$950,000
4440 Tatum Street
Port Charlotte, FL 33948
Listing updated: June 25, 2026 at 6:12 PM ET
Listing courtesy of Margarita Yanovitsky Licensed Real Estate Broker · Rita Ricci Yanovitsky · MLS #A4630872 · Active · 305-851-1424Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Perfect for a large family, work-from-home lifestyle, or multi-generational living arrangement. This true five-bedroom, plus bonus room, three-and-a-half-bath, waterfront pool home offers almost 5,000 sq. ft. of functional space designed for comfort, privacy, work, play, and entertaining. A desirable split floor plan features hardwood bamboo flooring, soaring 16-foot ceilings, a gas fireplace, bonus room, abundant closets, and generous gathering areas throughout. The kitchen is well appointed with an island, two refrigerators, pull-out trash, stainless appliances, a desk area, and a pot filler over the cooktop. A flexible bar area offers the perfect spot for a coffee bar, entertaining station, or casual serving area. The private upstairs primary suite offers approximately 1,100 sq. ft. of retreat-style space with an office, balcony, his-and-her closets, spacious ensuite bath, and beautiful water views. Step through the front doors and the water view is simply spectacular. Enjoy boating, fishing, swimming, and relaxing on the oversized lanai with a custom Gunite pool and spa, pool bath, dock, boat lift, seawall, and approximately 80 feet of water frontage. Set on a wide basin along the Ackerman Waterway with access to Charlotte Harbor and the Gulf, this property offers excellent boating potential and easy navigation. Additional highlights include a 2024 metal roof, new bamboo flooring, freshly painted interior and exterior, sprinklers, no HOA, and no deed restrictions. Rarely used by the owners, this special home is move-in ready and ideal for enjoying the Florida waterfront lifestyle. Conveniently located just 23 minutes / 12 miles from Punta Gorda Airport, with shopping, dining, beaches, parks, protected islands, snorkeling, hiking trails, nature preserves, and everyday amenities nearby. Light-filled, spacious, and beautifully positioned on big water — bring the whole family and experience paradise.
Local Insight
At $275/sqft for a waterfront property with direct water access and a pool, you're getting reasonable value for Port Charlotte, though the 0.23-acre lot is tight for the footprint—meaning minimal yard buffer and likely higher maintenance costs for that pool relative to lot size. The 2004 build date combined with being in flood zone X warrants a thorough inspection of foundation, roof condition, and any previous water damage, especially given Florida's aging infrastructure in this era. This is really a play on the water access and amenities rather than land or appreciation potential, so factor in long-term pool upkeep and whether the tight lot justifies the premium over comparable inland properties in the area.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history547 days on market
- Status: ActiveJan 23, 2026
- Listed$999,000Dec 7, 2024
- Price reduced$950,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 547
- Subdivision
- Port Charlotte Sec 037
- County
- Charlotte
- Year built
- 2004
- Living area
- 3,450 sq ft
- Price/sq ft
- $275
- Building area
- 4,644 sq ft (Public Records)
- Lot size
- 9,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $14,198 (2023)
- Parcel #
- 402230352014
- Zoning
- RSF3.5
- MLS #
- A4630872
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Bamboo, Carpet
- Appliances
- Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater
- Interior features
- Ceiling Fans(s), Central Vaccum, High Ceilings, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s), Wet Bar
- Laundry
- Corridor Access, Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Humidity Control
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Outdoor Shower, Shade Shutter(s), Sliding Doors
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Aerobic Septic
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bathroom | Second | |
| Bathroom 2 | First | |
| Bathroom 3 | First | |
| Bathroom 4 | First | |
| Primary Bedroom | Second | |
| Bedroom 1 | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First | |
| Bedroom 4 | First | |
| Den | First | |
| Balcony/Porch/Lanai | First | |
| Balcony/Porch/Lanai | Second | |
| Living Room | First | |
| Kitchen | First | |
| Laundry | First |
Listing Details
- Listing date
- 2024-12-05
- On market date
- 2024-12-07
- Original list price
- $999,000
- Occupant type
- Vacant
- MLS area
- 33948 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-23
- Tax legal description
- PCH 037 2148 0253 PORT CHARLOTTE SEC37 BLK2148 LT 253 492/299 860/549 1093/1247 1885/1699 3274/663 3722/2047
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM US 41 SOUTH - TOLEDO BLADE TO COLLINGSWOOD TO CULLMAN TO TATUM. FROM 776 SOUTH - FLAMINGO ROAD TO OHARA TO COLLINGSWOOD TO LEGRAND TO TATUM. (SCENIC ROUTE - OHARA IS A NICE STREET). IF YOU ARE COMING FROM SOUTH ON US41, BISCAYNE WILL BRING YOU TO 776.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 6:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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