$448,000
6445 Bay Shore Drive
St Cloud, FL 34771
Listing updated: June 11, 2026 at 6:56 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Situated on a spacious half-acre lot in St. Cloud with NO HOA, this well-maintained 3-bedroom, 2-bath POOL home offers the perfect blend of space, functionality, and Florida lifestyle living.Enjoy your own private backyard retreat featuring a screen-enclosed pool and peaceful views of a pond located behind the property, creating a relaxing and private setting. The property is designed for convenience and versatility, offering two separate carports, including a dedicated concrete pad ideal for RV or boat parking.A sidewalk wraps around the entire home, providing easy access and added usability around the property. With plenty of room to spread out, this oversized lot offers opportunities for outdoor living, storage, or future improvements.Located just minutes from major roadways, shopping, dining, and everyday conveniences, this home combines privacy, space, and accessibility. A rare find in today’s market. Don’t miss the opportunity to own a pool home with land and no HOA restrictions in a growing area of St. Cloud.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history37 days on market
- Status: ActiveMay 5, 2026
- Listed$450,000May 5, 2026
- Price reduced$448,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 37
- Subdivision
- Bay Tree Cove
- County
- Osceola
- Year built
- 1990
- Living area
- 1,792 sq ft
- Price/sq ft
- $250
- Building area
- 2,256 sq ft (Public Records)
- Lot size
- 21,800 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $2,379 (2025)
- Parcel #
- 13 26 31 2601 0001 0380
- Zoning
- RESIDENTIA
- MLS #
- S5149286
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
- Interior features
- Chair Rail, Eat-in Kitchen
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Electricity Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 1 | First | |
| Bedroom 2 | First | |
| Primary Bathroom | First | |
| Bathroom 1 | First | |
| Kitchen | First | |
| Great Room | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-05-05
- On market date
- 2026-05-05
- Original list price
- $450,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Osceola
- Status changed
- 2026-05-05
- Tax legal description
- BAY TREE COVE PB 4 PG 74 LOT 38
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading east on US-192 (US-192 E/US-441 S), continue for approximately 6.7 miles. Turn left onto Old Melbourne Hwy and proceed about 0.5 miles. Turn left onto Bay Shore Dr—property will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 6:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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