$396,500
3450 Bay Ridge Way
Port Charlotte, FL 33953
Listing updated: May 17, 2026 at 11:09 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE IMPROVEMENT for this Beautifully maintained 3 Bedroom, Bonus Room, Spilt floor plan, 2,065 sq ft home with peaceful pond views, smart updates, impact Windows in bonus room and 2023 new roof, offering exceptional value in the Riverwood community. This move-in-ready residence features a bright, open layout with well-designed living spaces, a comfortable primary suite, a spacious great room, Spacious kitchen with abundant counter and cabinet space, ideal for everyday cooking and entertaining. The home provides low-maintenance living with no pool to upkeep, making it ideal for seasonal or full-time residents. Thoughtful improvements throughout enhance comfort, functionality, and long-term peace of mind. A rare and highly desirable feature of this property is the TRANSFERABLE BEACH CLUB MEMBERSHIP. This exclusive membership conveys directly to the new buyer, allowing immediate access to the private beachfront facility on Manasota Key. With approximately 130 homeowners currently on the waitlist, this benefit provides significant value and convenience, offering private parking, beachfront amenities, and direct Gulf access from the day of closing. The home’s pond setting creates a tranquil backdrop from the main living areas, adding privacy and a natural Florida feel. Additional highlights include generously sized guest rooms, flexible living spaces, and an easy-care exterior. The home’s layout supports both everyday living and entertaining, with ample natural light and comfortable flow throughout. Located Port Charlotte, Fl within Riverwood’s award-winning gated community, residents enjoy access to a wide range of amenities including championship golf, pickleball, tennis, fitness center, resort-style pool, dog parks, walking trails, and a vibrant social calendar. Riverwood is known for its natural beauty, mature landscaping, and convenient location near Gulf Coast beaches, shopping, dining, Punta Gorda/Ft. Myers Airport and medical services. With its NEW PRICE of $396,500, transferable Beach Club membership, and serene pond views, this home presents an outstanding opportunity to enjoy the Riverwood lifestyle. Schedule your showing to experience the comfort, value, and amenities this property offers.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history232 days on market
- Status: ActiveMay 12, 2026
- Listed$479,000Sep 24, 2025
- Price reduced$396,500
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 232
- Subdivision
- Riverwood
- County
- Charlotte
- Year built
- 1999
- Living area
- 2,065 sq ft
- Price/sq ft
- $192
- Building area
- 2,923 sq ft (Public Records)
- Lot size
- 10,741 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Garage
- 2 spaces
- Annual taxes
- $5,776 (2025)
- Parcel #
- 402120279010
- Zoning
- PD
- MLS #
- D6143889
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Humidity Control
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $128 / Monthly
- Monthly HOA
- $128/mo
- Total monthly fees
- $128/mo
- Total annual fees
- $1,539
- HOA name
- Riverwood Community Association
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- All HOA Docs can be found at riverwoodflorida.org and RCDD docs can be found at riverwoodcdd.org.
- Approval process
- Copy of Lease must be given to Management Co. and $25 fee for application for gate pass.
Exterior & Construction
- Exterior features
- Gray Water System, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Fire Hydrant, Sprinkler Recycled, Underground Utilities
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 11x12 |
| Dining Room | First | 13x12 |
| Family Room | First | 14x16 |
| Kitchen | First | 12x13 |
| Living Room | First | 14x14 |
| Primary Bedroom | First | 13x16 |
| Dinette | First | 10x8 |
Listing Details
- Listing date
- 2025-09-24
- On market date
- 2025-09-24
- Original list price
- $479,000
- Occupant type
- Owner
- MLS area
- 33953 - Port Charlotte
- Listing AOR
- Englewood
- Status changed
- 2026-05-12
- Tax legal description
- BAY RIDGE BLK A LT 181662/1577 1662/1593 1662/1596 1733/1547 3299/1738
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 41 and 776 in Murdock, go west on 776 to Riverwood on the right. About 4 miles. After the security gate, continue on Riverwood Drive to the 4th Stop Sign. Turn left on to Bay Ridge and follow the road around the turn, the home is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 17, 2026 at 11:09 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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