cooling
Central Air, Attic Fan

Parking

Carport
Yes

HOA & Financial

HOA fee
$218 / Monthly
Monthly HOA
$218/mo
Total monthly fees
$218/mo
Total annual fees
$2,616
HOA name
Karin Desmone
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fractional
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Approval Process: All buyers must complete an application which includes credit, and background check. Board of Directors must approve or reject applications for purchase
Approval process
No Year round renting, 1 month min, 3 months max, only 2 times a year but need 30 days vacant before the second rental.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Metal Siding
Roof
Metal
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Water Available

Community

Pets allowed
No
Senior community
Yes

Schools

ElementarySan Jose Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolDunedin High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14.5x11.5
KitchenFirst11.5x8.3
Living RoomFirst15.9x11.5
Balcony/Porch/LanaiFirst18.3x9.8

Listing Details

Listing date
2025-10-03
On market date
2025-10-03
Original list price
$169,900
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2025-10-03
Tax legal description
GOLDEN ACRES MOBILE HOME PARK (UNREC) LOT 192

Flood risk

Minimal riskFEMA Zone XPanel 12103C0069H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 to Main Street, head West on Main Street and turn R into Golden Acres, go to 192

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 25, 2026 at 9:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA