8720 90th Street, FL
Stellar MLS

$199,999

8720 90th Street

Ocala, FL 34481

Listing updated: June 14, 2026 at 12:32 PM ET

Active
2
Beds
2
Baths
1,577
Sq Ft
0.06
Acres
1991
Built
55+ community$127/sqft
Villa

Property type

1991

Year built

2,508 sqft

Lot size

$127

Price / sq ft

$494/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

“HONEY, STOP THE CAR!” THIS IS A MUST-SEE HOME! Welcome to resort-style living in the highly sought-after Friendship Colony of On Top of the World 55+! This expanded Montgomery end-unit villa offers privacy, comfort, and thoughtful upgrades—perfect for enjoying your next chapter with ease. This well-maintained and updated 2-bedroom, 2-bath home with a 2-car garage overlooks peaceful green space in back, providing relaxing views and added privacy. With over $90,000 in upgrades, you can move in with confidence, including a 2023 roof, 2024 garage door & screens, 2018 windows, and regularly serviced HVAC (2015). Step up to the inviting front porch—an ideal spot for morning coffee or unwinding in the evening. Inside, you’ll love the luxury vinyl plank flooring throughout, fresh cheerful paint, and abundant natural light enhanced by three solar tubes and end unit location. The layout is designed for comfort and privacy, with a guest bedroom and bath at the front and a serene primary suite tucked away in the back. The spacious primary suite features a custom walk-in closet with built-ins, and an updated en suite bath with a custom step-in shower, perfect for ease of use. The bright, fully upgraded kitchen is truly the heart of the home—featuring quartz countertops, custom cabinetry, pull-out cabinets, under-cabinet lighting, reverse osmosis water system, high-end appliances, and exceptional storage. It opens seamlessly to the family room area, making it perfect for entertaining family and friends. Enjoy year-round relaxation in the finished Florida room overlooking the tranquil green space. Step outside to your private paver patio with low-maintenance vinyl fencing and lush buffer landscaping—your own quiet retreat. Additional highlights include: spacious 2-car garage with workbench and extra storage, garage screen system for fresh air without pests, whole-house water softener, washer/dryer and utility sink, long driveway with ample guest parking. Located in one of Ocala’s most desirable active adult communities, residents enjoy access to golf, fitness, clubs, and endless social opportunities—all within a secure, gated setting. This home offers the perfect blend of comfort, convenience, and vibrant 55+ living—come see it today! The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, irrigation water, irrigation system maintenance, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, dog parks, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.

Estimated monthly payment

Principal & interest$1,011
Property taxes$108
Home insurance (est.)$92
HOA dues$494

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 14, 2026
  2. Listed$199,999
    Jun 14, 2026
  3. Price increased$199,999

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
0
Subdivision
On Top Of The World
County
Marion
Year built
1991
Living area
1,577 sq ft
Price/sq ft
$127
Building area
2,271 sq ft (Public Records)
Lot size
2,508 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0684E)
Garage
2 spaces
Annual taxes
$1,297 (2025)
Parcel #
3530-2172-01
Zoning
PUD
MLS #
OM726624

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Attic Ventilator, Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Off Street, Workshop in Garage

HOA & Financial

HOA fee
$494 / Monthly
Monthly HOA
$494/mo
Total monthly fees
$494/mo
Total annual fees
$5,928
HOA name
Lori Sands
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Community Standards require that the shortest-term rental allowed is 6 months and 1 week for a FURNISHED unit. Twelve-month leases permitted for furnished our unfurnished units.
Approval process
Potential tenants must pay for and submit to an online background check, apply to the HOA and pay for and attend an interview.

Exterior & Construction

Exterior features
Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Great RoomFirst14x21.1
KitchenFirst10.6x12.8
Family RoomFirst11.1x20
Florida RoomFirst17.4x9
Primary BedroomFirst14.6x15.3
Bedroom 2First13.1x11.3

Listing Details

Listing date
2026-06-14
On market date
2026-06-14
Original list price
$199,999
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-06-14
Tax legal description
SEC 24 TWP 16 RGE 20 PORTION OF TRACT Y CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2172 DWELLING A (8720-A SW 90TH ST)

Flood risk

Minimal riskFEMA Zone XPanel 12083C0684E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Enter OTOW via SW 90th Street Gate (Lowes Gate). Villa located almost to the 4-way stop on the left @ 8720-A across from the green space.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 14, 2026 at 12:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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