2204 78th Street, FL
Stellar MLS

$485,000

2204 78th Street

Bradenton, FL 34209

Active
2
Beds
2
Baths
1,536
Sq Ft
0.25
Acres
1982
Built
Fireplace$316/sqft360° tour
Single Family Residence

Property type

1982

Year built

10,846 sqft

Lot size

$316

Price / sq ft

No HOA

HOA dues

244

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 2204 78th St. W, Bradenton, a spacious 2 bedroom, 2 bathroom corner-lot home offering freedom, space, and endless options. With no HOA restrictions, bring your boat, RV, or extra vehicles and enjoy a private parking pad behind the new vinyl fence. Updates include new vinyl flooring, fresh paint, fencing, and new sod in the backyard. The oversized backyard is a rare find perfect for a pool, garden, or custom outdoor retreat. Ideally located near shopping, dining, schools, and just 10 minutes from the Gulf beaches.

Local Insight

At $316/sqft for a 1982 home in Palma Sola Bay Estates, you're getting a fair entry point for the area, though the two-bedroom layout limits appeal if you need flexibility for resale or rental income. The X flood zone designation is a genuine advantage here—it means no flood insurance requirement—which should keep your ongoing costs down compared to nearby properties. With no HOA fees and a quarter-acre lot, this is a straightforward ownership situation, but you'll want to budget for systems updates (roof, HVAC, plumbing) given the age, and honestly verify what condition that fireplace is actually in before closing.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,452
Property taxes$512
Home insurance (est.)$222

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history244 days on market

  1. Status: Active
    Apr 1, 2026
  2. Listed$500,000
    Sep 20, 2025
  3. Price reduced$485,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
244
Cumulative DOM
361
Subdivision
Palma Sola Bay Estates
County
Manatee
Year built
1982
Living area
1,536 sq ft
Price/sq ft
$316
Building area
2,335 sq ft (Public Records)
Lot size
10,846 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12081C0282F)
Garage
2 spaces
Annual taxes
$6,146 (2024)
Parcel #
3910602352
Zoning
RSF4.5
MLS #
O6346159

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Ceramic Tile, Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat
Laundry
Electric Dryer Hookup, In Garage, Washer Hookup
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Schools

ElementaryPalma Sola ElementaryGreatSchools ↗
MiddleMartha B. King MiddleGreatSchools ↗
High SchoolAManatee HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst8x13
Living RoomFirst15x16
Family RoomFirst10x11
Primary BedroomFirst14x18
Bedroom 2First

Listing Details

Listing date
2025-09-19
On market date
2025-09-20
Original list price
$500,000
Occupant type
Vacant
MLS area
34209 - Bradenton/Palma Sola
Listing AOR
Orlando Regional
Status changed
2026-04-01
Tax legal description
LOT 13 BLK B PALMA SOLA BAY ESTATES SUB PI#39106.0235/2

Flood risk

Minimal riskFEMA Zone XPanel 12081C0282F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Manatee Ave, head south on 75th St. Turn right onto 22nd St., then left onto 78th St. Continue to the end; the home is located in the cul-de-sac.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA