
$199,999
8720 90th Street
Ocala, FL 34481
Listing updated: June 14, 2026 at 12:32 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
“HONEY, STOP THE CAR!” THIS IS A MUST-SEE HOME! Welcome to resort-style living in the highly sought-after Friendship Colony of On Top of the World 55+! This expanded Montgomery end-unit villa offers privacy, comfort, and thoughtful upgrades—perfect for enjoying your next chapter with ease. This well-maintained and updated 2-bedroom, 2-bath home with a 2-car garage overlooks peaceful green space in back, providing relaxing views and added privacy. With over $90,000 in upgrades, you can move in with confidence, including a 2023 roof, 2024 garage door & screens, 2018 windows, and regularly serviced HVAC (2015). Step up to the inviting front porch—an ideal spot for morning coffee or unwinding in the evening. Inside, you’ll love the luxury vinyl plank flooring throughout, fresh cheerful paint, and abundant natural light enhanced by three solar tubes and end unit location. The layout is designed for comfort and privacy, with a guest bedroom and bath at the front and a serene primary suite tucked away in the back. The spacious primary suite features a custom walk-in closet with built-ins, and an updated en suite bath with a custom step-in shower, perfect for ease of use. The bright, fully upgraded kitchen is truly the heart of the home—featuring quartz countertops, custom cabinetry, pull-out cabinets, under-cabinet lighting, reverse osmosis water system, high-end appliances, and exceptional storage. It opens seamlessly to the family room area, making it perfect for entertaining family and friends. Enjoy year-round relaxation in the finished Florida room overlooking the tranquil green space. Step outside to your private paver patio with low-maintenance vinyl fencing and lush buffer landscaping—your own quiet retreat. Additional highlights include: spacious 2-car garage with workbench and extra storage, garage screen system for fresh air without pests, whole-house water softener, washer/dryer and utility sink, long driveway with ample guest parking. Located in one of Ocala’s most desirable active adult communities, residents enjoy access to golf, fitness, clubs, and endless social opportunities—all within a secure, gated setting. This home offers the perfect blend of comfort, convenience, and vibrant 55+ living—come see it today! The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, irrigation water, irrigation system maintenance, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, dog parks, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 14, 2026
- Listed$199,999Jun 14, 2026
- Price increased$199,999
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 0
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 1991
- Living area
- 1,577 sq ft
- Price/sq ft
- $127
- Building area
- 2,271 sq ft (Public Records)
- Lot size
- 2,508 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0684E)
- Garage
- 2 spaces
- Annual taxes
- $1,297 (2025)
- Parcel #
- 3530-2172-01
- Zoning
- PUD
- MLS #
- OM726624
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
- Interior features
- Attic Ventilator, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Off Street, Workshop in Garage
HOA & Financial
- HOA fee
- $494 / Monthly
- Monthly HOA
- $494/mo
- Total monthly fees
- $494/mo
- Total annual fees
- $5,928
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Community Standards require that the shortest-term rental allowed is 6 months and 1 week for a FURNISHED unit. Twelve-month leases permitted for furnished our unfurnished units.
- Approval process
- Potential tenants must pay for and submit to an online background check, apply to the HOA and pay for and attend an interview.
Exterior & Construction
- Exterior features
- Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 14x21.1 |
| Kitchen | First | 10.6x12.8 |
| Family Room | First | 11.1x20 |
| Florida Room | First | 17.4x9 |
| Primary Bedroom | First | 14.6x15.3 |
| Bedroom 2 | First | 13.1x11.3 |
Listing Details
- Listing date
- 2026-06-14
- On market date
- 2026-06-14
- Original list price
- $199,999
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-14
- Tax legal description
- SEC 24 TWP 16 RGE 20 PORTION OF TRACT Y CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2172 DWELLING A (8720-A SW 90TH ST)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Enter OTOW via SW 90th Street Gate (Lowes Gate). Villa located almost to the 4-way stop on the left @ 8720-A across from the green space.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 14, 2026 at 12:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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