$112,900
2395 Harbor Boulevard
Port Charlotte, FL 33952
Listing updated: June 20, 2026 at 6:40 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
2 bedroom, 2 bath condo in Vel Gardens, a 55+ community built for easy, low-maintenance living. Perched on the top floor with elevator access, this home pairs comfort with peace of mind: newer bamboo flooring, a 2020 A/C system, 2023 water heater, newer appliances, and a brand-new metal roof in 2025. Hurricane shutters protect windows, with electric openers on the lanai and primary bedroom for effortless security. The kitchen offers drawer-base cabinets and in-unit laundry, while the spacious primary suite features a walk-in closet, private bath with walk-in shower, and sliders leading directly to the lanai-the perfect place to enjoy a morning coffee or evening sunset. The living room also extends to this private outdoor space, complete with extra storage. Unit is complete with assigned covered parking spot. Beyond your door, Vel Gardens invites you to enjoy its heated, screened-in pool and active clubhouse, ideal for both relaxation and social connection. The community is conveniently located near shopping centers, restaurants, medical facilities, golf courses, and year-round entertainment options, making it easy to balance leisure and convenience. Ideally positioned in Southwest Florida, Port Charlotte sits just north of Fort Myers, south of Sarasota, and west of Orlando-offering access to three major international airports plus the region’s best-kept secret, Punta Gorda Airport. Whether you’re traveling or welcoming visitors, access is always straightforward. This move-in ready condo truly offers the best of comfort, location, and community in the heart of Charlotte County.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history273 days on market
- Status: ActiveSep 20, 2025
- Listed$144,900Sep 20, 2025
- Price reduced$112,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 273
- Subdivision
- Vel Gardens Condo
- County
- Charlotte
- Year built
- 1984
- Living area
- 1,044 sq ft
- Price/sq ft
- $108
- Lot size
- 1,044 sq ft
- Flood zone
- X500 (12015C0226G)
- Annual taxes
- $859 (2024)
- Parcel #
- 402215801073
- Zoning
- CG
- MLS #
- C7515049
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Bamboo, Ceramic Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $415/mo
- Total annual fees
- $4,980
- HOA name
- Gateway Management Vel Gardens Laura Louro
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Must be owned for 5 years and association approval is required
- Approval process
- See attached info.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x11 |
| Dining Room | First | 9x14 |
| Living Room | First | 12x14 |
| Primary Bedroom | First | 14x17 |
| Bedroom 2 | First | 11x12 |
| Primary Bathroom | First |
Listing Details
- Listing date
- 2025-09-19
- On market date
- 2025-09-20
- Original list price
- $144,900
- Occupant type
- Owner
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2025-09-20
- Tax legal description
- VGC 002 0000 0310 VEL GDNS PH 2 UN 310 788/256 788/258 NT1252/1989 PR92-439 1248/2026 1370/1521-1556 DC1466/278-AML 1917/235 3198/754 3424/881&PS100 CT3663/1999 3696/946&PS100 3696/949&PS100 3823/1865&CP100
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41, turn onto Harbor Blvd, turn left on Stillwater Ave. Vel Gardens entrance is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 6:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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