8198 Terrace Garden Drive, FL8198 Terrace Garden Drive, FL8198 Terrace Garden Drive, FL
Stellar MLS
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$240,000

8198 Terrace Garden Drive

St Petersburg, FL 33709

Listing updated: July 1, 2026 at 10:42 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Gulf Beaches · Sarah Morrow · MLS #TB8400032 · Active · 727-367-3756
2
Beds
2
Baths
1,700
Sq Ft
0
Acres
1985
Built
55+ community$141/sqft360° tour
Condominium

Property type

1985

Year built

$141

Price / sq ft

No HOA

HOA dues

372

Days on market

AE

Flood zone

About this home

Top-Floor End Unit in Terrace Park of Five Towns – Spacious 2BR/2BA with Two All-Season Patios! Welcome to carefree Florida living in this spacious 2-bedroom, 2-bath condo in the highly sought-after 55+ community of Terrace Park of Five Towns. This top-floor end unit in the Radcliffe building offers 1,700 square feet of comfortable living space, thoughtfully designed for both relaxation and entertaining. Enjoy added privacy with no neighbors above and the benefit of extra natural light from this end-unit location. Step inside to a bright entry foyer with a coat closet and neutral tile flooring. The generously sized living room, formal dining area, and flexible den/family room flow effortlessly together, creating a versatile layout to fit your lifestyle. Two enclosed all-season patios with sliding windows extend the living space—one off the living area and den with views of the natural surroundings, and the other exclusive to the primary suite. The primary bedroom includes a walk-in closet, additional storage closet, and an en-suite bath with both a walk-in shower, separate soaking tub, and linen closet. A guest bedroom and second full bath are ideal for hosting friends and family. The kitchen awaits your own personal touch and features a gas stove, pantry, and pass-through to the den—perfect for entertaining or casual meals. A large laundry room off of the kitchen has built-in cabinetry providing additional storage, and the washer and dryer can be included. The unit also comes with a covered carport space right next to the secure lobby entrance. Residents of the Radcliffe building enjoy access to a private fifth-floor sun deck, and the building’s pool is conveniently right next to building. The broader community offers a second pool, a clubhouse, shuffleboard, tennis courts, and walking paths—all in a beautifully maintained, active setting. Located just minutes from the Gulf beaches and the shops and restaurants along Park Street, this condo offers the best of both peaceful living and easy access to everyday conveniences. Don’t miss the opportunity to bring your personal touch and make this top-floor retreat your own!

Estimated monthly payment

Principal & interest$1,214
Property taxes$126
Home insurance (est.)$110

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history372 days on market

  1. Status: Active
    Jun 24, 2025
  2. Listed$310,000
    Jun 24, 2025
  3. Price reduced$240,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
372
Subdivision
Terr Park Of Five Towns No 28 Condo
County
Pinellas
Year built
1985
Living area
1,700 sq ft
Price/sq ft
$141
Lot size
0 sq ft
Flood zone
AE
Annual taxes
$1,516 (2024)
Parcel #
36-30-15-90338-000-5110
MLS #
TB8400032

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl, Wood
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned
Carport
Yes

HOA & Financial

Total monthly fees
$991/mo
Total annual fees
$11,892
HOA name
Vesta 727-546-2485
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
There is a limit of five (5) rentals in the building.Currently there are 4 leases in effect.There is a one (1) year waiting period before rentals will be approved. Lease period is 12 months.Application& interview is required prior to approval and move-in.
Approval process
Tenants must complete the association application and approval process.

Exterior & Construction

Exterior features
Balcony, French Doors, Hurricane Shutters
Construction materials
Stucco
Roof
Built-Up
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Bedroom 2First11x14
Family RoomFirst14x10
KitchenFirst18x8
Living RoomFirst16x18
Primary BedroomFirst17x12
LaundryFirst6x8
Dining RoomFirst12x15

Listing Details

Listing date
2025-06-21
On market date
2025-06-24
Original list price
$310,000
Occupant type
Vacant
MLS area
33709 - St Pete/Kenneth City
Listing AOR
Suncoast Tampa
Status changed
2025-06-24
Tax legal description
TERRACE PARK OF FIVE TOWNS NO 28 CONDO RADCLIFFE BLDG, UNIT 511

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head west of 54th Ave N Turn north on Park Street Turn east of 62nd Ave N Turn south on Terrace Garden Dr N The Radcliffe building will be the first building on your right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 1, 2026 at 10:42 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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