$354,900
1118 Cr 440
Lake Panasoffkee, FL 33538
Listing updated: June 12, 2026 at 7:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 1118 CR 440 in Lake Panasoffkee, a rare find offering 5 bedrooms, 3.5 bathrooms, and over 2,600 sq. ft. of living space perfect for large families, multigenerational living, or those who love to entertain. This two-story home features a bright and open second floor with a large living room, four bedrooms, and two full bathrooms. The master suite includes its own private side porch accessed via a sliding glass door, ideal for peaceful mornings or quiet evenings. A front balcony adds charming curb appeal and extra space to relax. Downstairs, the first floor offers flexible living arrangements with an apartment-style layout featuring a private bedroom, living room, bonus room, kitchenette, and full bathroom—perfect as a second master suite, guest quarters, or in-law suite. This space also has direct access to the pool area, creating an effortless indoor-outdoor lifestyle. The home sits on a .39-acre lot, with two garage bays for parking and additional storage. Laundry hookups are located in the garage for convenience. Located just minutes from Lake Panasoffkee, this home includes deeded access to a private community boat ramp for a low $2/month HOA fee, making it ideal for boating and fishing enthusiasts. With easy access to I-75 and close proximity to The Villages, you’ll enjoy a peaceful lifestyle with city conveniences nearby. Spacious, versatile, and full of potential this is the Lake Panasoffkee home you’ve been waiting
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history317 days on market
- Status: ActiveJul 30, 2025
- Listed$369,000Jul 30, 2025
- Price reduced$354,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 317
- Subdivision
- Tracys Pt 3rd Add
- County
- Sumter
- Year built
- 1974
- Living area
- 2,635 sq ft
- Price/sq ft
- $135
- Lot size
- 17,116 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,642 (2023)
- Parcel #
- F32F184
- Zoning
- SFR
- MLS #
- OM706488
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Laminate, Vinyl
- Appliances
- Range, Refrigerator
- Interior features
- Other
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $40 / Annually
- Monthly HOA
- $3/mo
- Total monthly fees
- $3/mo
- Total annual fees
- $40
- HOA name
- TRACY POINT HOA
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Wood Siding
- Roof
- Metal
- Foundation
- Block
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | |
| Living Room | Second | |
| Primary Bedroom | Second | |
| Bathroom 5 | Second |
Listing Details
- Listing date
- 2025-07-29
- On market date
- 2025-07-30
- Original list price
- $369,000
- Occupant type
- Vacant
- MLS area
- 33538 - Lake Panasoffkee
- Listing AOR
- Ocala - Marion
- Status changed
- 2025-07-30
- Tax legal description
- LOTS 20 21 & 22 BLK 9 TRACYS PT 3RD ADD PB 2 PG 31 1/2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
?? From I-75, take Exit 321 toward CR 470 W. Head west on CR 470 for approximately 1.5 miles. Turn right onto CR 439 and continue for about 0.6 miles. Then turn left onto CR 440. Continue straight for approximately 0.3 miles — 1118 CR 440 will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 12, 2026 at 7:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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