3538 Shady Bluff Drive, FL
Stellar MLS

$625,000

3538 Shady Bluff Drive

Largo, FL 33770

Listing updated: June 7, 2026 at 1:01 AM ET

Active
4
Beds
2
Baths
1,563
Sq Ft
0.17
Acres
1964
Built
Private pool$400/sqft360° tour
Single Family Residence

Property type

1964

Year built

7,488 sqft

Lot size

$400

Price / sq ft

$8/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 3538 Shady Bluffs Drive in Largo, Florida—a beautifully remodeled 4-bedroom, 2-bathroom home offering all the modern upgrades, energy efficiency, and Florida outdoor living at its finest. This move-in-ready residence has been extensively updated throughout, featuring a stunning new kitchen with quartz countertops, new appliances and designer inspired finishes. Luxury Vinyl floors are throughout the home giving an elegant look and long term durability. Both bathrooms have been completely renovated with stylish fixtures and modern design elements. Newer double pane windows provide peace of mind while enhancing energy efficiency and natural light. Step outside to your private backyard oasis, complete with an in-ground swimming pool—perfect for entertaining, relaxing, and enjoying the Florida lifestyle year-round. Additional major improvements include a newer roof (2018), a brand-new HVAC system (2025), and a fully paid-off solar system that helps keep utility costs low. The home also features a spacious 2-car garage, generous living areas, and a desirable location in Flood Zone X, offering added confidence and potential savings on insurance costs. Conveniently located near beaches, parks, shopping, dining, and top-rated amenities, this exceptional property combines modern comfort, quality upgrades, and outstanding value. Don't miss the opportunity to make this beautifully updated Largo home your own.

Estimated monthly payment

Principal & interest$3,160
Property taxes$168
Home insurance (est.)$286
HOA dues$8

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 6, 2026
  2. Listed$625,000
    Jun 6, 2026
  3. Price increased$625,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harbor Hills
County
Pinellas
Year built
1964
Living area
1,563 sq ft
Price/sq ft
$400
Building area
2,168 sq ft (Public Records)
Lot size
7,488 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0114H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,017 (2025)
Parcel #
05-30-15-35982-005-0120
Zoning
R-3
MLS #
TB8516491

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range
Interior features
Ceiling Fans(s), Stone Counters, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$100 / Annually
Monthly HOA
$8/mo
Total monthly fees
$8/mo
Total annual fees
$100
HOA name
Harbor Hills
CDD
No
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst15x8
Primary BathroomFirst5x8
Primary BedroomFirst12x12
Living RoomFirst20x15

Listing Details

Listing date
2026-06-06
On market date
2026-06-06
Original list price
$625,000
Occupant type
Vacant
MLS area
33770 - Largo/Belleair Bluffs
Listing AOR
Orlando Regional
Status changed
2026-06-06
Tax legal description
HARBOR HILLS BLK E, LOT 12

Flood risk

Minimal riskFEMA Zone XPanel 12103C0114H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West Bay Dr to Indian Rocks Rd. South on Indian Rocks Rd, right on Shady Bluffs Dr to property at 3538 Shady Bluffs Dr, Largo, FL 33770.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 7, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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