6465 Bay Shore Drive, FL
Stellar MLS

$639,000

6465 Bay Shore Drive

St Cloud, FL 34771

Listing updated: May 29, 2026 at 3:32 PM ET

Pending
4
Beds
2
Baths
2,128
Sq Ft
0.5
Acres
2025
Built
New construction$300/sqft
Single Family Residence

Property type

2025

Year built

21,800 sqft

Lot size

$300

Price / sq ft

No HOA

HOA dues

6

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. BRAND NEW CONSTRUCTION situated on a HALF-ACRE lot with NO HOA...... Upgrades include: SPRAY FOAM INSULATION, two-tone SOLID ALDER CABINETS featuring under lighting, soft-close drawers & doors, & hardware. We also have a TRUE DORMER for GRAND HEIGHT & beautiful NATURAL LIGHT, Moen plumbing fixtures, lights/ceiling fans, bath mirrors, VINYL PORCH SOFFIT, fiberglass exterior doors, INSULATED GARAGE DOOR, CONCRETE WITH UPGRADED STRENGTH, an aluminum pull-down attic staircase, & modified trusses for a bonus/storage room (complete with installed decking). Hosting & Entertaining were considered by the Builder.....piping & electrical are in place for a future summer kitchen/wet bar, the window from the kitchen slides horizontally for easy pass-through, & plenty of backyard space gives a perfect canvas for your pool oasis plans. Both Baths have seamless "Zero Entry" showers.....the Owner's Suite has a full "Rain Room" with a stunning soaker tub (seamless entry can be convenient for wheelchairs also). GRANITE COUNTERS, MICROWAVE/OVEN DUO, DISHWASHER, COOKTOP & VENT HOOD ARE PROVIDED. A gorgeous Island with barstool space is adorned with mini pillars that accentuate the ends.....we have a WALK-IN pantry & shelving is already in place. THIS TRIPLE SPLIT FLOOR PLAN IS IDEAL FOR MANY FAMILY SET-UPS......the driveway was widened for additional parking.......the home was positioned to allow easy access to the backyard. Bring the camper or RV, store the boat, park your trailers, put up a fence, build that workshop.....the options are ENDLESS!! Don't wait for the building process, this one is DONE....location is superb--43+ mi to Melbourne Beach, 19+ mi to Lake Nona, 23+ mi to OIA, 7+ mi to downtown shops and eateries. St. Cloud has many lakes for boating or fishing & the East Lake Toho park has fun sandy beaches, a mini water park, & nice walking paths. With so much to offer, I wouldn't waste any time putting this one on your schedule!

Estimated monthly payment

Principal & interest$3,231
Property taxes$98
Home insurance (est.)$293

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Pending
    May 29, 2026
  2. Listed$639,000
    May 22, 2026
  3. Price increased$639,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
6
Cumulative DOM
211
Subdivision
Bay Tree Cove
County
Osceola
Year built
2025
Living area
2,128 sq ft
Price/sq ft
$300
Building area
2,964 sq ft (Builder)
Lot size
21,800 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12097C0285G)
Garage
2 spaces
Annual taxes
$1,178 (2025)
Parcel #
13-26-31-2601-0001-0360
Zoning
ORS1
MLS #
S5150210

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify if any leasing restrictions apply.

Exterior & Construction

Exterior features
French Doors, Rain Gutters
Construction materials
Block, HardiPlank Type, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst13x14.7
Bedroom 2First10.11x12
Bedroom 3First10.11x11.1
Bedroom 4First11x11.9
KitchenFirst11x17
Living RoomFirst14x14
FoyerFirst8x8
Dining RoomFirst11x11
LaundryFirst5.8x6.6
Balcony/Porch/LanaiFirst10x24

Listing Details

Listing date
2026-05-22
On market date
2026-05-22
Original list price
$639,000
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-05-29
Tax legal description
BAY TREE COVE PB 4 PG 74 LOT 36

Flood risk

Minimal riskFEMA Zone XPanel 12097C0285G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

192 E through St. Cloud, make a L onto Old Melbourne Hwy, make a L onto Bay Shore Dr, home is down on R.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 3:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA