3206 Heron Cove, FL
Stellar MLS

$599,000

3206 Heron Cove

Winter Haven, FL 33884

Listing updated: June 4, 2026 at 11:07 AM ET

Active
3
Beds
3
Baths
3,050
Sq Ft
0.46
Acres
2002
Built
Water viewPrivate pool$196/sqft360° tour
Single Family Residence

Property type

2002

Year built

20,251 sqft

Lot size

$196

Price / sq ft

$200/mo

HOA dues

521

Days on market

2

Garage spaces

X

Flood zone

About this home

BACK ON MARKET! Welcome to 3206 Heron Cove. As you step into the foyer, you'll find an expansive main living area which boasts spacious living & dining areas, as well as a large family room. These areas, combined with a luxury kitchen create an unbelievable space for your loved ones to gather. The kitchen flaunts tons of cabinetry & granite counters, a cooking island, a HUGE walk-in pantry, a breakfast bar, casual dining nook, and it comes fully equipped with all of the appliances. So much space and versatility for entertaining. Each of the bedrooms are generously sized and a split layout lends everyone privacy of their own. You’ll especially love the master suite. It has a large private bathroom with a jetted tub, a step-in shower, separate vanity/sinks, and dual walk-in closets with organizers- making it easy to share space without much overlap. In addition to the bedrooms, there's also an office, as well as a bonus room that could also be used as a home office or craft/hobby room. Outdoors is just as impressive as the interior and has its own list of fantastic amenities. There is a wonderful screened lanai that houses a heated swimming pool & spa and has a large covered area with summer kitchen. Overlooking the large backyard, it’s sure to be your favorite spot to relax & entertain. Too many to list, the extras & improvements here include high & tray ceilings and 8' doors throughout, an inside laundry rm (appliances included), dual CHA systems, a security system, an irrigation system, a whole house generator system, and much more. Situated on a little less than ½ acre in a quiet, exclusive gated community, this fabulous find is conveniently located with easy access to shopping and restaurants. BRAND NEW ROOF INSTALLED 10/2025! Schedule your appointment today!

Local Insight

At $196/sqft with a private pool and water views in Heron Cay, this 2002 home is priced right for the Winter Haven lakefront market, but you're paying $200/month HOA on top of mortgage—factor that into your long-term holding costs. The real value here depends on what you're after: if you're a serious angler or remote worker who values lifestyle over a short commute to Orlando, this checks boxes that Butler Chain properties don't at this price point, but if schools matter for your family, Polk County's lower district rankings versus Orange/Seminole should weigh into your decision. The 22-year-old construction and standard lot size (0.46 acres) mean you're buying established neighborhood appeal rather than land or new-build features, so inspect mechanicals carefully.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,029
Property taxes$476
Home insurance (est.)$275
HOA dues$200

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history521 days on market

  1. Status: Active
    Oct 28, 2025
  2. Listed$699,900
    Nov 29, 2024
  3. Price reduced$599,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
521
Subdivision
Heron Cay
County
Polk
Year built
2002
Living area
3,050 sq ft
Price/sq ft
$196
Building area
4,006 sq ft (Public Records)
Lot size
20,251 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,710 (2024)
Parcel #
26-29-04-664013-000200
MLS #
L4949141

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$1,200 / Semi-Annually
Monthly HOA
$200/mo
Total monthly fees
$200/mo
Total annual fees
$2,400
HOA name
Michael Ort
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please reach out to HOA and/or governing municipality for leasing restrictions

Exterior & Construction

Exterior features
Outdoor Kitchen
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Sprinkler Well, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryJohn Snively ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolLake Region HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst16x19
Dining RoomFirst11x13.5
KitchenFirst14x17
Family RoomFirst16x18
Primary BedroomFirst20x13
Bedroom 2First11x11
Bedroom 3First11x11
OfficeFirst10x11
Bonus RoomFirst11x16

Listing Details

Listing date
2024-11-29
On market date
2024-11-29
Original list price
$699,900
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2025-10-28
Tax legal description
HERON CAY PB 96 PGS 13 & 14 LOT 20

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Cypress Gardens Blvd to 9th Street SE to Ave Z SE to W Lake Eloise Dr. Turn Left onto Heron Cove into Heron Cay. Through gate, follow around to right. House is on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 11:07 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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