5095 Bay Street, FL
Stellar MLS

$139,900

5095 Bay Street

St Petersburg, FL 33703

Listing updated: January 29, 2026 at 1:00 PM ET

Active
2
Beds
2
Baths
1,035
Sq Ft
1975
Built
55+ community$135/sqft360° tour
Condominium

Property type

1975

Year built

$135

Price / sq ft

No HOA

HOA dues

174

Days on market

AE

Flood zone

About this home

Discover a blend of comfort, convenience, and peace of mind in this beautifully maintained ground-floor condominium in the desirable Winston Park community. This two-bedroom, two-bath residence has never flooded or sustained hurricane damage, according to the owner, making it a rare find in Florida living. From the moment you step inside, you’ll appreciate the fresh, inviting feel thanks to new interior paint, a new water heater and a newly serviced air-conditioning system. The layout is thoughtfully designed, offering a spacious living area that flows effortlessly into the dining room—ideal for entertaining guests or enjoying quiet evenings at home. The kitchen is a highlight, with an eat-in breakfast nook that overlooks the lush courtyard and sparkling pool. Large sliding glass doors open directly to the manicured green space and pool area, creating a seamless indoor-outdoor connection and allowing natural light to fill the space. The primary suite offers privacy and comfort with its own en-suite bath and generous closet space. The second bedroom is ideal for guests, a home office or hobby space, and enjoys direct hall access to the second full bath. A dedicated covered parking space is included for your convenience, with additional guest parking nearby. Living in Winston Park means enjoying a relaxed, low-maintenance lifestyle with beautifully kept common areas, a large pool for sunny Florida days, and a friendly, welcoming atmosphere. All of this is offered at under $200,000, providing exceptional value in one of St. Petersburg’s sought-after communities. The location couldn’t be better—you’re just minutes from shopping, dining, grocery stores, and everyday conveniences. Downtown St. Pete’s vibrant arts, culture, and waterfront are a short drive away, and nearby parks and recreation offer endless ways to enjoy the Florida sunshine. Whether you’re downsizing, purchasing your first home, or looking for a winter retreat, this Winston Park condominium checks all the boxes. Don’t miss your opportunity to own a ground-floor unit in a prime location, with peace of mind built in.

Estimated monthly payment

Principal & interest$707
Property taxes$248
Home insurance (est.)$64

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history174 days on market

  1. Status: Active
    Aug 8, 2025
  2. Listed$174,900
    Aug 8, 2025
  3. Price reduced$139,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
174
Subdivision
Winston Park Northeast
County
Pinellas
Year built
1975
Living area
1,035 sq ft
Price/sq ft
$135
Flood zone
AE
Annual taxes
$2,978 (2024)
Parcel #
06-31-17-98405-600-1030
MLS #
TB8409934

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Other, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$686/mo
Total annual fees
$8,232
HOA name
Chris Leach
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm with HOA and review Rules and Regulations
Approval process
Application and board approval required.

Exterior & Construction

Exterior features
Courtyard, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Other
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst13x19
KitchenFirst17x12
Primary BedroomFirst16x12
Bedroom 2First10x10

Listing Details

Listing date
2025-08-08
On market date
2025-08-08
Original list price
$174,900
Occupant type
Vacant
MLS area
33703 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2025-08-08
Tax legal description
WINSTON PARK NORTHEAST 600 CONDO APT 103

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

East on 54th Avenue N to 1st Street N, turn right. Left on 50th Avenue NE, left on Bay Street NE to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 29, 2026 at 1:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA