40522 5th Avenue, FL

$274,900

40522 5th Avenue

Umatilla, FL 32784

Active
3
Beds
1
Bath
972
Sq Ft
0.45
Acres
1989
Built
$283/sqft360° tour
Single Family Residence

Property type

1989

Year built

19,781 sqft

Lot size

$283

Price / sq ft

No HOA

HOA dues

170

Days on market

1

Garage space

X

Flood zone

About this home

Discover this beautifully maintained 3-bedroom, 1-bath home situated on an oversized 0.45-acre corner lot in the heart of Umatilla. From the moment you arrive, the property’s inviting curb appeal sets the tone for refined country living. A large screened-in front patio welcomes you to unwind, creating the perfect transition between indoor comfort and outdoor tranquility. Step inside to find a lovingly cared for interior featuring a renovated bathroom, open living room and a kitchen with newer stainless-steel appliances and an inside utility room. This property features numerous upgrades, including a new roof (2023) and a new septic drain field (2023). Outdoors, the fully fenced yard provides privacy and plenty of space for leisure and entertaining. A large metal carport off the one car garage offers additional covered parking, while multiple storage sheds ensure ample room for tools, lawn equipment, or recreational items. With no HOA and ideally located just minutes from Umatilla you will enjoy the freedom of country living while being within easy reach of shopping and dining and everyday conveniences. Don’t miss this move-in-ready gem and schedule your showing today!

Estimated monthly payment

Principal & interest$1,390
Property taxes$248
Home insurance (est.)$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history170 days on market

  1. Status: Active
    Oct 30, 2025
  2. Listed$284,900
    Oct 30, 2025
  3. Price reduced$274,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
170
Subdivision
East Umatilla
County
Lake
Year built
1989
Living area
972 sq ft
Price/sq ft
$283
Lot size
19,781 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0210E)
Garage
1 spaces
Annual taxes
$2,979 (2024)
Parcel #
08-18-27-0100-064-01600
Zoning
R-1
MLS #
G5102022

Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Laminate
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst12x11
Bedroom 2First10x10
Bedroom 3First10x10
KitchenFirst6x8
Living RoomFirst12x16

Listing Details

Listing date
2025-08-22
On market date
2025-10-30
Original list price
$284,900
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2025-10-30
Tax legal description
EAST UMATILLA LOTS 16 THRU 20 S 1/2 OF LOT 21 BLK 64 PB 6 PGS 87-95 ORB 6212 PG 142

Flood risk

Minimal riskFEMA Zone XPanel 12069C0210E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading North through Umatilla on N Central Ave/19 to E Collins St. Turn right onto E Collins St. Take a left turn onto W 5th Ave. The home is the first house on the right at corner of E Collins St. and W 5th Ave.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 18, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA