403 Cottage Circle, FL
Stellar MLS

$149,000

403 Cottage Circle

Lake Wales, FL 33867

Listing updated: June 11, 2026 at 1:01 AM ET

Active
1
Bed
1
Bath
737
Sq Ft
0
Acres
1966
Built
Water accessFireplace$202/sqft360° tour
Condominium

Property type

1966

Year built

857 sqft

Lot size

$202

Price / sq ft

$237/mo

HOA dues

0

Days on market

X

Flood zone

About this home

Get more bang for your buck with this good lookin’ end-unit cottage. It is proudly offered as one of the last true one-bedrooms located inside the acclaimed Westgate River Ranch Resort & Rodeo in River Ranch, FL. The wood walls in the open great room and kitchen with the decorative brick fireplace creates the cozy cabin feel that comes from being in the country. The private outdoor patio with BBQ is the only one found on the one bedroom cottages. The kitchen and bathroom boast the original solid wood cabinetry. Additionally, the fully enclosed and PERMITTED Florida room with separate air conditioner and interior french doors provide limitless bonus room options. The water heater has been replaced with a tankless, limitless, hot water system and is situated inside the dedicated indoor utility room along with the full size washer and dryer, and extra pantry space. All-inclusive quarterly HOA fee completely covers high speed internet, cable, electricity, water, sewer, exterior building maintenance, pest control and lawn care. This original cottage can easily become a vacation home and/or an investment rental in your absence. This end-unit is steps away from all Westgate River Ranch Resort & Rodeo amenities including live rodeos, waterpark, mini golf, adventure park, petting zoo, boating, fishing, dining, and many other family friendly activities. *All window treatments, decorator ceiling fans, vintage mini stove (with replacement parts), microwave, mini and full size refrigerators, and some furnishings to be included in purchase. *All permits for improvements to date will be provided to the buyer. *Allergy friendly: no pets have lived in this unit for the last 11 years. *All purchase offers must be presented on an “AS IS” Purchase Contract, with verified proof of funds. No seller financing offered. Buyer to pay all closing costs. All reasonable offers will be entertained. *Showings by appointment only… schedule your tour today.

Estimated monthly payment

Principal & interest$753
Property taxes$90
Home insurance (est.)$68
HOA dues$237

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 10, 2026
  2. Listed$149,000
    Jun 10, 2026
  3. Price increased$149,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Outdoor Resorts River Ranch Inn & Cottages A Condo
County
Polk
Year built
1966
Living area
737 sq ft
Price/sq ft
$202
Lot size
857 sq ft
Lot category
Non-Applicable
Flood zone
X
Annual taxes
$1,085 (2025)
Parcel #
31-31-23-996012-004030
MLS #
TB8517679

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Carpet, Other
Appliances
Built-In Oven, Cooktop, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air, Wall/Window Unit(s)

HOA & Financial

HOA fee
$710 / Quarterly
Monthly HOA
$237/mo
Total monthly fees
$237/mo
Total annual fees
$2,840
HOA name
Westgate Resorts - Cortney Biggs
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash
Ownership
Condominium
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Outdoor Grill, Private Entrance, Rain Gutters, Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Size Limit

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bonus RoomFirst
Living RoomFirst
Utility RoomFirst
KitchenFirst
Dining RoomFirst

Listing Details

Listing date
2026-05-28
On market date
2026-06-10
Original list price
$149,000
Occupant type
Owner
MLS area
33867 - River Ranch / Lake Wales
Listing AOR
Sarasota - Manatee
Status changed
2026-06-10
Tax legal description
OUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDOMINIUM PHASE 1 COND BK 9 PGS 14/15 OR BK 2527 PGS 2147 THRU 2244 UNIT 403 & AN UNDIVIDED SHARE IN THE LAND & COMMON ELEMENTS AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

*Centrally located one hour south of Orlando and two hours from Tampa off SR 60. Turn off SR60 at Westgate River Ranch & Rodeo entrance, follow road to Westgate security gate and provide the address and reason for your visit. Proceed through security gate and turn right just past the Westgate Main Lodge to enter into the condominium community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 11, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA