424 Island Cay Way, FL

$900,000

424 Island Cay Way

Apollo Beach, FL 33572

Active
3
Beds
2
Baths
2,007
Sq Ft
0.66
Acres
1996
Built
WaterfrontWater accessPrivate pool$448/sqft
Single Family Residence

Property type

1996

Year built

28,750 sqft

Lot size

$448

Price / sq ft

$33/mo

HOA dues

362

Days on market

2

Garage spaces

AE

Flood zone

About this home

High and Dry, NO DAMAGE from Hurricane Helene and Milton!! Exquisite waterfront living awaits you in the private gated community of Island Cay in Apollo Beach! This stunning home boasts a split floor plan with 3 bedrooms and 2 bathrooms, providing a perfect blend of comfort and style. The primary bedroom retreat is designed for ultimate comfort and convenience, featuring a spacious walk-in closet to accommodate all your wardrobe needs. Wake up to breathtaking water views right from the comfort of your bed. Unleash your culinary creativity in the spacious kitchen, which was designed for both functionality and style, featuring a generously sized island that serves as the focal point of the room. The huge island not only provides ample counter space for meal preparation but also doubles as a gathering spot for family and friends, making it the heart of your home. In addition to the impressive island, the kitchen boasts a convenient dry bar, adding an extra touch of sophistication to the space. Enjoy the ultimate outdoor oasis with a private pool, a screened-in lanai, and a boat lift as well as two additional boat slips that can be rented out, providing extra income. The home also has a two-car garage where a portion has been converted into an office which can be easily converted back if needed. Don't miss the opportunity to make this waterfront dream home yours. Schedule a viewing today and experience the luxury of coastal living at its finest! *Please note all measurements are approximate and not guaranteed, Buyer and Buyers Agent to verify*

Estimated monthly payment

Principal & interest$4,551
Property taxes$245
Home insurance (est.)$413
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history362 days on market

  1. Status: Active
    Apr 4, 2025
  2. Listed$1,100,000
    Apr 4, 2025
  3. Price reduced$900,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
362
Subdivision
Island Cay
County
Hillsborough
Year built
1996
Living area
2,007 sq ft
Price/sq ft
$448
Building area
2,900 sq ft (Public Records)
Lot size
28,750 sq ft
Lot category
1/2 to less than 1
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,939 (2024)
Parcel #
U-22-31-19-1TV-000000-00006.0
Zoning
PD
MLS #
TB8370062

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Slate
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Vaulted Ceiling(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Other

HOA & Financial

HOA fee
$400 / Annually
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$400
HOA name
Tom or Stacy Vojic
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Verify with HOA Management
Approval process
Verify with HOA Management.

Exterior & Construction

Exterior features
Private Mailbox, Sliding Doors
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 1First
Bathroom 2First
FoyerFirst
LaundryFirst

Listing Details

Listing date
2025-04-04
On market date
2025-04-04
Original list price
$1,100,000
Occupant type
Owner
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2025-04-04
Tax legal description
ISLAND CAY LOT 6

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 41 west on Apollo Beach Blvd, left on golf and sea, rt on island cay way. House is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 1, 2026 at 4:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA