$2,995,000

6890 Palm Island Drive

Placida, FL 33946

Active
3
Beds
3
Baths
3,204
Sq Ft
0.37
Acres
2009
Built
WaterfrontWater accessFireplace$935/sqft
🏠Single Family Residence

Property type

🏗️2009

Year built

📐16,000 sqft

Lot size

📊$935

Price / sq ft

🏘️$417/mo

HOA dues

📅365

Days on market

🌊VE

Flood zone

About this home

Beachfront Paradise on Palm Island – Unmatched Coastal Luxury! Experience the ultimate in island living with this exceptional beachfront home located within the exclusive Palm Island Resort, offering stunning panoramic views of Stump Pass, Boca Grande and unforgettable sunsets over the Gulf of Mexico (America). Thoughtfully designed with quality construction by Southern Design Home Builders and attention to detail throughout, this coastal retreat blends timeless elegance with casual comfort. Currently configured as a 3-bedroom, 3-bath home that sleeps ten comfortably, it has a library/office easily convertible to a 4th bedroom. The third bedroom is configured as a kids' bunk room. The open and airy floor plan is designed for relaxed entertaining. The spacious, screened lanai with a lower outside deck invites you to experience refreshing coastal breezes and the soothing sound of the waves, while the stunning great room with a soaring 25-foot ceiling—adorned with walls of windows and anchored by a cozy fireplace—offers warmth and charm on cooler evenings. The chef’s kitchen, equipped with plenty of counter space, a large 5-burner cooktop, double ovens, refrigerator and wine cooler, is perfect for hosting family and friends in the adjoining dining area with its views of the beach. The adjacent butler's pantry/laundry room with utility sink, additional full-size refrigerator and work desk is a great complement to the kitchen. The upstairs master suite is a true private retreat featuring a private sundeck, luxurious computerized step-in shower, large walk-in closet, beverage cooler, and a wall of windows framing endless Gulf views. Additional highlights include: automatic, battery-operated shades for ease and comfort, a three-stop elevator for convenient access, 10 ft ceilings throughout, 22 KW generator for added peace of mind, a shed with a massive storage area for all your island toys, two finished attic areas, and a new metal roof, newer AC units, a newer tankless hot water heater and a fully built-out deck below the home which allows for you to enjoy the outdoors regardless of weather. You’ll also appreciate the large outdoor shower for after a day spent at the beach! Enjoy quiet walks (often not seeing another beachgoer for miles) along the 7 miles of pristine, sandy beaches, collecting shells and sharks' teeth, or simply relax and embrace the laid-back lifestyle that Palm Island is known for. Palm Island Resort amenities include bell service, Rum Bay Restaurant, pool and spa, security, tennis and pickleball courts, playground, dockage and more. Access to the island is easy via a quick car ferry ride, after which you’ll experience golf-cart-only transportation throughout the resort, ensuring a truly serene and relaxed island atmosphere.

Estimated monthly payment

Principal & interest$15,144
Property taxes$2,255
Home insurance (est.)$1,373
HOA dues$417

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history365 days on market

  1. Status: Active
    Apr 29, 2026
  2. Listed$3,150,000
    Apr 28, 2025
  3. Price reduced$2,995,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
365
Subdivision
Island Harbor Beach Club Sec 01
County
Charlotte
Year built
2009
Living area
3,204 sq ft
Price/sq ft
$935
Building area
4,650 sq ft (Public Records)
Lot size
16,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
VE
Annual taxes
$27,064 (2024)
Parcel #
412019426010
Zoning
PD
MLS #
D6142123

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Zoned

Parking

Parking features
Covered, Golf Cart Garage, Golf Cart Parking, Basement, Workshop in Garage

HOA & Financial

HOA fee
$1,250 / Quarterly
Monthly HOA
$417/mo
Total monthly fees
$625/mo
Total annual fees
$7,500
HOA name
Holly Carr
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Rentals must run through Palm Island Resort. Buyer to verify all restrictions.
Approval process
Buyer to verify.

Exterior & Construction

Exterior features
Lighting, Outdoor Shower, Sliding Doors, Sprinkler Metered, Storage
Construction materials
HardiPlank Type, Frame
Roof
Metal
Foundation
Stilt/On Piling
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Other

Utilities

Sewer
Private Sewer
Water source
Private
Utilities
Cable Connected, Electricity Connected, Propane, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryVineland ElementaryGreatSchools ↗
MiddleL.A. Ainger MiddleGreatSchools ↗
High SchoolLemon Bay HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst19x18
KitchenFirst17x14
Dining RoomFirst11x16
Balcony/Porch/LanaiFirst9x26
DenFirst18x19
Primary BedroomSecond16x18
Bedroom 2Second15x12
Bedroom 3Second17x18
LaundryFirst16x10

Listing Details

Listing date
2025-04-28
On market date
2025-04-28
Original list price
$3,150,000
Occupant type
Owner
MLS area
33946 - Placida
Listing AOR
Englewood
Status changed
2026-04-29
Tax legal description
IHB 001 0000 0060 ISLAND HARBOR BCH CLUB SEC 1 LT 60 E986/1321 1045/1690 1851/46 3018/1052 RES3253/1224 E3958/918 RES4337/2078

Flood risk

High riskFEMA Zone VE

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 776 and Placida Rd. travel south on Placida to Panama Blvd. Car ferry to island (agent will assist with island access). Once on island, take N. Gulf Blvd. until you get to Palm Island Resort. From there, golf car to house.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 29, 2026 at 7:24 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA