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$99,000

6494 54th Lane

Okeechobee, FL 34974

Listing updated: January 21, 2026 at 10:31 AM ET

Active

Listing courtesy of Lake O Real Estate, Llc · Jody Carter · MLS #OK224838 · Active · 863-763-5253

Beds

Bath

396

Sq Ft

0.05

Acres

1987

Built

◆55+ community◆$250/sqft◆360° tour

Manufactured Home

Property type

1987

Year built

2,047 sqft

Lot size

$250

Price / sq ft

No HOA

HOA dues

362

Days on market

Flood zone

About this home

~Ancient Oaks~ 55+ Community. 2 Bed 1 Bath Park model w/addition. Furnished- on a double street. Huge carport for Truck & Boat or 2 vehicles. Outside shed with washer & dryer,

Local Insight

At $99k for a 1987 manufactured home in an AE flood zone, you're looking at a price point that reflects significant flood risk—make sure your insurance costs are factored into your actual monthly expenses, as they can be steep in this zone. The 55+ community setting and lack of HOA fees are genuine pluses for retirees on a budget, but the 396 square feet is genuinely tight, so this only works if you're downsizing intentionally or using it as a part-time retreat rather than a primary residence.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$501

Property taxes$83

Home insurance (est.)$45

Down payment

20%

$19,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history362 days on market

Status: Active
Jan 17, 2026
Listed$137,500
Jan 16, 2025
Price reduced$99,000

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 362
Subdivision: Ancient Oaks Rv Residence I
County: Okeechobee
Year built: 1987
Living area: 396 sq ft
Price/sq ft: $250
Building area: 1,608 sq ft (Public Records)
Lot size: 2,047 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12093C0485C)
Annual taxes: $995 (2023)
Parcel #: R1-05-38-36-0040-00050-0200
Zoning: MH
MLS #: OK224838

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Interior Details

Bedrooms: 2
Full bathrooms: 1
Flooring: Carpet, Vinyl
Appliances: Dryer, Range, Range Hood, Refrigerator, Washer
Interior features: Built-in Features, Eat-in Kitchen, Window Treatments
Laundry: Electric Dryer Hookup, Outside
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: $208/mo
Total annual fees: $2,496
HOA name: Jeff Devore
CDD: No
Min lease term: 3 Months
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Application & BG check
Approval process: Board meeting

Exterior & Construction

Exterior features: Awning(s), Rain Gutters
Construction materials: Vinyl Siding
Roof: Other
Foundation: Crawlspace
Road surface: Concrete

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected

Community

Senior community: Yes

Room Details

Room	Level	Dimensions
Living Room	First	11x22
Kitchen	First	9x9
Primary Bedroom	First	11x11

Listing Details

Listing date: 2025-01-11
On market date: 2025-01-16
Original list price: $137,500
Occupant type: Vacant
MLS area: 34974 - Okeechobee
Listing AOR: Okeechobee
Status changed: 2026-01-17
Tax legal description: ANCIENT OAKS RV RESORT NO. 1 LOT 20 BLOCK 5

Flood risk

High riskFEMA Zone AEPanel 12093C0485C

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 441 SE to Ancient Oaks on the Left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 21, 2026 at 10:31 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA