4908 Rosewood Street, FL
Stellar MLS

$108,000

4908 Rosewood Street

Winter Haven, FL 33880

Listing updated: May 8, 2026 at 3:54 PM ET

Active
2
Beds
2
Baths
1,056
Sq Ft
0.08
Acres
1980
Built
55+ community$102/sqft360° tour
Manufactured Home

Property type

1980

Year built

3,563 sqft

Lot size

$102

Price / sq ft

$163/mo

HOA dues

540

Days on market

X

Flood zone

About this home

Check out this wonderfully maintained home located in Oakwood Estates, a 55+ community. The HVAC has just been replaced and the roof is 3 years old. The living room is spacious and comfortable. Both bedrooms have walk in closets with lots of storage. The side and front porches provide additional living space. The home will be sold furnished less personal items with everything you will need to move right in. The amenities at Oakwood Estates include two clubhouses, two pools, a fishing pier, shuffleboard, tennis courts, miniature golf, and much more. You can join in of the many activities offered or just sit back and enjoy the peaceful community. Call today for your appointment to see this amazing home.

Local Insight

At $108k in a 55+ community, this 1980 manufactured home is priced aggressively for the market, but you're paying $163/month in HOA fees on top of lot rent—make sure those ongoing costs pencil out against the low entry price before committing. The real value here depends on whether you're genuinely interested in Winter Haven's lake lifestyle and fishing culture; if you're looking for appreciation or planning to flip it, the age and condition will matter heavily since comps in this price range move slowly. The flood zone X designation is actually a plus (no flood insurance required), which saves you money, but given the property's age, get a thorough inspection on the roof, plumbing, and HVAC before making an offer.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$546
Property taxes$27
Home insurance (est.)$50
HOA dues$163

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history540 days on market

  1. Status: Active
    Nov 14, 2024
  2. Listed$132,000
    Nov 14, 2024
  3. Price reduced$108,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
540
Subdivision
Oakwood Estates
County
Polk
Year built
1980
Living area
1,056 sq ft
Price/sq ft
$102
Lot size
3,563 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$328 (2023)
Parcel #
25-29-02-356710-004380
MLS #
P4932743

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Linoleum
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Walk-In Closet(s)
Laundry
Other
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$163 / Monthly
Monthly HOA
$163/mo
Total monthly fees
$163/mo
Total annual fees
$1,957
HOA name
Heidi Thompson
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional
Ownership
Co-op
Available for lease
No
Approval process
All Buyers must pass a background and credit check and be approved by the Board of Directors. There is a $50 per person fee for US Citizens. For non US Citizens, a greater fee will apply.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Metal Frame
Roof
Membrane
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst14x19
Dining RoomFirst8x9
KitchenFirst8x8
Primary BedroomFirst11x14
Primary BathroomFirst4x8
Bedroom 2First13x11
Bathroom 2First8x6

Listing Details

Listing date
2024-11-13
On market date
2024-11-14
Original list price
$132,000
Occupant type
Owner
MLS area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR
East Polk
Status changed
2024-11-14
Tax legal description
OAKWOOD ESTATES PB 64 PGS 25 THRU 28 LOT 438 & AN UNDIVIDED SHARE IN ALL COMMON ELEMENTS

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Winter Lake Road and Spirit Lake Road, go south on Spirit Lake Road. Turn right into Oakwood Estates. Go straight to the stop sign and turn left. The home will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 3:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA