$242,000
1220 Ruby Street
Lakeland, FL 33815
Listing updated: May 22, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Charming bungalow in an established Lakeland location offering timeless character, thoughtful updates, and strong investment potential. Currently tenant occupied through 7/31/2026 at $1,675 per month, this property provides immediate rental income with future flexibility for owner occupancy. This 3 bedroom, 2 bathroom home features hardwood flooring throughout much of the home, built-in architectural details, updated lighting, granite countertops, and wood cabinetry that blend classic charm with modern touches. Outdoor highlights include a screened front porch, side patio, fenced backyard, and covered parking. Roof replace by previous owner 2016. Conveniently located just minutes from Downtown Lakeland, Bonnet Springs Park, shopping, dining, and easy access to I-4 for commuting to Tampa or Orlando.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMay 21, 2026
- Listed$242,000May 21, 2026
- Price increased$242,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Kellogg & Armstrong Add 01
- County
- Polk
- Year built
- 1930
- Living area
- 1,533 sq ft
- Price/sq ft
- $158
- Building area
- 1,940 sq ft (Public Records)
- Lot size
- 10,672 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0311G)
- Annual taxes
- $2,477 (2025)
- Parcel #
- 23-28-23-102000-002050
- Zoning
- RB-2
- MLS #
- L4962083
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl, Wood
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Built-in Features, Solid Wood Cabinets, Stone Counters
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- None
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | |
| Dining Room | First | |
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First |
Listing Details
- Listing date
- 2026-05-21
- On market date
- 2026-05-21
- Original list price
- $242,000
- Occupant type
- Tenant
- MLS area
- 33815 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-05-21
- Tax legal description
- KELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK B LOT 5 & E 25 FT OF LOT 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
W on Main St to Central Ave, S on Central and Right to Ruby
More homes like this
$255,000
311 W Bella Vista St
Lakeland, FL 33805
3 bd · 2 ba · 875 sqft
Pinehurst Court Sub
MLS ID #TB8518415, LONDON FOSTER REALTY.
Listing provided by Stellar MLS
$235,000
3123 Prairie Dunes Cir W
Lakeland, FL 33810
2 bd · 2 ba · 1,162 sqft
Highland Fairways Ph 02a
MLS ID #TB8503517, RE/MAX REALTY UNLIMITED.
Listing provided by Stellar MLS
$355,000
4981 Foxglove Cir
Lakeland, FL 33811
4 bd · 2 ba · 1,812 sqft
Hawthorne Ph 1
MLS ID #L4962476, FLORIDA REAL ESTATE COMPANY.
Listing provided by Stellar MLS
$377,990
4524 Hidden Farm Dr
Plant City, FL 33565
4 bd · 3 ba · 2,305 sqft
Farm At Varrea
MLS ID #TB8519197, D R HORTON REALTY OF TAMPA LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 22, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA