960 Lake Cove Trail, FL
Stellar MLS

$549,900

960 Lake Cove Trail

Lakeland, FL 33813

Listing updated: June 10, 2026 at 12:24 PM ET

Active
6
Beds
5
Baths
4,006
Sq Ft
0.79
Acres
1980
Built
WaterfrontWater accessIn-law suiteFireplace$137/sqft
Single Family Residence

Property type

1980

Year built

34,325 sqft

Lot size

$137

Price / sq ft

No HOA

HOA dues

6

Days on market

A

Flood zone

About this home

Unique waterfront retreat on nearly an acre, offering a peaceful Old Florida lifestyle just minutes from shopping, dining, and everyday conveniences. This custom-built home features three levels of water views, elevator access, and a private 2-bedroom apartment with separate entry, ideal for guests or rental income. The main residence includes a primary suite and office, while the main living level offers soaring ceilings, a stone fireplace, formal dining room, spacious kitchen, and porches overlooking the water and surrounding wildlife. Additional features include 10-foot ceilings, covered patios, a circular driveway, double seawall, floating dock, and pontoon boat access. A rare waterfront opportunity with exceptional value! Schedule your private showing today.

Estimated monthly payment

Principal & interest$2,781
Property taxes$62
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$549,900
    Jun 4, 2026
  3. Price increased$549,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Cumulative DOM
49
Subdivision
Not In Subdivision
County
Polk
Year built
1980
Living area
4,006 sq ft
Price/sq ft
$137
Building area
6,148 sq ft (Owner)
Lot size
34,325 sq ft
Lot category
1/2 to less than 1
Flood zone
A (12105C0480G)
Annual taxes
$739 (2025)
Parcel #
24-29-18-000000-041360
Zoning
R-1
MLS #
TB8515929

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Interior Details

Bedrooms
6
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Laminate, Linoleum, Luxury Vinyl, Wood
Appliances
Built-In Oven
Interior features
Elevator, High Ceilings
Laundry
Inside
Stories / Levels
Three Or More
Direction faces
Southwest
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony
Construction materials
Stone, Wood Siding
Roof
Shingle
Foundation
Basement, Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomUpper
KitchenFirst

Listing Details

Listing date
2026-06-03
On market date
2026-06-04
Original list price
$549,900
Occupant type
Vacant
MLS area
33813 - Lakeland
Listing AOR
Suncoast Tampa
Status changed
2026-06-05
Tax legal description
BEG 171 FT E OF SW COR OF NE1/4 OF SW1/4 RUN E 140 FT N 245 FT W 140 FT S 245 FT TO POB

Flood risk

High riskFEMA Zone APanel 12105C0480G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take a right on Lake Miriam Dr, Take a left on Scott Lake Rd, Take a right on Lake Cove Trail, Destination is on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 10, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA