38648 Ferm Circle, FL
Stellar MLS

$319,000

38648 Ferm Circle

Zephyrhills, FL 33540

Listing updated: May 25, 2026 at 11:42 PM ET

Active
3
Beds
2
Baths
1,409
Sq Ft
0.26
Acres
1985
Built
$226/sqft360° tour
Single Family Residence

Property type

1985

Year built

11,235 sqft

Lot size

$226

Price / sq ft

No HOA

HOA dues

300

Days on market

1

Garage space

ae

Flood zone

About this home

PRICE IMPROVED!! Fantastic Zephyrhills Location W/ NO HOA !!! NO CDD !!! This Concrete Block 3 Bedroom, 2 Bath, 1 Car Garage Home Has No Deed Restrictions. 2 Outdoor Sheds For Storage and Work Space !!! Lovingly Maintained and Ready For A New Family. NO CARPETING !! All New Laminate Flooring and Ceramic Tile... The Eat In Kitchen has Solid Wood Cabinets and Corian Countertops. Huge Living Room Has Soaring Ceilings and a Bonus Area W/ Sliders that Lead Out to the Amazing Screened in Back Patio. SPLIT FLOOR PLAN !!! The Spacious Master Bedroom Has a Large Walk in Closet and En Suite Bathroom W/ Separate Water Closet, and A Fantastic Walk in Shower. The Other 2 Bedrooms Share a Full Bathroom. The Fenced Yard and Rear Carport Offering Privacy and Parking For Your Boat and Toys. Located Near Restaurants, Shopping, and a 4 minute Drive to the Hospital. 1 hour to Disney, Beaches, Major Sports Complexes and TIA.

Estimated monthly payment

Principal & interest$1,613
Property taxes$66
Home insurance (est.)$146

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history300 days on market

  1. Status: Active
    Jul 29, 2025
  2. Listed$329,900
    Jul 29, 2025
  3. Price reduced$319,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
300
Subdivision
Groves
County
Pasco
Year built
1985
Living area
1,409 sq ft
Price/sq ft
$226
Building area
1,975 sq ft (Public Records)
Lot size
11,235 sq ft
Lot category
1/4 to less than 1/2
Flood zone
ae
Garage
1 spaces
Annual taxes
$786 (2024)
Parcel #
21-25-26-005.0-000.00-008.0
Zoning
AR
MLS #
TB8411852

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Schools

ElementaryWoodland Elementary-POGreatSchools ↗
MiddleRaymond B Stewart Middle-POGreatSchools ↗
High SchoolZephryhills High School-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst20x14
KitchenFirst18x8
DinetteFirst10x8
Primary BedroomFirst24x12
Bedroom 2First12x11
Bedroom 3First11x10
Balcony/Porch/LanaiFirst30x12

Listing Details

Listing date
2025-07-28
On market date
2025-07-29
Original list price
$329,900
Occupant type
Owner
MLS area
33540 - Zephyrhills
Listing AOR
Suncoast Tampa
Status changed
2025-07-29
Tax legal description
THE GROVES PB 23 PG 69 LOT 8 OR 3266 PG 1166

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Gall Blvd to Pretty Pond Road, Left on Wire Road, Right onto Ferm Circle. Last House on the Right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 25, 2026 at 11:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA