$390,000
4241 Settlers Court
St Cloud, FL 34772
Listing updated: June 2, 2026 at 11:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Beautiful 3-bedroom, 2-bath POOL home with a 2-car garage in Saint Cloud, perfectly positioned on a scenic pond and conservation-view lot with outstanding curb appeal. Inside, the thoughtfully designed split-bedroom floor plan offers both comfort and privacy, featuring spacious secondary bedrooms and an inviting primary suite. The home offers a seamless flow between the living and dining areas, creating an ideal space for entertaining and everyday living. The spacious eat-in kitchen is equipped with granite countertops, stainless steel appliances, ample cabinetry, a breakfast bar, and plenty of workspace for cooking and gathering. The primary suite serves as a private retreat with direct access to the screened lanai and pool area, along with an en-suite bath featuring dual sinks, a spa-style walk-in shower, and a large walk-in closet. Step outside to the oversized screened lanai and sparkling pool, where breathtaking pond and conservation views create the perfect backdrop for relaxing or entertaining guests. A storage shed and small fenced area offer additional functionality, ideal for a dog run or play space. Conveniently located just minutes from the Florida Turnpike, SR-417, shopping, dining, medical facilities, and top-rated schools, this home offers the perfect combination of location, comfort, and outdoor Florida living.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history15 days on market
- Status: ActiveJun 2, 2026
- Listed$390,000May 13, 2026
- Price increased$390,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 15
- Subdivision
- Canoe Creek Lakes Unit 5
- County
- Osceola
- Year built
- 2001
- Living area
- 1,636 sq ft
- Price/sq ft
- $238
- Building area
- 2,390 sq ft (Public Records)
- Lot size
- 8,625 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,819 (2025)
- Parcel #
- 16-26-30-0584-0001-3400
- Zoning
- SR1B
- MLS #
- O6407500
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Electric Water Heater, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $329 / Annually
- Monthly HOA
- $27/mo
- Total monthly fees
- $27/mo
- Total annual fees
- $329
- HOA name
- Canoe Creek Lakes HOA/ Kathy Tanner
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to confirm with HOA
- Approval process
- Buyer to confirm with HOA
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Dining Room | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First |
Listing Details
- Listing date
- 2026-05-12
- On market date
- 2026-05-13
- Original list price
- $390,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-02
- Tax legal description
- CANOE CREEK LAKES UNIT 5 PB 13 PG 25 LOT 340
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192 East to right (South) onto Kissimmee Park Rd, Left on Old Canoe Creek Road. Left onto Settlers Trail, left onto Settlers Court and home will be on right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 11:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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