$779,000
6375 Topsy Trail
St Cloud, FL 34771
Listing updated: June 6, 2026 at 9:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This stunning Elevated Lakefront home is a RARE find. Perfectly situated on Lake Lizzie with Conservation area on one side and Waterfront on the other. This 5-bedroom, 3-bathroom home invites Relaxation and Comfort. Enter from the stairs leading to the front door of this Completely Remodeled one-of-a-kind home and walk through the Entryway that leads into an open concept kitchen, dining and living area with vaulted wood ceilings and a Large Stone Wood Burning Fireplace. The area is light and bright with skylights and double French doors, with Hunter-Douglas (2019/2020) remote powered shades on the upper level. The Chef’s kitchen is well appointed, including quartz countertops, ceramic farmhouse sink, GE (‘Café’) double ovens, microwave, 5 burner gas stovetop and hood, Tru cabinets, Bosch dishwasher and built in pot filler. After dinner, relax and enjoy the sunsets and wildlife, on the large newly screened in porch. There are additional lake views on the unscreened decks with sliding glass doors off the dining area and the master suite. Take the spiral staircase to the In-Law apartment, complete with it’s own full-sized kitchen and bath. The apartment has it’s own Newly Screened Porch with a Large Swim Spa installed in 2021, West facing on the lake. The entire home is set up for Home Automation. The most recent Upgrades to the home include Metal Roof, Front Door, Attic Insulation for Energy Efficiency, Rebuilt Seawall, Fencing, Fire Pit. There is also a Generac 24kW generator installed in 2017 that seamlessly keeps power on throughout the home. There is a Community Boat Ramp Conveniently located adjacent to the property.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history361 days on market
- Status: ActiveJun 6, 2026
- Listed$975,000Jun 1, 2025
- Price reduced$779,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 361
- Subdivision
- Tops Terrace
- County
- Osceola
- Year built
- 1987
- Living area
- 3,180 sq ft
- Price/sq ft
- $245
- Building area
- 6,728 sq ft (Public Records)
- Lot size
- 33,367 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE (12097C0120G)
- Garage
- 2 spaces
- Annual taxes
- $4,649 (2024)
- Parcel #
- 02-26-31-5235-0001-0270
- Zoning
- ORMH
- MLS #
- O6306750
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Bar Fridge, Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs
- Laundry
- In Garage, Inside, Laundry Room, Upper Level
- Stories / Levels
- Two
- Direction faces
- Southeast
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized, RV Access/Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, French Doors, Lighting, Private Mailbox, Sliding Doors, Sprinkler Metered
- Construction materials
- Frame
- Roof
- Metal
- Foundation
- Slab, Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Connected, Electricity Connected, Propane, Sprinkler Meter
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Second | 15x12 |
| Dining Room | Second | 12x11 |
| Primary Bedroom | Second | 20x16 |
| Bedroom 2 | Second | 14x12 |
| Bedroom 3 | Second | 12x12 |
| Bedroom 4 | Second | 12x12 |
| Bedroom 5 | First | |
| Living Room | Second | 36x16 |
Listing Details
- Listing date
- 2025-06-01
- On market date
- 2025-06-01
- Original list price
- $975,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-06
- Tax legal description
- TOPS TERRACE PB 2 PG 041 LOT 27 & 1/54 INT LOTS A & C
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take 192 and go East from Narcoossee road and turn L on Pine Grove, R on Bass Hwy, R on Topsy Trail to end of the road. House is located on a cul de sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 9:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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