$700,000
13045 Irwin Drive
Port Charlotte, FL 33953
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. MASSIVE PRICE IMPROVEMENT ! Prime Gulf access with no bridge height limitations, offering seamless navigation to open waters for larger vessels. Built in 2021 and loaded with upgrades from front to back, this 4 bed, 3 bath stunner is perfectly set up for the waterfront lifestyle you’ve been dreaming of. Sitting on a canal with direct access to the Myakka River and open Gulf waters, the home’s rear faces northwest, while the front faces southeast — making for ideal sunrise coffee views and sunset poolside vibes. It comes complete with a $35,000 private boat dock and 10,000 lb lift, giving you waterway freedom right from your backyard — no pesky HOA telling you otherwise. Inside, you'll find a split floor plan with a flex room, tray ceilings, $20,000 in upgraded flooring (no carpet!), and a $6,000 water softener system already installed. Step outside to your $100,000 outdoor oasis featuring a 2-year-old screened-in saltwater heated pool / spa and lanai, plus a fully plumbed covered outdoor kitchen, with a covered seating area with a wall mounted TV — perfect for entertaining or unwinding Florida-style. With its decorative tile roof, lush landscaping, and slightly elevated position, this home brings serious curb appeal and has stayed high and dry during recent storms despite being in a flood zone — no flooding or storm damage here. Whether you're a weekend boater, serious angler, or just want to live the salt life — this home checks all the boxes. Opportunities like this on the waterway don’t come around often. Claim your piece of the Florida lifestyle — before someone else does.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history297 days on market
- Status: ActiveJun 21, 2025
- Listed$999,999Jun 21, 2025
- Price reduced$700,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 297
- Subdivision
- Port Charlotte Sec 049
- County
- Charlotte
- Year built
- 2021
- Living area
- 2,268 sq ft
- Price/sq ft
- $309
- Lot size
- 10,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0040G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $6,346 (2024)
- Parcel #
- 402108352005
- Zoning
- RSF3.5
- MLS #
- TB8399337
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Water Filtration System, Water Softener
- Interior features
- Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting
- Construction materials
- Block
- Roof
- Tile
- Foundation
- Block
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Concrete
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Other
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x12 |
| Foyer | First | 7x10 |
| Family Room | First | 17x21 |
| Kitchen | First | 13x11 |
| Primary Bedroom | First | 13x15 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 10x10 |
| Bedroom 4 | First | 10x11 |
Listing Details
- Listing date
- 2025-06-19
- On market date
- 2025-06-21
- Original list price
- $999,999
- Occupant type
- Owner
- MLS area
- 33953 - Port Charlotte
- Listing AOR
- Osceola
- Status changed
- 2025-06-21
- Tax legal description
- PCH 049 2913 0033 PORT CHARLOTTE SEC49 BLK2913 LT 33 450/949 682/949 2317/1537 2512/84 4110/27 4481/1252 4510/1837 4816/45
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 South, take Exit 182 for Sumter Blvd and turn right. Then turn right onto Chancellor Blvd, left onto Biscayne Dr, right onto Eisenhower Dr, left onto Ramsey Dr, and finally, right onto Irwin Dr. The home will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 14, 2026 at 9:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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