12525 Wharf Terrace, FL

$619,999

12525 Wharf Terrace

Palmetto, FL 34221

Active
5
Beds
4
Baths
3,191
Sq Ft
0.2
Acres
2026
Built
WaterfrontNew construction3-car garage$194/sqft360° tour
Single Family Residence

Property type

2026

Year built

8,798 sqft

Lot size

$194

Price / sq ft

$79/mo

HOA dues

266

Days on market

3

Garage spaces

X

Flood zone

About this home

What's Special: Large Game Room | Preserve View | 1st Floor Guest Suite. New Construction – Ready Now! Built by America's Most Trusted Homebuilder. Welcome to the Palm at 12525 Warf Terrace in Palms at Coasterra. This stunning new home blends style and functionality, with space for everyday living and entertaining. Step inside to find elegant oak treads leading you through the foyer to the formal dining room, perfect for gatherings. The gourmet kitchen is a true centerpiece, featuring a large center island, apron-front sink, cushion-close doors and drawers, and beautiful LVP flooring that flows seamlessly into the casual dining area and spacious great room. Sliding glass doors open to an extended covered lanai, ideal for relaxing outdoors. A first-floor secondary bedroom with en suite bath provides a private retreat for guests. Upstairs, the expansive primary suite boasts a spa-inspired en suite and a generous walk-in closet. Three additional bedrooms, each with its own walk-in closet, including one with a private bath. A shared bath, convenient laundry room, and versatile game room complete the second floor. In this master-plan amenity-rich community, natural beauty is everywhere, along with endless opportunities for fun, fitness, and connection. Club Coasterra, the grand amenity center overlooking a 65-acre lake, truly has it all. Take a dip in one of four sparkling pools, including a lap pool and resort-style options, relax under a shaded cabana, enjoy a workout or some friendly competition, and then unwind at the lakeside pavilion complete with a sandy beach and social hall. The excitement continues at the Eastuary and Watermark Amenity Centers, where you can swim, visit the dog park, and enjoy a scenic 20-acre lake. For outdoor enthusiasts, explore the 160-acre nature park featuring walking trails, smaller lakes, and miles of wide pathways and jogging trails, perfect for fresh-air adventures. Just off Buckeye Road within the master-planned Coasterra community, this prime location in Palmetto offers easy access to I-75, Sarasota, and Tampa. Additional Highlights Include: Gourmet kitchen, sliding glass door at casual dining and great room, deluxe primary bath, shower at downstairs bath, tray ceiling at dining room, primary suite and game room, and extended covered lanai. Photos are for representative purposes only. MLS#TB8425541

Estimated monthly payment

Principal & interest$3,135
Property taxes$0
Home insurance (est.)$284
HOA dues$79

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history266 days on market

  1. Status: Active
    Sep 8, 2025
  2. Listed$733,282
    Sep 8, 2025
  3. Price reduced$619,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
266
Subdivision
Palms At Coasterra
County
Manatee
Year built
2026
Living area
3,191 sq ft
Price/sq ft
$194
Building area
4,242 sq ft (Builder)
Lot size
8,798 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Parcel #
NALOT90
Zoning
RES
MLS #
TB8425541

Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Tankless Water Heater
Interior features
Crown Molding, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level, Garage

HOA & Financial

HOA fee
$79 / Monthly
Monthly HOA
$79/mo
Total monthly fees
$79/mo
Total annual fees
$951
HOA name
Castle Group
CDD
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
See Sales agents for lease restrictions.
Approval process
See Sales agents for lease restrictions.

Exterior & Construction

Exterior features
Hurricane Shutters, Sliding Doors
Construction materials
Block, Stucco, Vinyl Siding
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleBuffalo Creek MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond14x16
Bedroom 2Second13x11
KitchenFirst14x11
Dining RoomFirst14x11
Bedroom 3Second11x13
Bedroom 4Second15x11
Game RoomSecond18x16
Living RoomFirst18x15
Bedroom 5First

Listing Details

Listing date
2025-09-08
On market date
2025-09-08
Original list price
$733,282
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2025-09-08
Tax legal description
Palms at Coasterra Phase IIA being a portion of Section 3 & 10, township 33 south, range 18 east, manatee county, florida.

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, take exit 229 towards Parrish/SR-683. Head east on Mocassin Wallow Road and turn left on Carter Road. Proceed for approximately 2 miles and turn left on Buckeye Road. After the I-75 overpass, community entrance will be on your right. Follow community signs to Palms at Coasterra.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 4:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA