$699,900
226 Ruby Lake Lane
Winter Haven, FL 33884
Listing updated: June 7, 2026 at 9:10 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Feature highlight — The home features a newly installed roof (May 2026), ensuring durability and reduced maintenance for the next owner! Welcome to this stunning 3 bedroom, 3 bathroom lake front pool home offering gorgeous views of Lake Ruby. Set on a prime waterfront lot, the property includes an oversized 3-car garage and a private boat dock complete with an automated boat lift, making it ideal for boating and lakefront living. Designed with entertaining in mind, the open layout seamlessly blends indoor and outdoor spaces. Sliding glass pocket doors open to a spacious lanai with a screened-in pool and spa, while a remote-controlled awning provides extra shade for relaxing afternoons or gatherings with friends and family. The master suite is a true retreat, featuring a luxurious bathroom with dual sinks, stone countertops, a garden tub, and a walk-in shower. The kitchen is equally impressive with granite countertops, a breakfast bar, and newer appliances. Additional features throughout the home include vaulted ceilings, crown molding, custom window treatments, and blinds that add style and sophistication. This home combines comfort, elegance, and waterfront living all in one.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history264 days on market
- Status: ActiveMay 8, 2026
- Listed$749,900Sep 13, 2025
- Price reduced$699,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 264
- Subdivision
- Ruby Lake Ph 04
- County
- Polk
- Year built
- 2001
- Living area
- 2,295 sq ft
- Price/sq ft
- $305
- Building area
- 3,271 sq ft (Public Records)
- Lot size
- 18,365 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0535H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $5,762 (2024)
- Parcel #
- 27-29-07-856604-000830
- MLS #
- P4936048
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Chair Rail, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $750 / Annually
- Monthly HOA
- $63/mo
- Total monthly fees
- $63/mo
- Total annual fees
- $750
- HOA name
- DON ASHER & ASSOCIATES
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- CONTACT HOA FOR DETAILS
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 20x16 |
| Kitchen | First | 17x12 |
| Family Room | First | 16x17 |
| Dining Room | First | 10x14 |
| Balcony/Porch/Lanai | First | 30x9 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 12x11 |
| Primary Bedroom | First | 18x11 |
| Primary Bathroom | First | 15x14 |
| Dinette | First | 12x8 |
Listing Details
- Listing date
- 2025-09-12
- On market date
- 2025-09-13
- Original list price
- $749,900
- Occupant type
- Vacant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2026-05-08
- Tax legal description
- RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 83
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM HWY 27 TURN WEST ON CYPRESS GARDENS BLVD., THEN TURN LEFT ON W LAKE RUBY ROAD, LEFT ON N LAKE RUBY DR., RIGHT ON RUBY LAKE DRIVE. RIGHT ON RUBY LAKE LANE, HOME IS ON THE RIGHT.
More homes like this
$850,000
1028 S Lake Mariam Dr
Winter Haven, FL 33884
3 bd · 3 ba · 3,255 sqft
Waters Lake Mariam
MLS ID #P4938222
Listing provided by Stellar MLS
$749,900
1095 W Lake Hamilton Dr
Winter Haven, FL 33881
4 bd · 4 ba · 2,363 sqft
Hamilton Ridge
MLS ID #L4961524
Listing provided by Stellar MLS
$610,000
12 Cherry Blossom Ln
Winter Haven, FL 33884
3 bd · 2 ba · 2,100 sqft
Sundance Ranch Estates
MLS ID #O6401292
Listing provided by Stellar MLS
$564,900
1213 Michelangelo Ln
Winter Haven, FL 33884
4 bd · 4 ba · 2,894 sqft
Estates/Lk Florence
MLS ID #O6408212
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 9:10 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA