1020 Via Formia, FL
Stellar MLS

$950,000

1020 Via Formia

Punta Gorda, FL 33950

Listing updated: June 5, 2026 at 12:36 PM ET

Active
3
Beds
2
Baths
2,235
Sq Ft
0.22
Acres
2001
Built
WaterfrontWater accessPrivate pool$425/sqft
Single Family Residence

Property type

2001

Year built

9,599 sqft

Lot size

$425

Price / sq ft

No HOA

HOA dues

14

Days on market

2

Garage spaces

AE

Flood zone

About this home

As the sun begins to set over the canal, this exceptional FERO built waterfront residence transforms into a private coastal retreat designed for elegant living and unforgettable entertaining. Nestled within the powerboat section of Punta Gorda Isles, the home captures the beauty of Southwest Florida living with breathtaking water views, seamless indoor outdoor flow, and luxurious designer finishes throughout. Soaring stepped ceilings, crown molding, tile flooring, and expansive zero edge pocket sliders create an atmosphere that feels both grand and inviting, while natural light pours into every thoughtfully designed space. At the center of the home, the gourmet kitchen serves as both a showpiece and gathering place, anchored by a dramatic 5x9 single slab quartz island and surrounded by upgraded custom cabinetry and a suite of top tier appliances including an Italian oven, smart refrigerator, drawer microwave, wine cooler, and farmhouse sinks in both the kitchen and laundry room. A panoramic bay window frames tranquil canal views, bringing the outdoors into everyday living and dining spaces designed for effortless entertaining and relaxed waterfront living. Privately tucked away, the primary suite offers a serene escape with direct access to the lanai, expansive walk in closet with custom built ins, and a spa inspired ensuite featuring dual vanities, a jacuzzi soaking tub, and an oversized walk in shower with pocket sliders to the laundry room from the closet. Two guest bedrooms provide inviting accommodations for family and visitors, each thoughtfully designed to reflect the home’s refined yet comfortable atmosphere. Outside, the expansive lanai becomes the true heart of the home as glowing sunset skies reflect across the water and create an unforgettable backdrop for evenings spent poolside. The outdoor living area features a sparkling pool, an outdoor kitchen with upgraded grill and refrigerator, and panoramic unobstructed canal views that elevate every moment. Boating enthusiasts will appreciate the 30 foot concrete dock and 10,000 pound boat lift with new motors and cables, offering quick access to Charlotte Harbor and an easy ten minute cruise to Fisherman’s Village. Complete with updated lighting, a 2023 roof, and pristine move in ready condition, this extraordinary residence embodies sophisticated waterfront living at its finest.

Estimated monthly payment

Principal & interest$4,804
Property taxes$1,074
Home insurance (est.)$435

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history14 days on market

  1. Status: Active
    May 22, 2026
  2. Listed$950,000
    May 22, 2026
  3. Price increased$950,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
14
Subdivision
Punta Gorda Isles Sec 08
County
Charlotte
Year built
2001
Living area
2,235 sq ft
Price/sq ft
$425
Building area
3,073 sq ft (Public Records)
Lot size
9,599 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12015C0241G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$12,882 (2025)
Parcel #
412212451002
Zoning
GS-3.5
MLS #
C7526465

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Outdoor Grill, Private Mailbox, Rain Gutters
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Schools

ElementarySallie Jones ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst19.5x21
Living RoomFirst22x11.5
Primary BedroomFirst17x14
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-05-22
On market date
2026-05-22
Original list price
$950,000
Occupant type
Vacant
MLS area
33950 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-05-22
Tax legal description
PGI 008 0085 0027 PUNTA GORDA ISLES SEC8 BLK85 LT 27 302/958 562/2160 937/1046 1372/07 1737/1603 3264/574 3393/988 3820/1571 4683/1235 3349068

Flood risk

High riskFEMA Zone AEPanel 12015C0241G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Punta Gorda, head South on US 41. Turn right onto W Henry St. Turn left onto Shreve St. Turn right onto Magdalina Dr. Continue on Vía Tripoli. Turn right onto Vía Tripoli. Turn right onto Mineo Dr. Turn left onto Vía Formia. House will be on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 12:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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