
$639,000
6465 Bay Shore Drive
St Cloud, FL 34771
Listing updated: May 29, 2026 at 3:32 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. BRAND NEW CONSTRUCTION situated on a HALF-ACRE lot with NO HOA...... Upgrades include: SPRAY FOAM INSULATION, two-tone SOLID ALDER CABINETS featuring under lighting, soft-close drawers & doors, & hardware. We also have a TRUE DORMER for GRAND HEIGHT & beautiful NATURAL LIGHT, Moen plumbing fixtures, lights/ceiling fans, bath mirrors, VINYL PORCH SOFFIT, fiberglass exterior doors, INSULATED GARAGE DOOR, CONCRETE WITH UPGRADED STRENGTH, an aluminum pull-down attic staircase, & modified trusses for a bonus/storage room (complete with installed decking). Hosting & Entertaining were considered by the Builder.....piping & electrical are in place for a future summer kitchen/wet bar, the window from the kitchen slides horizontally for easy pass-through, & plenty of backyard space gives a perfect canvas for your pool oasis plans. Both Baths have seamless "Zero Entry" showers.....the Owner's Suite has a full "Rain Room" with a stunning soaker tub (seamless entry can be convenient for wheelchairs also). GRANITE COUNTERS, MICROWAVE/OVEN DUO, DISHWASHER, COOKTOP & VENT HOOD ARE PROVIDED. A gorgeous Island with barstool space is adorned with mini pillars that accentuate the ends.....we have a WALK-IN pantry & shelving is already in place. THIS TRIPLE SPLIT FLOOR PLAN IS IDEAL FOR MANY FAMILY SET-UPS......the driveway was widened for additional parking.......the home was positioned to allow easy access to the backyard. Bring the camper or RV, store the boat, park your trailers, put up a fence, build that workshop.....the options are ENDLESS!! Don't wait for the building process, this one is DONE....location is superb--43+ mi to Melbourne Beach, 19+ mi to Lake Nona, 23+ mi to OIA, 7+ mi to downtown shops and eateries. St. Cloud has many lakes for boating or fishing & the East Lake Toho park has fun sandy beaches, a mini water park, & nice walking paths. With so much to offer, I wouldn't waste any time putting this one on your schedule!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: PendingMay 29, 2026
- Listed$639,000May 22, 2026
- Price increased$639,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 6
- Cumulative DOM
- 211
- Subdivision
- Bay Tree Cove
- County
- Osceola
- Year built
- 2025
- Living area
- 2,128 sq ft
- Price/sq ft
- $300
- Building area
- 2,964 sq ft (Builder)
- Lot size
- 21,800 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12097C0285G)
- Garage
- 2 spaces
- Annual taxes
- $1,178 (2025)
- Parcel #
- 13-26-31-2601-0001-0360
- Zoning
- ORS1
- MLS #
- S5150210
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
- New construction
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify if any leasing restrictions apply.
Exterior & Construction
- Exterior features
- French Doors, Rain Gutters
- Construction materials
- Block, HardiPlank Type, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x14.7 |
| Bedroom 2 | First | 10.11x12 |
| Bedroom 3 | First | 10.11x11.1 |
| Bedroom 4 | First | 11x11.9 |
| Kitchen | First | 11x17 |
| Living Room | First | 14x14 |
| Foyer | First | 8x8 |
| Dining Room | First | 11x11 |
| Laundry | First | 5.8x6.6 |
| Balcony/Porch/Lanai | First | 10x24 |
Listing Details
- Listing date
- 2026-05-22
- On market date
- 2026-05-22
- Original list price
- $639,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-05-29
- Tax legal description
- BAY TREE COVE PB 4 PG 74 LOT 36
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192 E through St. Cloud, make a L onto Old Melbourne Hwy, make a L onto Bay Shore Dr, home is down on R.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 3:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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