$520,000

4190 Bull Street

St Cloud, FL 34772

Active
5
Beds
4
Baths
3,266
Sq Ft
0.19
Acres
2022
Built
3-car garage$159/sqft360° tour

About this home

SELLER MOTIVATED! (Price reduced) Spacious and inviting home designed for comfortable family living. This property offers generous interior space, a 3-car garage, and a covered patio added by the owner, creating the perfect setting for relaxing and entertaining. The patio faces the community pool, adding extra convenience and enjoyment for the whole family. Ideally located near Lake Nona and major highways, providing easy access to shopping, dining, and everyday essentials. Most importantly, the seller is highly motivated for the new year — the price has been reduced and the owner is open to negotiating and assisting with serious offers. A great opportunity to secure a large home with space, comfort, and a motivated seller.

Estimated monthly payment

$3,742/mo

Principal & interest$2,629
Property taxes$815
Home insurance (est.)$238
HOA dues$60

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history383 days on market

  1. Status: Active
    Jan 5, 2026
  2. Listed$608,000
    Apr 16, 2025
  3. Price reduced$520,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
383
Subdivision
Old Hickory Ph 1 & 2
County
Osceola
Year built
2022
Living area
3,266 sq ft
Price/sq ft
$159
Building area
1,926 sq ft (Public Records)
Lot size
8,276 sq ft
Lot category
0 to less than 1/4
Flood zone
Zone B
Garage
3 spaces
Annual taxes
$9,775 (2024)
Parcel #
13-26-30-0117-0001-1920
Zoning
P-D
MLS #
S5125050

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Concrete, Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Solar
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$60 / Monthly
Monthly HOA
$60/mo
Total monthly fees
$60/mo
Total annual fees
$720
HOA name
Anais Serrano
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with association
Approval process
check with association

Exterior & Construction

Exterior features
Courtyard
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Brick, Concrete, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryMichigan Avenue Elem (K 5)GreatSchools ↗
MiddleHarmony MiddleGreatSchools ↗
High SchoolHarmony HighGreatSchools ↗

School data from listing agent. Verify enrollment with the district.

Room Details

RoomLevelDimensions
Bathroom 1First
Bathroom 2First
Bedroom 1First
Bonus RoomFirst
Dining RoomFirst
Family RoomFirst
KitchenFirst
LaundryFirst
Living RoomFirst
LoftSecond
Living RoomFirst
Primary BedroomFirst
Great RoomFirst

Listing Details

Listing date
2025-04-15
On market date
2025-04-16
Original list price
$608,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-01-05
Tax legal description
OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 192

Location

Flood zone
Zone B

Directions

1-From US-192(St. Cloud area): head south on Michigan Ave, turn left onto Jones Rd, then turn left onto Bull St. House on your left. 2-From Narcoossee Rd (Lake Nona/North. St. Cloud area): head on east on Jones Rd, then turn right onto Bull St, House on your left. 3-From Florida's Turnpike: Exit Florida's Turnpike at exit 240 (Kissimmee Park Rd): Head on East on Kissimmee Park Rd, right on Jones Rd, then left onto Bull St. Property is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 24, 2026 at 10:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA