$1,790,000

103 Graham Street

Port Charlotte, FL 33952

Active
4
Beds
3
Baths
2,841
Sq Ft
0.48
Acres
2020
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$630/sqft
🏠Single Family Residence

Property type

🏗️2020

Year built

📐20,827 sqft

Lot size

📊$630

Price / sq ft

🏘️No HOA

HOA dues

📅209

Days on market

🚗3

Garage spaces

🌊AE

Flood zone

About this home

PRICE REDUCED!! FULLY FURNISHED WITH TOP END FURNISHINGS! Only personal items will not convey- Seller relocating to Tampa. The breathtaking water views serve as a serene backdrop to this exquisite 4-bedroom, 3-bathroom waterfront, gulf access sanctuary with breathtaking, unobstructed views of Charlotte Harbor from nearly every room. This custom-built home built in 2020 offers both construction features and an elevation that were designed to prevent damage from storms. The home is built above flood level, has over-engineered construction foundation and roofing features, Engineered and Built WELL above flood requirements , keeping water out and insurance LOW! No Expenses have been spared in the Well Appointed Waterfront Pool Home featuring Standing Seam Metal Roof, Impact Glass Windows, Aluminum Soffits with 2 ft. overhang for Maximum Sun Protection, Four (4) Bedrooms, Three Full (3) Baths, Attached Oversized Three (3) Car Garage, Travertine Flooring throughout, Solid Wood Cabinetry throughout, Solid Core Interior Doors throughout, Spray Foam Insulation, Volume Ceilings, Open and Bright Great Room with Floor to Ceiling Entertainment Wall with 74"Dimplex Electric Fireplace, 75" LG TV and Bose Soundtouch Soundbar, Zero Corner Doors, Open Kitchen with Expansive Island with Breakfast Bar, GE Profile Appliances, Built in Oven, Induction Cooktop, Stone Counters, Luxurious Private Owners Suite, Separate Den/Piano Room or would make a Great Executive Home Office, Large Laundry Room with Additional Storage. Plantation shutters throughout add a touch of timeless elegance while offering privacy and natural light. Ideal for Entertaining is the Additional Living Space provided by the Spacious Lanai with a newly installed retractable Hurricane Shutter offering additional protection from storms or indoor/outdoor living options, Pre-plumbed Outdoor Designated Kitchen Area with Vent in Place ready for you to Customize your Outdoor Grilling Needs and the Screened Saltwater Pool with new pool heater. Paver Drive and Walkway, there is room on the Eastside of the Home to Park an RV and on the Right side of the Home there is a Custom Rack to Store Kayaks/Canoes. Electrical panel set up for Portable Generator (included with sale). There is a large .5 acre yard and your own Private Sandy Beach, giving you Endless Views and Spectacular Sunsets, plus you are moments to Outstanding Boating, Fishing, and Kayaking. You will be just a Short Drive to the Port Charlotte Beach Complex, Tennis, Shopping, Airports, the Sunseeker Resort, Rays Sports Complex, Dining, Medical, Punta Gorda, Boca Grande, Golf, Pickleball and all that Southwest Florida Offers. Seller has dock plans approved by the Corps of Engineers and quote for future dock available. Seller to include one year home warranty with purchase. We Invite you to schedule a Tour and Make an Offer Today, your Waterfront Lifestyle awaits. Current Homeowners insurance yearly policy is $3250 and Flood Policy yearly is $1847.

Estimated monthly payment

Principal & interest$9,051
Property taxes$1,610
Home insurance (est.)$820

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history209 days on market

  1. Status: Active
    Apr 4, 2026
  2. Listed$1,875,000
    Jun 30, 2025
  3. Price reduced$1,790,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
209
Subdivision
Port Charlotte Sec 043
County
Charlotte
Year built
2020
Living area
2,841 sq ft
Price/sq ft
$630
Building area
4,337 sq ft (Public Records)
Lot size
20,827 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0228G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$19,317 (2024)
Parcel #
402227303003
Zoning
RSF3.5
MLS #
A4657418

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Travertine
Appliances
Built-In Oven, Dishwasher, Microwave, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Outdoor Kitchen
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available

Schools

ElementaryPeace River ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x15
KitchenFirst15x25
Great RoomFirst22x23
Dining RoomFirst12x14
Bathroom 2First12x13
Bedroom 3First15x12
Bathroom 4First14x12
Balcony/Porch/LanaiFirst25x13
Balcony/Porch/LanaiFirst27x12

Listing Details

Listing date
2025-06-30
On market date
2025-06-30
Original list price
$1,875,000
Occupant type
Owner
MLS area
33952 - Port Charlotte
Listing AOR
Orlando Regional
Status changed
2026-04-04
Tax legal description
PCH 043 1175 0271 PORT CHARLOTTE SEC43 BLK1175 LT271 333/63 PR73-34 451/574 644/4 3993/1332 DC4237/1684-MG DC4237/1685-JG AFF4237/1686 AFF4237/1690 AFF4437/967 4437/975 4445/554 4772/643 3243451

Flood risk

High riskFEMA Zone AEPanel 12015C0228G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM PUNTA GORDA TAKE US 41 (TAMIAMI TRAIL) NORTH TO PORT CHARLOTTE TO LEFT ONTO EDGEWATER TO LEFT ONTO HARBOR TO GRAHAM STREET SE

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 4, 2026 at 3:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA