$485,000
2204 78th Street
Bradenton, FL 34209
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 2204 78th St. W, Bradenton, a spacious 2 bedroom, 2 bathroom corner-lot home offering freedom, space, and endless options. With no HOA restrictions, bring your boat, RV, or extra vehicles and enjoy a private parking pad behind the new vinyl fence. Updates include new vinyl flooring, fresh paint, fencing, and new sod in the backyard. The oversized backyard is a rare find perfect for a pool, garden, or custom outdoor retreat. Ideally located near shopping, dining, schools, and just 10 minutes from the Gulf beaches.
Local Insight
At $316/sqft for a 1982 home in Palma Sola Bay Estates, you're getting a fair entry point for the area, though the two-bedroom layout limits appeal if you need flexibility for resale or rental income. The X flood zone designation is a genuine advantage here—it means no flood insurance requirement—which should keep your ongoing costs down compared to nearby properties. With no HOA fees and a quarter-acre lot, this is a straightforward ownership situation, but you'll want to budget for systems updates (roof, HVAC, plumbing) given the age, and honestly verify what condition that fireplace is actually in before closing.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history244 days on market
- Status: ActiveApr 1, 2026
- Listed$500,000Sep 20, 2025
- Price reduced$485,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 244
- Cumulative DOM
- 361
- Subdivision
- Palma Sola Bay Estates
- County
- Manatee
- Year built
- 1982
- Living area
- 1,536 sq ft
- Price/sq ft
- $316
- Building area
- 2,335 sq ft (Public Records)
- Lot size
- 10,846 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12081C0282F)
- Garage
- 2 spaces
- Annual taxes
- $6,146 (2024)
- Parcel #
- 3910602352
- Zoning
- RSF4.5
- MLS #
- O6346159
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 8x13 |
| Living Room | First | 15x16 |
| Family Room | First | 10x11 |
| Primary Bedroom | First | 14x18 |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2025-09-19
- On market date
- 2025-09-20
- Original list price
- $500,000
- Occupant type
- Vacant
- MLS area
- 34209 - Bradenton/Palma Sola
- Listing AOR
- Orlando Regional
- Status changed
- 2026-04-01
- Tax legal description
- LOT 13 BLK B PALMA SOLA BAY ESTATES SUB PI#39106.0235/2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Manatee Ave, head south on 75th St. Turn right onto 22nd St., then left onto 78th St. Continue to the end; the home is located in the cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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