$690,000
16635 County Road 450
Umatilla, FL 32784
Listing updated: June 20, 2026 at 2:09 PM ET
Listing courtesy of Exit Realty Tri-County · Emily Demeter · MLS #O6346783 · Active · 352-385-3948Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Escape to your own private retreat at 16635 County Road 450 in Umatilla, FL. This unique Spanish-style home sits on 7.5 acres of beautiful land, offering both privacy and room to spread out. With Crescent Lake right in your backyard, you’ll enjoy direct access to one of Central Florida’s hidden gems. Crescent Lake is spring-fed, perfect for swimming, skiing, and a variety of water sports. The property includes its own dock, where you can take in peaceful water views, watch the sunrise, see the seaplanes take off and land or enjoy the abundant wildlife that surrounds the area. The home features classic Spanish-style architecture with charming details that set it apart. A newer metal roof, AC units and septic system. A 2-car carport provides convenient parking, and the property also includes a detached workshop with endless possibilities. This space could easily be converted into a mother-in-law suite, home office, or guest quarters, adding flexibility to the property. Whether you’re looking for a full-time residence or a weekend getaway, this home delivers the best of both worlds—plenty of land for privacy and outdoor activities, along with the luxury of lakefront living. From boating and fishing to simply relaxing by the water, this property is ideal for anyone who loves the outdoors. With 7.5 acres, there’s room for gardening, hobbies, or even small animals, making it a true homestead with modern conveniences. This home recently appraised for more than asking price, so you'll have instant equity! If you’ve been dreaming of a home that combines acreage, water access, and a one-of-a-kind architectural style, this is a rare opportunity you don’t want to miss. 16635 County Road 450 isn’t just a house—it’s a lifestyle on Crescent Lake.
Local Insight
At $222/sqft on 7.5 acres with direct water access, this 1977 home offers legitimate rural acreage value that would cost significantly more closer to Orlando—but the AE flood zone is a real financing and insurance headwind you'll need to model carefully before committing. The Ocala National Forest proximity and small-town character appeal to a specific buyer, but Umatilla's remote location (40 miles from Orlando, no major job centers nearby) means resale relies heavily on finding another buyer seeking that lifestyle rather than convenience.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history268 days on market
- Status: ActiveApr 1, 2026
- Listed$795,000Sep 24, 2025
- Price reduced$690,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 268
- Subdivision
- N/A
- County
- Lake
- Year built
- 1977
- Living area
- 3,106 sq ft
- Price/sq ft
- $222
- Building area
- 4,900 sq ft (Public Records)
- Lot size
- 326,700 sq ft
- Lot category
- 5 to less than 10
- Flood zone
- AE
- Annual taxes
- $3,312 (2024)
- Parcel #
- 11-18-26-0004-000-03100
- Zoning
- R-1
- MLS #
- O6346783
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Linoleum
- Appliances
- Range
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Circular Driveway, Driveway
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Dirt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Private
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x22 |
| Primary Bedroom | First | |
| Living Room | First | 19x25 |
Listing Details
- Listing date
- 2025-09-22
- On market date
- 2025-09-24
- Original list price
- $795,000
- Occupant type
- Owner
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-04-01
- Tax legal description
- E 164.17 FT OF W 990 FT OF S 3/4 OF SE 1/4 ORB 495 PG 118 ORB 6236 PG 2042
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From downtown Eustis, head north on Bay Street and continue straight as it becomes County Road 19. Follow CR-19 for several miles until you reach the town of Umatilla. Once in Umatilla, turn left onto County Road 450 and continue heading west. Stay on CR-450, and after a short drive, you will arrive at 16635 County Road 450 on your left. The property is set back.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 2:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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