12525 Wharf Terrace, FL12525 Wharf Terrace, FL12525 Wharf Terrace, FL
Stellar MLS
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$649,999

12525 Wharf Terrace

Palmetto, FL 34221

Listing updated: July 21, 2026 at 4:52 PM ET

Active
Stellar MLSListing courtesy of Taylor Morrison Realty Of Fl · Michelle Campbell · MLS #TB8425541 · Active · 813-333-1171
5
Beds
4
Baths
3,191
Sq Ft
0.2
Acres
2026
Built
WaterfrontNew construction3-car garage$204/sqft360° tour
Single Family Residence

Property type

2026

Year built

8,798 sqft

Lot size

$204

Price / sq ft

$79/mo

HOA dues

297

Days on market

3

Garage spaces

X

Flood zone

About this home

What's Special: Large Game Room | Preserve View | 1st Floor Guest Suite. New Construction – Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Palm at 12525 Warf Terrace in Palms at Coasterra! This stunning new home blends style and functionality, offering plenty of space for everyday living and entertaining. Step inside to find an elegant foyer leading to the formal dining room, perfect for gatherings. The gourmet kitchen is a true centerpiece, featuring a large center island and beautiful LVP flooring that flows seamlessly into the casual dining area and spacious great room. Sliding glass doors open to an expansive covered lanai, ideal for relaxing outdoors. A first-floor secondary bedroom with a full bath close by provides a private retreat for guests. Upstairs, the expansive primary suite boasts a spa-inspired bathroom and a generous walk-in closet. Three additional secondary bedrooms, each with its own walk-in closet, offer plenty of room, including one with a private bath. A shared bath, convenient laundry room, and versatile game room complete the second floor. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: gourmet kitchen, a sliding glass door in the casual dining area and great room, soaking tun with a separate shower in the primary bathroom, shower in the main floor full bath, tray ceiling package, and extended covered lanai. Photos are for representative purposes only. MLS#TB8425541

Estimated monthly payment

Principal & interest$3,287
Property taxes$0
Home insurance (est.)$298
HOA dues$79

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history297 days on market

  1. Status: Active
    Jul 14, 2026
  2. Listed$733,282
    Sep 8, 2025
  3. Price reduced$649,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
297
Subdivision
Palms At Coasterra
County
Manatee
Year built
2026
Living area
3,191 sq ft
Price/sq ft
$204
Building area
4,242 sq ft (Builder)
Lot size
8,798 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Parcel #
589927509
Zoning
RES
MLS #
TB8425541

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Tankless Water Heater
Interior features
Crown Molding, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level, Garage

HOA & Financial

HOA fee
$79 / Monthly
Monthly HOA
$79/mo
Total monthly fees
$79/mo
Total annual fees
$951
HOA name
Castle Group
CDD
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please see Community Sales Manager for additional information.
Approval process
Please see Community Sales Manager for additional information.

Exterior & Construction

Exterior features
Hurricane Shutters, Sliding Doors
Construction materials
Block, Stucco, Vinyl Siding
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond14x16
Bedroom 2Second13x11
KitchenFirst14x11
Dining RoomFirst14x11
Bedroom 3Second11x13
Bedroom 4Second15x11
Game RoomSecond18x16
Great RoomFirst18x15
Bedroom 5First

Listing Details

Listing date
2025-09-08
On market date
2025-09-08
Original list price
$733,282
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-07-14
Tax legal description
LOT 90 PALMS AT COASTERRA PH IIA PI# 5899.2750/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Just off Buckeye Road within master-planned Coasterra community, this prime location in Palmetto provides easy access to I-75, Sarasota and Tampa.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 21, 2026 at 4:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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