$699,000

16635 County Road 450

Umatilla, FL 32784

Active
4
Beds
4
Baths
3,106
Sq Ft
7.5
Acres
1977
Built
WaterfrontWater accessFireplace7.5 acres$225/sqft
🏠Single Family Residence

Property type

🏗️1977

Year built

📐326,700 sqft

Lot size

📊$225

Price / sq ft

🏘️No HOA

HOA dues

📅205

Days on market

🌊AE

Flood zone

About this home

Escape to your own private retreat at 16635 County Road 450 in Umatilla, FL. This unique Spanish-style home sits on 7.5 acres of beautiful land, offering both privacy and room to spread out. With Crescent Lake right in your backyard, you’ll enjoy direct access to one of Central Florida’s hidden gems. Crescent Lake is spring-fed, perfect for swimming, skiing, and a variety of water sports. The property includes its own dock, where you can take in peaceful water views, watch the sunrise, see the seaplanes take off and land or enjoy the abundant wildlife that surrounds the area. The home features classic Spanish-style architecture with charming details that set it apart. A newer metal roof, AC units and septic system. A 2-car carport provides convenient parking, and the property also includes a detached workshop with endless possibilities. This space could easily be converted into a mother-in-law suite, home office, or guest quarters, adding flexibility to the property. Whether you’re looking for a full-time residence or a weekend getaway, this home delivers the best of both worlds—plenty of land for privacy and outdoor activities, along with the luxury of lakefront living. From boating and fishing to simply relaxing by the water, this property is ideal for anyone who loves the outdoors. With 7.5 acres, there’s room for gardening, hobbies, or even small animals, making it a true homestead with modern conveniences. This home recently appraised for more than asking price, so you'll have instant equity! If you’ve been dreaming of a home that combines acreage, water access, and a one-of-a-kind architectural style, this is a rare opportunity you don’t want to miss. 16635 County Road 450 isn’t just a house—it’s a lifestyle on Crescent Lake.

Estimated monthly payment

Principal & interest$3,535
Property taxes$276
Home insurance (est.)$320

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history205 days on market

  1. Status: Active
    Apr 1, 2026
  2. Listed$795,000
    Sep 24, 2025
  3. Price reduced$699,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
205
Subdivision
N/A
County
Lake
Year built
1977
Living area
3,106 sq ft
Price/sq ft
$225
Building area
4,900 sq ft (Public Records)
Lot size
326,700 sq ft
Lot category
5 to less than 10
Flood zone
AE
Annual taxes
$3,312 (2024)
Parcel #
11-18-26-0004-000-03100
Zoning
R-1
MLS #
O6346783

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Linoleum
Appliances
Range
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Circular Driveway, Driveway
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt, Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Private

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x22
Primary BedroomFirst
Living RoomFirst19x25

Listing Details

Listing date
2025-09-22
On market date
2025-09-24
Original list price
$795,000
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2026-04-01
Tax legal description
E 164.17 FT OF W 990 FT OF S 3/4 OF SE 1/4 ORB 495 PG 118 ORB 6236 PG 2042

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From downtown Eustis, head north on Bay Street and continue straight as it becomes County Road 19. Follow CR-19 for several miles until you reach the town of Umatilla. Once in Umatilla, turn left onto County Road 450 and continue heading west. Stay on CR-450, and after a short drive, you will arrive at 16635 County Road 450 on your left. The property is set back.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 18, 2026 at 7:44 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA