$649,999
12525 Wharf Terrace
Palmetto, FL 34221
Listing updated: July 21, 2026 at 4:52 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
What's Special: Large Game Room | Preserve View | 1st Floor Guest Suite. New Construction – Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Palm at 12525 Warf Terrace in Palms at Coasterra! This stunning new home blends style and functionality, offering plenty of space for everyday living and entertaining. Step inside to find an elegant foyer leading to the formal dining room, perfect for gatherings. The gourmet kitchen is a true centerpiece, featuring a large center island and beautiful LVP flooring that flows seamlessly into the casual dining area and spacious great room. Sliding glass doors open to an expansive covered lanai, ideal for relaxing outdoors. A first-floor secondary bedroom with a full bath close by provides a private retreat for guests. Upstairs, the expansive primary suite boasts a spa-inspired bathroom and a generous walk-in closet. Three additional secondary bedrooms, each with its own walk-in closet, offer plenty of room, including one with a private bath. A shared bath, convenient laundry room, and versatile game room complete the second floor. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: gourmet kitchen, a sliding glass door in the casual dining area and great room, soaking tun with a separate shower in the primary bathroom, shower in the main floor full bath, tray ceiling package, and extended covered lanai. Photos are for representative purposes only. MLS#TB8425541
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history297 days on market
- Status: ActiveJul 14, 2026
- Listed$733,282Sep 8, 2025
- Price reduced$649,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 297
- Subdivision
- Palms At Coasterra
- County
- Manatee
- Year built
- 2026
- Living area
- 3,191 sq ft
- Price/sq ft
- $204
- Building area
- 4,242 sq ft (Builder)
- Lot size
- 8,798 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 3 spaces
- Parcel #
- 589927509
- Zoning
- RES
- MLS #
- TB8425541
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Carpet, Vinyl
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Tankless Water Heater
- Interior features
- Crown Molding, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- Two
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level, Garage
HOA & Financial
- HOA fee
- $79 / Monthly
- Monthly HOA
- $79/mo
- Total monthly fees
- $79/mo
- Total annual fees
- $951
- HOA name
- Castle Group
- CDD
- Yes
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please see Community Sales Manager for additional information.
- Approval process
- Please see Community Sales Manager for additional information.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Sliding Doors
- Construction materials
- Block, Stucco, Vinyl Siding
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x16 |
| Bedroom 2 | Second | 13x11 |
| Kitchen | First | 14x11 |
| Dining Room | First | 14x11 |
| Bedroom 3 | Second | 11x13 |
| Bedroom 4 | Second | 15x11 |
| Game Room | Second | 18x16 |
| Great Room | First | 18x15 |
| Bedroom 5 | First |
Listing Details
- Listing date
- 2025-09-08
- On market date
- 2025-09-08
- Original list price
- $733,282
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Suncoast Tampa
- Home warranty
- Yes
- Status changed
- 2026-07-14
- Tax legal description
- LOT 90 PALMS AT COASTERRA PH IIA PI# 5899.2750/9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Just off Buckeye Road within master-planned Coasterra community, this prime location in Palmetto provides easy access to I-75, Sarasota and Tampa.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 21, 2026 at 4:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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